Acko Platinum Health Insurance

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Acko Platinum Health Insurance Plan?

Under Acko Platinum Health Insurance Plan, the room rent is covered.

The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.

Coverage status under Acko Platinum Health Insurance Plan?

Under Acko Platinum Health Insurance Plan, ICU charges are covered.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Acko Platinum Health Insurance Plan?

Under Acko Platinum Health Insurance Plan, pre-hospitalization is covered.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan covers medical expenses incurred during post-hospitalization.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan covers domiciliary hospitalizations.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan covers the expenses of all daycare procedures.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Acko Platinum Health Insurance Plan?

OPD charges are not covered under Acko Platinum Health Insurance Plan.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan does not cover COVID-19.

A common eye condition in which your vision gets blurred.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan does not offer a no-claim bonus.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan offers automatic restoration benefits up to 100% of the Sum Insured.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Acko Platinum Health Insurance Plan?

The Daily hospital cash is not available under Acko Platinum Health Insurance Plan.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, organ donor expenses are covered.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan Maternity Cover is available

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, AYUSH treatment is covered.

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, modern treatments are not covered.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, ambulance cover is covered.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, the air ambulance is not covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, compassionate travel is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, global coverage is not covered.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, E-consultation is not covered.

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Acko Platinum Health Insurance Plan?

Under the Acko Platinum Health Insurance Plan, a health check-up is covered.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan covers the expenses for a second medical opinion.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Acko Platinum Health Insurance Plan?

Acko Platinum Health Insurance Plan does not cover vaccination expenses.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Acko Platinum Health Insurance Plan?

Not Applicable under Acko Platinum Health Insurance Plan.

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under Acko Platinum Health Insurance Plan?

Sub-limits are not applicable.