Oriental Health Insurance
Group Health Insurance
The Bank Saathi Policy of Oriental Insurance is a group health insurance plan designed to provide indemnity to insured individuals and their family me...
Unique Features
- 2 Plan Variants
- Newborn Baby Cover
- Modern Treatment
Oriental Bank Saathi Policy (Pros)
- Maternity & newborn cover
- Medical second opinion
- Mental illness cover
Oriental Bank Saathi Policy (Cons)
- Illegal activities
- Alcoholism
- Adventure sports
Oriental Bank Saathi Policy (Other Benefits)
- Tax benefits
- AYUSH treatment
- Modern treatments
Oriental Bank Saathi Policy (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Accident Health Insurance
The human body is mortal, and we cannot always avoid accidents that could lead to loss of life or body parts like limbs or major organs. Such grievous...
Unique Features
- Covers you globally
- Optional medical cover
- Accidental loss compensation
Oriental Personal Accident Policy (Pros)
- Accidental death
- Injury
- Permanent total disability
Oriental Personal Accident Policy (Cons)
- Obesity
- Illegal activities
- Cosmetic Procedures
Oriental Personal Accident Policy (Other Benefits)
- Permanent partial disability
- Temporary total disability
- Worldwide accidental cover
Oriental Personal Accident Policy (Eligibility Criteria)
- N/A
Individual and Family Health Insurance
Oriental Family Floater Policy offers versatile coverage options to its policyholders. Oriental Health Insurance designed the plan to align with diffe...
Unique Features
- International Cover
- Multiple Discount Benefits
- E-Consultation Available
Oriental Happy Family Floater Policy (Pros)
- Domiciliary hospitalization
- Pre and post-hospitalization
- Newborn baby expenses
Oriental Happy Family Floater Policy (Cons)
- Illegal activities
- Alcoholism and drug abuse
- Obesity
Oriental Happy Family Floater Policy (Other Benefits)
- Tele consultation
- Telemedicine
- Accidental death benefit
Oriental Happy Family Floater Policy (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial waiting period: 30 days
- Sum Insured: Up to 50 Lakhs
Individual and Family Health Insurance
The PNB Oriental Royal Mediclaim policy, introduced by Oriental Health Insurance, provides comprehensive coverage to account holders of Punjab Nationa...
Unique Features
- Individual and Family Floater
- AYUSH Cover
- Check the Eligibility Criteria
PNB Oriental Royal Mediclaim Insurance Policy (Pros)
- Covers family
- High sum insured
- Ambulance cover
PNB Oriental Royal Mediclaim Insurance Policy (Cons)
- Illegal activities
- Alcoholism and drug abuse
- Obesity
PNB Oriental Royal Mediclaim Insurance Policy (Other Benefits)
- Pre and post-hospitalization
- Multiple variants
- Daily hospital cash
PNB Oriental Royal Mediclaim Insurance Policy (Eligibility Criteria)
- Min entry age: 18 years
- Max entry age: 79 years
- Initial waiting period: 30 days
- Sum insured: Up to 10 Lakh
Individual
Oriental Individual Mediclaim by Oriental Health Insurance is an affordable health insurance policy designed to cover all your medical expenses relate...
Unique Features
- AYUSH Benefits Covered
- Inclusions and Exclusions
- Lifetime Renewability
Individual Mediclaim Policy (Pros)
- Family discount
- Voluntary co-payment
- Daily hospital cash
Individual Mediclaim Policy (Cons)
- Alcoholism and drug abuse
- Obesity
- Cosmetic procedures
Individual Mediclaim Policy (Other Benefits)
- Personal accident cover
- Medical second opinion
- Multiple SI options
Individual Mediclaim Policy (Eligibility Criteria)
- Min entry age: 18 years
- Max entry age: 65 years
- Initial Waiting Period: 30 days
- Sum Insured: Up to 50 Lakhs
Royal Sundaram Health Insurance
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan that offers holistic coverage with a wide range of benefits such ...
Unique Features
- Up to 1 Crore SI
- 4X Mobility Devices Cover
- Health and Wellness Cover
Royal Sundaram Lifeline Supreme (Pros)
- Re-load of sum insured
- Health check-up
- App-based cabs
Royal Sundaram Lifeline Supreme (Cons)
- Illegal activities
- Alcoholism
- Self-inflicted harm
Royal Sundaram Lifeline Supreme (Other Benefits)
- Annual Health Check-up
- Emergency Evacuation
- Second Opinion
Royal Sundaram Lifeline Supreme (Eligibility Criteria)
- Min Entry Age: 18 Years
- Max Entry Age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: 1 Crore
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against loss of income, provides the best medical care, and ensures your childr...
Unique Features
- Global Coverage Available
- 5 Crore SI
- Education Grant
Royal Sundaram Health Personal Accident Policy (Pros)
- Higher sum insured available
- Accidental death cover
- Disability cover
Royal Sundaram Health Personal Accident Policy (Cons)
- Illegal activities
- Alcoholism
- Adventure sports
Royal Sundaram Health Personal Accident Policy (Other Benefits)
- Worldwide coverage
- Education grant
- Cumulative bonus
Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 70 Years
- Sum Insured: Up to 1.5 Crores
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one-of-a-kind plan that covers up to 11 times the sum insured in case of emergency health complication...
Unique Features
- 11X Multiplier Benefit
- 4X Multiplier Benefit
- Emergency Domestic Evacuation
Royal Sundaram Multiplier Health Plan (Pros)
- No Claim Bonus
- Modern Treatments
- AYUSH Treatment
Royal Sundaram Multiplier Health Plan (Cons)
- Illegal activities
- alcoholism
- obesity and weight management
Royal Sundaram Multiplier Health Plan (Other Benefits)
- Flexi Reload Benefit
- Health and Wellness Benefit
- Ambulance Cover
Royal Sundaram Multiplier Health Plan (Eligibility Criteria)
- Min Entry Age: 18 years
- Max Entry Age: 65 years
- Initial Waiting Period: 30 days
- Sum Insured: Up to 25 L
Individual
The Surrogacy (Regulation) Act, 2021, by the Government of India, mandates that any couple seeking a surrogate mother must purchase a three-year healt...
Unique Features
- Cover for Surrogacy
- Oocyte Donor Cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Pros)
- Covers surrogate mothers
- Covers oocyte donors
- Ambulance cover
Royal Sundaram Surrosafe Plan (Cons)
- Illegal activites
- adventure sports
- self-harm
Royal Sundaram Surrosafe Plan (Other Benefits)
- Inpatient hospitalization
- Room rent cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Eligibility Criteria)
- Min entry age: 18 Years; Max entry age: 35 Years
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
The Royal Sundaram Family Plus plan is designed for individuals and families looking for comprehensive health coverage, especially those planning a fa...
Unique Features
- Emergency domestic evacuation
- Maternity cover benefits
- Health & wellness benefits
Royal Sundaram Family Plus Plan (Pros)
- Ambulance Cover
- Reload of Sum Insured
- Second Opinion for 11 specified Critical Illness
Royal Sundaram Family Plus Plan (Cons)
- Investigation & Evaluation
- Obesity/ Weight Control
- Alcoholism
Royal Sundaram Family Plus Plan (Other Benefits)
- Maternity cover
- Health and wellness
- Nutritional allowance
Royal Sundaram Family Plus Plan (Eligibility Criteria)
- Min entry age: 18 years
- Max entry age: No upper limit
- Sum Insured: Up to 50 L
- Initial waiting period: 30 days
Top Up and Super Top Up
Royal Sundaram Advanced is a top-up plan that provides health coverage beyond your base health policy. It helps you keep your savings intact during ti...
Unique Features
- Home care treatment
- Life protect benefits
- 2nd opinion for 22 critical illnesses
Royal Sundaram Advanced Top-Up Plan (Pros)
- Life protect benefit
- PEDs waiting period reduction
- Modern treatment
- No cost SI restore
- Home care treatment
Royal Sundaram Advanced Top-Up Plan (Cons)
- Obesity control
- No change-of-gender
- Cosmetic/plastic surgery
- Hazardous/adventure sports
- Breach of law
Royal Sundaram Advanced Top-Up Plan (Other Benefits)
- AYUSH cover
- Critical illness 2nd opinion
- Daycare treatment
- Organ donor expenses
- In-patient hospitalization
Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)
- Child Entry Age - 91 days - 25 years
- Adult Entry Age- 18 - 65 years
- SI - INR 10 - 95 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
The Royal Sundaram Lifeline Elite Plan offers comprehensive health coverage, particularly beneficial for individuals who travel internationally. This ...
Unique Features
- 11 specified critical illnesses cover
- Worldwide emergency hospitalization
- Maternity & newborn covers
Royal Sundaram Lifeline Elite Plan (Pros)
- Cancer of specified severity
- Heart attack
- Kidney failure
Royal Sundaram Lifeline Elite Plan (Cons)
- Illegal activites
- Alcoholism
- Obesity
Royal Sundaram Lifeline Elite Plan (Other Benefits)
- Emergency domestic evacuation
- Worldwide cover
- Tax benefits
Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 Cr
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
- Plan benefits
- Types of plans offered
- Plan features & buying process
Lifeline Health Insurance Plan (Pros)
- Domiciliary Hospitalization
- Worldwide Emergency Hospitalization
- International Treatment Abroad
Lifeline Health Insurance Plan (Cons)
- Illegal Activities
- Adventure Sports
- Alcoholism
Lifeline Health Insurance Plan (Other Benefits)
- Preventive healthcare and wellness
- Reload of Sum Insured
- OPD Cover
Lifeline Health Insurance Plan (Eligibility Criteria)
- Min Entry Age 18 Years
- Max Entry Age No Upper Age Limit
- Initial Waiting Period 30 Days
- Sum Insured Up to 1.5 Crore
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
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