Oriental Health vs Galaxy Health Health Insurance 2026 | PolicyX

Overview

Oriental Health Insurance, a trusted public-sector insurer since 1947, offers a wide range of health plans for financial security during medical emergencies.
COMPANY DETAILS ✎ Edit

Oriental Health

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Galaxy Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crores

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

91.62%

Claim Ratio

98.9%
Network hospitals

Network Hospital

4000+

Network Hospital

3216+
Solvency Ratio

Solvency Ratio

-1.03

Solvency Ratio

4.70
Pan India Presence

Pan India Presence

1,000

Pan India Presence

71
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

9,994.44 Crore

Annual premium (company level)

16.95 Crore
Years in operation

Years in operation

1947

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

90.18

Claims settled within 3 months

100
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Oriental Health Insurance

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Oriental Health Insurance

Accident Health Insurance

Oriental Personal Accident Policy

Oriental Insurance's personal accident policy provides crucial financial support for individuals and families facing unforeseen ac...

  • Covers you globally
  • Optional medical cover
  • Accidental loss compensation
  • Accidental death
  • Injury
  • Permanent total disability
  • Obesity
  • Illegal activities
  • Cosmetic Procedures
  • Permanent partial disability
  • Temporary total disability
  • Worldwide accidental cover
  • N/A
View plan
Individual and Family Health Insurance

Oriental Happy Family Floater Policy

Oriental Happy Family Floater Policy offers comprehensive health coverage for Indian families, with four plan options (Silver, Gol...

  • International Cover
  • Multiple Discount Benefits
  • E-Consultation Available
  • Domiciliary hospitalization
  • Pre and post-hospitalization
  • Newborn baby expenses
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity
  • Tele consultation
  • Telemedicine
  • Accidental death benefit
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial waiting period: 30 days
  • Sum Insured: Up to 50 Lakhs
View plan

Galaxy Health Insurance

The Galaxy Top-Up Health Insurance Plan provides an enhanced safety net over existing base health coverage, helping mitigate subst...

  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit
  • Family coverage
  • flexibility in deductible
  • Digital ICU coverage.
  • Investigation and evaluation
  • cosmetic surgery
  • unproven treatments.
  • Nanotechnology covered
  • modern treatment
  • delivery expenses covered.
  • Entry age: 18 years
  • Maximum entry age: 65 years
  • Sum Insured: INR 5 L to 2 Cr
  • Waiting Period: 30 days.
View plan
Individual and Family Health Insurance

Galaxy Twin 360

Galaxy Twin 360 is a comprehensive health insurance plan for young adults and families, offering dual coverage that combines in-pa...

  • Dual coverage for extended protection
  • All round 360 degree health benefits
  • Flexible coverage for individual needs
  • OPD benefits along with hospitalisation cover
  • usable benefits even in non-hospitalisation years
  • wellness and preventive care integration
  • Entry age capped at 45 years
  • OPD benefits have usage limits
  • newer insurer with limited long-term claims history
  • Lifelong renewability
  • multiple sum insured options
  • flexible premium payment modes
  • coverage for day-care and modern treatments
  • cashless treatment at network hospitals
  • Adults: 18 years to 45 years Children: 90 days to 18 years
View plan

Compare with Other Insurers

RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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