Oriental Health vs Acko Health Insurance Health Insurance 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
Select Insurer
×

Overview

Oriental Health Insurance, a trusted public-sector insurer since 1947, offers a wide range of health plans for financial security during medical emergencies.
COMPANY DETAILS ✎ Edit

Oriental Health

 ✎ Edit

Acko Health Insurance
Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crores

Sum Insured

Up to ₹ 1 crore and Unlimited
Claim ratio

Claim Ratio

91.62%

Claim Ratio

98%
Network hospitals

Network Hospital

4000+

Network Hospital

11,500+
Solvency Ratio

Solvency Ratio

-1.03

Solvency Ratio

2.3
Pan India Presence

Pan India Presence

1,000

Pan India Presence

11
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

9,994.44 Crore

Annual premium (company level)

2,064.67 Crore
Years in operation

Years in operation

1947

Years in operation

9 years
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

90.18

Claims settled within 3 months

98%
Recommended Videos
Oriental Health Insurance

▶ Oriental Health Insurance

Acko Health Insurance Review 2026 | Company Review | Benefits & Claim Process

▶ Acko Health Insurance Review 2026 | Company Review | Benefits & Claim Process
●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
Email: [email protected]
We are happy to help.

Oriental Health Insurance

Most popular
Group Health Insurance

Oriental Bank Saathi Policy

The Oriental Insurance Bank Saathi Policy is a group health insurance plan providing indemnity for medical expenses to individuals...

  • 2 Plan Variants
  • Newborn Baby Cover
  • Modern Treatment
  • Maternity & newborn cover
  • Medical second opinion
  • Mental illness cover
  • Illegal activities
  • Alcoholism
  • Adventure sports
  • Tax benefits
  • AYUSH treatment
  • Modern treatments
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L
View plan
Accident Health Insurance

Oriental Personal Accident Policy

Oriental Insurance's personal accident policy provides crucial financial support for individuals and families facing unforeseen ac...

  • Covers you globally
  • Optional medical cover
  • Accidental loss compensation
  • Accidental death
  • Injury
  • Permanent total disability
  • Obesity
  • Illegal activities
  • Cosmetic Procedures
  • Permanent partial disability
  • Temporary total disability
  • Worldwide accidental cover
  • N/A
View plan
Individual and Family Health Insurance

Oriental Happy Family Floater Policy

Oriental Happy Family Floater Policy offers comprehensive health coverage for Indian families, with four plan options (Silver, Gol...

  • International Cover
  • Multiple Discount Benefits
  • E-Consultation Available
  • Domiciliary hospitalization
  • Pre and post-hospitalization
  • Newborn baby expenses
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity
  • Tele consultation
  • Telemedicine
  • Accidental death benefit
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial waiting period: 30 days
  • Sum Insured: Up to 50 Lakhs
View plan

Acko Health Insurance

Most popular
Individual and Family Health Insurance

Acko Platinum Health Insurance

ACKO Platinum plan has no initial or specific-illness waiting period, no room rent or ICU capping, and an inflation-protect sum in...

  • Personal Accident Cover
  • Critical Illness Cover
  • SI up to INR 10 Lakh to Unlimited
  • No room rent or ICU capping
  • Unlimited doctor-on-call
  • Sum insured from ₹10 Lakh to Unlimited
  • OPD not covered
  • Maternity not covered
  • Cosmetic surgeries not covered
  • Personal accident cover
  • Critical illness treatment cover
  • Doctor on call and second medical opinion available
  • Minimum Entry Age - 91 days onwards
  • Maximum Entry Age - No limit
  • SI - ₹10 Lakh to Unlimited
  • Initial Waiting Period - Nil (accidents covered from day 1)
View plan
Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage of ₹5 Lakh...

  • COVID-19 treatment coverage
  • No pre-policy health check-ups till 45
  • Lifelong renewability
  • No check-up up to age 45
  • COVID-19 cover
  • AYUSH coverage
  • Ambulance services
  • OPD cover unavailable
  • Maternity unavailable
  • Newborn baby cover unavailable
  • Health check-ups unavailable
  • 5% co-payment on every claim
  • Family floater cover
  • Indemnity benefits
  • Pre & post-hospitalization
  • Room rent & ICU cover
  • Min Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹5 Lakh or ₹10 Lakh
  • Waiting Period: 30 Days
View plan
Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Pre and post-hospitalisation not covered
  • Hospital cover only as an optional add-on (up to 10% of SI)
  • OPD not covered
  • Accidental death and disability
  • Permanent and total disability
  • Aid to uncertain injuries
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 70 Years
  • SI: ₹2.5 Lakh – ₹1 Crore
  • No waiting period – accidents covered from Day 1
  • IRDAI product name: Saral Suraksha Bima - ACKO (UIN ACKPAIP21638V012021)
View plan

Health Insurance Articles

Compare with Other Insurers

RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

📞 Call Free