Oriental Health vs Aditya Birla Health Insurance 2026 | PolicyX

Overview

Oriental Health Insurance, a trusted public-sector insurer since 1947, offers a wide range of health plans for financial security during medical emergencies.
COMPANY DETAILS ✎ Edit

Oriental Health

✎ Edit

Aditya Birla

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crores

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

91.62%

Claim Ratio

96%
Network hospitals

Network Hospital

4000+

Network Hospital

12900+
Solvency Ratio

Solvency Ratio

-1.03

Solvency Ratio

1.88
Pan India Presence

Pan India Presence

1,000

Pan India Presence

4800
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

9,994.44 Crore

Annual premium (company level)

4,821.70 Crore
Years in operation

Years in operation

1947

Years in operation

2016
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

90.18

Claims settled within 3 months

92.97
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Oriental Health Insurance

▶ Oriental Health Insurance

Aditya Birla Health Insurance Review

▶ Aditya Birla Health Insurance Review

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Oriental Health Insurance

Accident Health Insurance

Oriental Personal Accident Policy

Oriental Insurance's personal accident policy provides crucial financial support for individuals and families facing unforeseen ac...

  • Covers you globally
  • Optional medical cover
  • Accidental loss compensation
  • Accidental death
  • Injury
  • Permanent total disability
  • Obesity
  • Illegal activities
  • Cosmetic Procedures
  • Permanent partial disability
  • Temporary total disability
  • Worldwide accidental cover
  • N/A
View plan
Individual and Family Health Insurance

Oriental Happy Family Floater Policy

Oriental Happy Family Floater Policy offers comprehensive health coverage for Indian families, with four plan options (Silver, Gol...

  • International Cover
  • Multiple Discount Benefits
  • E-Consultation Available
  • Domiciliary hospitalization
  • Pre and post-hospitalization
  • Newborn baby expenses
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity
  • Tele consultation
  • Telemedicine
  • Accidental death benefit
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial waiting period: 30 days
  • Sum Insured: Up to 50 Lakhs
View plan

Aditya Birla Health Insurance

Accident Health Insurance

Aditya Birla Personal Accident Plan

The Aditya Birla Activ Secure Personal Accident Plan provides comprehensive financial protection against unforeseen incidents, cov...

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit
  • Entry age: Minimum 5 years
  • Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.
View plan
Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhanced

The Aditya Birla Activ Health Platinum Enhanced Plan offers comprehensive health insurance for individuals and families, with sum ...

  • Critical Illness Cover
  • Health Coach
  • SI Up to 2 Crores
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion
  • Entry age: 90 days
  • Max entry age: 45
  • SI: 1L to 1 Cr
  • Waiting period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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