Acko Health Insurance for Senior Citizens is an ideal choice for those looking forward to protecting their health as well as their hard-earned savings. A senior citizen’s health insurance will secure your golden years with comprehensive health care features and benefits. Acko Health Insurance for senior citizens helps insured individuals secure their health and wellness and facilitates medical care costs acting as a safety net.
Senior citizens require efficient medical care with growing age as they are prone to multiple health complications and ailments. Receiving timely medical care with Acko Health Insurance for Senior Citizens will ensure a stress-free lifestyle. The insurance plan will cover hospitalization expenses, consultation charges, annual health check-ups, and more. This article covers Acko Health Insurance for Senior Citizens benefits, features, eligibility, and more.
We have mentioned below the important features of Acko Health Insurance for senior citizens:
Entry Age | Minimum: 55 Years Maximum: 65 Years |
Sum Insured | Depends on the features and plan variant chosen by the policyholder |
Waiting Periods | The initial waiting period applicable as per the policy schedule |
Co-payments | Applicable |
Renewal | Available till a certain age limit |
Coverage | In-patient and out-patient expenses, ambulance expenses, consultation, wellness benefits, and more |
Policyholders are entitled to various health insurance benefits when investing in Acko Health Insurance for Senior Citizens that are mentioned below
We have mentioned below what is covered and not covered under the Acko Health Insurance for Senior Citizens
Inclusions | Exclusions |
Pre and Post Hospitalization Expenses | Cosmetic Procedures |
Day Care Treatments | Suicide Exclusion |
Domiciliary Hospitalization | Non-medical Expenses |
Ambulance Charges | Unlawful Activities |
OPD Cover | Pre Existing Diseases |
Annual Health Check-Ups | Certain Medicines and Treatments |
Critical Illnesses | Weight Management Treatments |
When you purchase a health insurance plan for senior citizens a lot of factors are to be considered such as if the sum insured is enough, any possible critical illness coverage, annual health check-ups facility, and more. We are mentioning below all the factors that you must keep in mind before purchasing a senior citizen health insurance plan
When filing a claim, knowing all the documents necessary to submit it is essential to minimize the chances of any possible claim rejections. We have mentioned below the important documents to be submitted when filing a claim:
Acko Health Insurance for Senior Citizens provides financial protection to individuals in their golden years and it is important to opt for the right senior citizen health insurance plan. With multiple coverage benefits like health and wellness coverage, hospitalization coverage, and rider benefits it is an ideal insurance choice.
Know More About Health Insurance Companies
Yes, you can avail of a health insurance plan for a 65-year-old individual as the Acko Health Insurance for senior citizens entry age starts from 60 years.
Some of the factors to consider before purchasing a senior citizen health insurance plan are base coverage features, sum insured options, rider benefits, health and wellness benefits, additional coverage options, sub-limits on certain treatments, and more.
Yes, multiple health insurance plans for senior citizens require you to undergo a pre-policy health care check-up in order to determine your premiums.
Yes, tax benefits are applicable for all premiums paid towards a senior citizen health insurance plan under section 80D of the Income Tax Act.
Yes, in case you want coverage for certain critical illnesses it is best to cross-check coverage terms and conditions of a senior citizen health insurance plan before purchase. Some plans offer critical illness coverage as an add-on benefit.
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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