Acko Platinum Health Insurance

Overview

The Acko Platinum Health Plan offers comprehensive coverage for you and your family members. The plan provides a sum insured of INR 10 Lakhs with many benefits, including sum insured restoration of up to 100%, and built-in add-ons like room rent waiver, doctor-on-call, and critical illness coverage. The policy has a zero waiting period, meaning coverage begins from day one, and there are zero deductions at the time of claim.

Insured individuals can avail of efficient medical care services from 7,100+ network hospitals on the Acko Health Insurance network. The plan is eligible for everyone aged 18 years or older. It allows you to provide coverage for up to 6 family members, including two adults over 18 years and dependent children between 3 months and 25 years. The plan includes daycare treatments, ambulance cover, maternity cover, second medical opinion, and other benefits as base coverage.

Acko Platinum Health Plan Benefits

Acko Platinum Health offers a plethora of benefits to insured individuals, as mentioned below:

Tax Benefits

Premiums paid towards Acko Platinum Health Insurance are eligible for tax benefits under Section 80D of the Income Tax Act of India, 1961.

High Sum Insured

Acko Platinum Health offers a high sum insured of up to INR 10 Lakhs to insured individuals. The high sum insured provides various benefits embedded within the plan.

Zero Waiting Period

Acko Platinum Health offers a zero waiting period, wherein insured individuals are covered from day one of the policy purchase. This allows individuals to avail of healthcare services efficiently and timely.

Doctor On Call

With the Acko Platinum Health Insurance plan, insured individuals can avail of doctor-on-call services, allowing them to receive teleconsultations and gain the right medical advice.

Second Medical Opinion

Acko Platinum Health offers a second medical opinion for medical conditions covered under the plan.

Exclusions

Acko Platinum Health Insurance does not cover the following permanent diseases or health conditions:

• Hospitalization due to war, riot, strike, and nuclear weapons
• Obesity or weight-related surgeries
• Change of gender treatments
• Injuries due to hazardous activities or adventure sports
• Injuries due to unlawful activities
• Plastic or cosmetic surgeries