Oriental Health vs Digit Health

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Overview

Oriental Health Insurance, a trusted public sector insurer since 1947, offers a wide range of health plans designed to provide financial security during medical emergencies. With over 4000 network hospitals, a 91.62% claim settlement ratio, and 24/7 customer support, Oriental ensures comprehensive and affordable coverage. Protect yourself and your family with plans offering sum insured up to ₹2 Crore.
COMPANY DETAILS Edit

Oriental Health

Edit

Digit Health

Number of health insurance plans
Sum insured

Sum Insured

Up to 2 Crores

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

91.62%

Claim Ratio

99%
Network hospitals

Network Hospital

4000+

Network Hospital

9000+
Solvency Ratio

Solvency Ratio

-1.03

Solvency Ratio

3.85
Pan India Presence

Pan India Presence

1,000

Pan India Presence

10
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

9,994.44 Crore

Annual premium (company level)

1,625.93 Crore
Years in operation

Years in operation

1947

Years in operation

8 years
24×7 claim support

24×7 claim support

Yes

24×7 claim support

No
IRDAI registration number

IRDAI registration number

556

IRDAI registration number

158
Claims settled within 3 months

Claims settled within 3 months

90.18

Claims settled within 3 months

96.71
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Oriental Health Insurance

Group Health Insurance

The Bank Saathi Policy of Oriental Insurance is a group health insurance plan designed to provide indemnity to insured individuals and their family me...

Unique Features

  • 2 Plan Variants
  • Newborn Baby Cover
  • Modern Treatment

Oriental Bank Saathi Policy (Pros)

Oriental Bank Saathi Policy
  • Maternity & newborn cover
  • Medical second opinion
  • Mental illness cover

Oriental Bank Saathi Policy (Cons)

Oriental Bank Saathi Policy
  • Illegal activities
  • Alcoholism
  • Adventure sports

Oriental Bank Saathi Policy (Other Benefits)

Oriental Bank Saathi Policy
  • Tax benefits
  • AYUSH treatment
  • Modern treatments

Oriental Bank Saathi Policy (Eligibility Criteria)

Oriental Bank Saathi Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Accident Health Insurance

The human body is mortal, and we cannot always avoid accidents that could lead to loss of life or body parts like limbs or major organs. Such grievous...

Unique Features

  • Covers you globally
  • Optional medical cover
  • Accidental loss compensation

Oriental Personal Accident Policy (Pros)

Oriental Personal Accident Policy
  • Accidental death
  • Injury
  • Permanent total disability

Oriental Personal Accident Policy (Cons)

Oriental Personal Accident Policy
  • Obesity
  • Illegal activities
  • Cosmetic Procedures

Oriental Personal Accident Policy (Other Benefits)

Oriental Personal Accident Policy
  • Permanent partial disability
  • Temporary total disability
  • Worldwide accidental cover

Oriental Personal Accident Policy (Eligibility Criteria)

Oriental Personal Accident Policy
  • N/A

Individual and Family Health Insurance

Oriental Family Floater Policy offers versatile coverage options to its policyholders. Oriental Health Insurance designed the plan to align with diffe...

Unique Features

  • International Cover
  • Multiple Discount Benefits
  • E-Consultation Available

Oriental Happy Family Floater Policy (Pros)

Oriental Happy Family Floater Policy
  • Domiciliary hospitalization
  • Pre and post-hospitalization
  • Newborn baby expenses

Oriental Happy Family Floater Policy (Cons)

Oriental Happy Family Floater Policy
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity

Oriental Happy Family Floater Policy (Other Benefits)

Oriental Happy Family Floater Policy
  • Tele consultation
  • Telemedicine
  • Accidental death benefit

Oriental Happy Family Floater Policy (Eligibility Criteria)

Oriental Happy Family Floater Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial waiting period: 30 days
  • Sum Insured: Up to 50 Lakhs

Individual and Family Health Insurance

The PNB Oriental Royal Mediclaim policy, introduced by Oriental Health Insurance, provides comprehensive coverage to account holders of Punjab Nationa...

Unique Features

  • Individual and Family Floater
  • AYUSH Cover
  • Check the Eligibility Criteria

PNB Oriental Royal Mediclaim Insurance Policy (Pros)

PNB Oriental Royal Mediclaim Insurance Policy
  • Covers family
  • High sum insured
  • Ambulance cover

PNB Oriental Royal Mediclaim Insurance Policy (Cons)

PNB Oriental Royal Mediclaim Insurance Policy
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity

PNB Oriental Royal Mediclaim Insurance Policy (Other Benefits)

PNB Oriental Royal Mediclaim Insurance Policy
  • Pre and post-hospitalization
  • Multiple variants
  • Daily hospital cash

PNB Oriental Royal Mediclaim Insurance Policy (Eligibility Criteria)

PNB Oriental Royal Mediclaim Insurance Policy
  • Min entry age: 18 years
  • Max entry age: 79 years
  • Initial waiting period: 30 days
  • Sum insured: Up to 10 Lakh

Individual

Oriental Individual Mediclaim by Oriental Health Insurance is an affordable health insurance policy designed to cover all your medical expenses relate...

Unique Features

  • AYUSH Benefits Covered
  • Inclusions and Exclusions
  • Lifetime Renewability

Individual Mediclaim Policy (Pros)

Individual Mediclaim Policy
  • Family discount
  • Voluntary co-payment
  • Daily hospital cash

Individual Mediclaim Policy (Cons)

Individual Mediclaim Policy
  • Alcoholism and drug abuse
  • Obesity
  • Cosmetic procedures

Individual Mediclaim Policy (Other Benefits)

Individual Mediclaim Policy
  • Personal accident cover
  • Medical second opinion
  • Multiple SI options

Individual Mediclaim Policy (Eligibility Criteria)

Individual Mediclaim Policy
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 50 Lakhs

Digit Health Insurance

Individual and Family Health Insurance

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between ₹3 lakhs to ₹2 crores. The plan covers ...

Unique Features

  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores

Digit Arogya Sanjeevani Plan (Pros)

Digit Arogya Sanjeevani Plan
  • High sum insured up to ₹2 Crores
  • AYUSH cover
  • Ambulance Cover

Digit Arogya Sanjeevani Plan (Cons)

Digit Arogya Sanjeevani Plan
  • Adventure Sports
  • Self-harm
  • Obesity or weight control

Digit Arogya Sanjeevani Plan (Other Benefits)

Digit Arogya Sanjeevani Plan
  • Modern treatment cover
  • Cataract Cover
  • Dental Treatment

Digit Arogya Sanjeevani Plan (Eligibility Criteria)

Digit Arogya Sanjeevani Plan
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: ₹3 Lakhs - ₹2 Crores
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

The Digit Health Care Plus policy offers 360-degree coverage to insured individuals. When you invest in the plan, you can avail basic coverage benefit...

Unique Features

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover

Digit Health Care Plus Policy (Pros)

Digit Health Care Plus Policy
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover

Digit Health Care Plus Policy (Cons)

Digit Health Care Plus Policy
  • No global cover
  • Illegal activities not covered
  • No obesity covered

Digit Health Care Plus Policy (Other Benefits)

Digit Health Care Plus Policy
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids

Digit Health Care Plus Policy (Eligibility Criteria)

Digit Health Care Plus Policy
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days

Accident Health Insurance

According to a report published by the States and Union Territories on PIB, India records over 5 lakh road accidents annually, resulting in more than ...

Unique Features

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover

Digit Personal Accident Plan (Pros)

Digit Personal Accident Plan
  • Accidental death
  • Total or partial disability
  • Loss of income cover

Digit Personal Accident Plan (Cons)

Digit Personal Accident Plan
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs

Digit Personal Accident Plan (Other Benefits)

Digit Personal Accident Plan
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover

Digit Personal Accident Plan (Eligibility Criteria)

Digit Personal Accident Plan
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.