Acko Arogya Sanjeevani Policy

Overview

You might wonder how a basic health insurance policy like Arogya Sanjeevani can fulfill all your health goals. The Acko Arogya Sanjeevani Policy is an indemnity insurance plan that provides coverage for your healthcare needs at an affordable charge. This Arogya Sanjeevani policy by Acko Health Insurance is suitable for individuals and families.

The sum insured by this plan ranges from ₹50,000 to ₹10 Lakh (in multiples of ₹50,000), which is sufficient to cover primary family members like your spouse, children, parents, and parents-in-law.

This insurance plan provides standard coverage for medical expenses incurred due to hospitalization in emergencies, including pre and post-hospitalization, ICU charges, and room rent with a sub-limit of 2% of the sum insured, subject to ₹5,000 per day. The Acko Arogya Sanjeevani policy also supports COVID-19 treatment, AYUSH treatment or alternative therapies, specified daycare procedures, and more.

This plan is curated to ensure the all-around health interests of policyholders across every section of society. Additionally, the Acko Arogya Sanjeevani policy is a good choice for those new to buying health policies, as it comes with a co-payment clause of 5% on every claim raised during a policy tenure.

Read further to know more about the Acko Arogya Sanjeevani policy, its eligibility criteria, specific benefits, and the claim settlement process.

Exclusions

• Any kind of external congenital illnesses or voluntary treatments like cosmetic therapies, beautification, or plastic surgery.
• OPD and home care treatments.
• Unproven treatments, rest care, rehabilitation.
• Sterility and infertility, birth control, gender change treatments.
• Maternity expenses like childbirth, miscarriage, and lawful medical termination of pregnancy during the policy period.
• Hypertension, diabetes, cardiac arrests, organ transplants, donor expenses.
• Investigation and evaluation purposes.
• Obesity, weight control, or liposuction.
• Hazardous/adventure sports, nuclear wars, defensive attacks.
• Breach of the law, alcoholism, drug, or substance abuse cases.