Niva Bupa Health vs Aditya Birla

  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Happy Customers

Buy Policy in 2 mins

With expert guidance

Buy Policy in just 2 mins

2 lakh + Customers

Real-time Reviews

Easy and Efficient

Free Comparison

Easy Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select members you want to insure

Overview

Niva Bupa Health Insurance is a standalone health insurance company in India that offers plans for individuals, families, and senior citizens. It was founded in 2008 and was formerly known as Max Bupa. The company is backed by Bupa, a global healthcare group, adding to its credibility and experience in the health insurance space. Niva Bupa focuses solely on health insurance, enabling it to design simple and practical plans. It offers a range of products along with access to a wide hospital network for cashless treatment. The company is known for its straightforward plans and an in-house claim process.
COMPANY DETAILS Edit

Niva Bupa Health

Edit

Aditya Birla

Number of health insurance plans
Sum insured

Sum Insured

Up to 1 Cr

Sum Insured

Up to 1 Cr
Claim ratio

Claim Ratio

94.4%

Claim Ratio

96%
Network hospitals

Network Hospital

10000+

Network Hospital

12900+
Solvency Ratio

Solvency Ratio

3.03

Solvency Ratio

1.88
Pan India Presence

Pan India Presence

320

Pan India Presence

4800
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

6,762.23 Crore

Annual premium (company level)

4,821.70 Crore
Years in operation

Years in operation

2008

Years in operation

2016
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

145

IRDAI registration number

153
Claims settled within 3 months

Claims settled within 3 months

92.4

Claims settled within 3 months

92.97
Recommended Videos
Niva Bupa Health Insurance Review | Max Bupa Health Insurance | Niva Bupa Health Insurance Plan 2025

Niva Bupa Health Insurance Review | Max Bupa Health Insurance | Niva Bupa Health Insurance Plan 2025

Aditya Birla Health Insurance Review

Aditya Birla Health Insurance Review

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Niva Bupa Health Insurance

Critical Illness Health Insurance

In today's fast-paced world, health dangers are rapidly increasing, including chronic life-threatening diseases. Anyone, regardless of age, can face a...

Unique Features

  • Features and Benefits
  • Eligibility and Coverage
  • Need For Critical Illness Plans?

Niva Bupa Critical Illness (Pros)

Niva Bupa Critical Illness
  • Covers 20 critical illness
  • Accident care benefits
  • Direct claim settlement

Niva Bupa Critical Illness (Cons)

Niva Bupa Critical Illness
  • Cosmetic procedures not covered
  • Self-harm not covered
  • Obesity-related treatments not covered

Niva Bupa Critical Illness (Other Benefits)

Niva Bupa Critical Illness
  • Cataract treatments
  • Domestic emergency evacuation
  • Compassionate travel

Niva Bupa Critical Illness (Eligibility Criteria)

Niva Bupa Critical Illness
  • Entry Age: 18 - 65 Years
  • Sum Insured: ₹5 L - ₹5 Cr
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 90 Days

Individual and Family Health Insurance

Introducing a health insurance plan that rewards you for starting young. A plan that allows for overseas treatment. Several health insurance plans ar...

Unique Features

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Niva Bupa Aspire Plan
  • Entry age - 18 years. Maximum entry age - No age limit. Sum Insured (SI) - INR 3 Lakh to 1 Crore. Waiting Period - 30 days.

Individual and Family Health Insurance

The Niva Bupa Arogya Sanjeevani health policy is an indemnity plan designed to provide comprehensive coverage at an affordable premium. Available as a...

Unique Features

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims

Niva Bupa Arogya Sanjeevani Policy (Pros)

Niva Bupa Arogya Sanjeevani Policy
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups

Niva Bupa Arogya Sanjeevani Policy (Cons)

Niva Bupa Arogya Sanjeevani Policy
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available

Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

Niva Bupa Arogya Sanjeevani Policy
  • Individual & family floater plan
  • Cashless claim settlement
  • Premiums are affordable

Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

Niva Bupa Arogya Sanjeevani Policy
  • Minimum Entry Age: 3 Months - 25 Years (for children in family plan)
  • Adult Entry Age: 18 - 65 Years
  • Sum Insured: INR 50
  • 000 - INR 10 Lakh
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

Go an extra mile for the health of your family with Niva Bupa Health RechargeNiva Bupa Health Recharge (formerly Max Bupa Health Recharge) is a pocket...

Unique Features

  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services

Niva Bupa Health Recharge (Pros)

Niva Bupa Health Recharge
  • Loyalty addictions up to 50%
  • Pharmacy and diagnostic services
  • Personal accident cover
  • Easy plan convertibility
  • Easy plan convertibility
  • Day care treatment coverage

Niva Bupa Health Recharge (Cons)

Niva Bupa Health Recharge
  • Maternity treatment not covered
  • Pre-exisiting diseases not covered
  • Alcoholism not covered
  • Dietary supplements not covered
  • No COVID-19 cover

Niva Bupa Health Recharge (Other Benefits)

Niva Bupa Health Recharge
  • Intensive care unit charge
  • Domiciliary treatment
  • HIV/AIDS treatment covered
  • Artificial life maintenance benefits
  • Room rent per day up to 1%

Niva Bupa Health Recharge (Eligibility Criteria)

Niva Bupa Health Recharge
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs. Hospitalizations can occur unexpectedly, and owning hea...

Unique Features

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit

Niva Bupa GoActive (Pros)

Niva Bupa GoActive
  • Pharmacy and diagnostic services
  • Domiciliary hospitalisation
  • Personal accident benefits
  • Refill benefits
  • Daily health coaching

Niva Bupa GoActive (Cons)

Niva Bupa GoActive
  • Maternity benefit not available
  • Adventure sports not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered
  • War injuries not covered

Niva Bupa GoActive (Other Benefits)

Niva Bupa GoActive
  • Behavioural Assistance Program
  • Alternative treatment
  • I-Protect options to increase SI
  • 2% ICU cover per day. No room rent capping

Niva Bupa GoActive (Eligibility Criteria)

Niva Bupa GoActive
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: INR 4 - 10 Lakhs
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans: Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Pros)

Niva Bupa Super Saver Policy
  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Niva Bupa Super Saver Policy (Cons)

Niva Bupa Super Saver Policy
  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses is excluded

Niva Bupa Super Saver Policy (Other Benefits)

Niva Bupa Super Saver Policy
  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Eligibility Criteria)

Niva Bupa Super Saver Policy
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 10.5 L - 1 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans: Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

  • Unlimited e-consultations
  • No Room Rent Capping
  • Lifelong Renewability

Niva Bupa Money Saver Plan (Pros)

Niva Bupa Money Saver Plan
  • All day care procedures covered
  • Every claim-free year adds up to 20% of the base sum insured as a bonus
  • Accumulated bonus does not reduce even after a claim

Niva Bupa Money Saver Plan (Cons)

Niva Bupa Money Saver Plan
  • Oral or dental treatment not covered
  • Cure and rehabilitation not covered
  • Incidental diagnostic procedures not covered

Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan

Niva Bupa Money Saver Plan (Eligibility Criteria)

Niva Bupa Money Saver Plan
  • Minimum- 3 Months Maximum- 65 Years

Individual and Family Health Insurance

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provi...

Unique Features

  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage

Niva Bupa ReAssure Plan (Pros)

Niva Bupa ReAssure Plan
  • Booster benefit
  • Organ donor transplant
  • ReAssure
  • Live Healthy Benefit
  • Second Medical Opinion

Niva Bupa ReAssure Plan (Cons)

Niva Bupa ReAssure Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • No Suicide Cover
  • No War Injury Cover

Niva Bupa ReAssure Plan (Other Benefits)

Niva Bupa ReAssure Plan
  • Air Ambulance
  • Hospital Cash
  • Personal Accident Cover
  • Domiciliary hospitalization
  • Day care treatment

Niva Bupa ReAssure Plan (Eligibility Criteria)

Niva Bupa ReAssure Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Companion (Variant 2022) is a health insurance plan that covers hospitalisation expenses along with related medical costs like pre an...

Unique Features

  • No-claim Bonus up to 100% of SI
  • No Room Rent Capping
  • Vaccination for Animal Bite

Niva Health Companion (Pros)

Niva Health Companion
  • 5% Doctor Discount
  • 10% Family discount
  • Tenure Discounts of upto 15 %
  • Annual Aggregate Deductible
  • Home Care Treatments

Niva Health Companion (Cons)

Niva Health Companion
  • No OPD Cover
  • No Maternity Cover
  • Cosmetic Surgery Uncovered
  • Specific Diseases after 2 yrs
  • No Alcoholism Cover

Niva Health Companion (Other Benefits)

Niva Health Companion
  • Air Ambulance
  • Modern Treatments
  • Vaccination on Animal Bite
  • Organ Donor Benefit
  • Domiciliary treatments

Niva Health Companion (Eligibility Criteria)

Niva Health Companion
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable p...

Unique Features

  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit

Niva Bupa Reassure 2.0 Health Plan (Pros)

Niva Bupa Reassure 2.0 Health Plan
  • Personal accident cover
  • Acute Care benefits
  • Emergency Ambulance
  • Five Plan variants
  • Domiciliary (home care) treatments

Niva Bupa Reassure 2.0 Health Plan (Cons)

Niva Bupa Reassure 2.0 Health Plan
  • No OPD Cover
  • No Maternity Cover
  • Sleep disorders not covered
  • Pre-existing diseases covered after 3 years waiting period
  • Alcoholism not covered

Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

Niva Bupa Reassure 2.0 Health Plan
  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster+ Benefit
  • Shared Accommodation Benefit

Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

Niva Bupa Reassure 2.0 Health Plan
  • Entry Age: 18 years
  • Max Entry Age: No maximum age limit
  • Sum Insured: ₹5 Lakh to ₹1 Crore
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

Health Premia is a health insurance plan that covers hospitalization expenses along with key medical needs like pre and post-treatment costs, daycare ...

Unique Features

  • Global medical coverage
  • Unlimited sum restoration
  • Comprehensive family protection

Niva Bupa Health Premia Plan (Pros)

Niva Bupa Health Premia Plan
  • Refill benefit for any illness
  • 10% Loyalty Additions to Sum Insured
  • Tenure Discounts of up to 15%
  • Worldwide Maternity Benefits
  • Inpatient care

Niva Bupa Health Premia Plan (Cons)

Niva Bupa Health Premia Plan
  • No OPD Coverage
  • No HIV/AIDS Coverage
  • 20% co-payment
  • Pre-existing Diseases covered after 2 years
  • Treatment for Alcoholism (excluded)

Niva Bupa Health Premia Plan (Other Benefits)

Niva Bupa Health Premia Plan
  • Zonal Coverage
  • Pharmacy and Diagnostic Services
  • Optional Add-on Features
  • Living Organ Donor Benefit
  • Premium Waiver and Portability

Niva Bupa Health Premia Plan (Eligibility Criteria)

Niva Bupa Health Premia Plan
  • Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹3 Lakh to ₹1 Crore
  • Waiting Period: 30 Days

Individual and Family Health Insurance

The Niva Bupa Health Pulse Plan is a simple health insurance option for people who want basic medical coverage without paying a high premium. It cover...

Unique Features

  • Know About Niva Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

Niva Bupa Health Pulse (Pros)

Niva Bupa Health Pulse
  • Optional benefits available
  • 150% Refill Benefit
  • Annual Health Checkup
  • Emergency Ambulance
  • Living Organ Donor Benefit

Niva Bupa Health Pulse (Cons)

Niva Bupa Health Pulse
  • Conflict and Disaster cases
  • 20% co-payment
  • No Maternity Benefit
  • Cosmetic surgeries
  • Treatment for Alcoholism

Niva Bupa Health Pulse (Other Benefits)

Niva Bupa Health Pulse
  • Operation Theatre Coverage
  • Modern Treatments
  • Personal Accident Cover
  • e-Consultation
  • Daily Hospital Cash

Niva Bupa Health Pulse (Eligibility Criteria)

Niva Bupa Health Pulse
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • Sum Insured - ₹3 Lakhs to ₹25 Lakhs
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. Wheth...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits applicable for common health conditions
  • Waive co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age: 61 years
  • Max. Entry Age: 75 years
  • Min. SI: ₹5 L
  • Max. SI: ₹25 L
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

The Niva Bupa Personal Accident Plan is designed to provide financial support in case of accidents. It offers a lump sum payout for accidental death o...

Unique Features

  • Child Education
  • Funeral Expenses Cover
  • TTD/PTD Cover

Personal Accident Care Plan (Pros)

Personal Accident Care Plan
  • Child education benefit
  • Funeral expenses covered
  • Total and partial disability covered

Personal Accident Care Plan (Cons)

Personal Accident Care Plan
  • Adventure sports not covered
  • No coverage for cosmetic procedures
  • Self-harm not covered

Personal Accident Care Plan (Other Benefits)

Personal Accident Care Plan
  • Lifetime renewability offered
  • Long-term discounts
  • High sum insured options

Personal Accident Care Plan (Eligibility Criteria)

Personal Accident Care Plan
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: ₹5 Lakhs - ₹5 Crores
  • Initial Waiting Period: 30 Days

Critical Illness Health Insurance

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! Critical illness can be a threat to...

Unique Features

  • Enhanced Coverage
  • Eligibility
  • Sample Premium

Niva Bupa Criti Care Plan (Pros)

Niva Bupa Criti Care Plan
  • Covers 20 critical illnesses
  • Long-term tenure discounts
  • Multiple payout options
  • Tax benefits under Section 80D
  • Direct claim settlement

Niva Bupa Criti Care Plan (Cons)

Niva Bupa Criti Care Plan
  • No accidental death cover
  • No total disability cover
  • AIDS not covered
  • No child education benefit
  • No funeral expenses cover

Niva Bupa Criti Care Plan (Other Benefits)

Niva Bupa Criti Care Plan
  • Flexible plan options
  • Surgeon fees covered (under AccidentCare)
  • Lifelong renewability
  • Diagnostic procedures and therapies covered
  • Prosthetic implants covered

Niva Bupa Criti Care Plan (Eligibility Criteria)

Niva Bupa Criti Care Plan
  • Min- 18 years
  • Max- 65 years

Group Health Insurance

Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...

Unique Features

  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility

Niva Bupa Group Health Insurance (Pros)

Niva Bupa Group Health Insurance
  • 10000+ network hospitals
  • Customizable group plans
  • No pre-policy check-up

Niva Bupa Group Health Insurance (Cons)

Niva Bupa Group Health Insurance
  • Limited infertility cover
  • No war-related claims
  • Abortion not covered

Niva Bupa Group Health Insurance (Other Benefits)

Niva Bupa Group Health Insurance
  • Tax savings (80D)
  • Maternity and newborn cover
  • Annual health check-ups
  • Unlimited doctor consults

Niva Bupa Group Health Insurance (Eligibility Criteria)

Niva Bupa Group Health Insurance
  • Adults: 18 to 99 years
  • Children: from 91 days
  • Up to 6 members covered

Individual and Family Health Insurance

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

  • Affordable premiums
  • Add-on coverage
  • Flexi-pay benefit

Niva Bupa Rise Plan (Pros)

Niva Bupa Rise Plan
  • Modern treatment covered
  • Unlimited digital consultation
  • Smart Cash
  • Loyalty bonus

Niva Bupa Rise Plan (Cons)

Niva Bupa Rise Plan
  • Investigation and Evaluation
  • Rest Cure
  • rehabilitation and respite care
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports

Niva Bupa Rise Plan (Other Benefits)

Niva Bupa Rise Plan
  • No limit on room rent
  • Rise tiered network
  • Digital consultation

Niva Bupa Rise Plan (Eligibility Criteria)

Niva Bupa Rise Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5L to 1 Cr
  • Waiting Period - 30 days

Individual and Family Health Insurance

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of...

Unique Features

  • Unlimited coverage
  • High flexibility
  • Global healthcare option

Niva Bupa Reassure 3.0 (Pros)

Niva Bupa Reassure 3.0
  • Unlimited Sum Insured
  • Day 1 Pre-Existing Disease Coverage
  • Automatic Sum Insured Restoration
  • No Co-payment Clause
  • Wide Network of Hospitals
  • Flexible Premium Payment Options

Niva Bupa Reassure 3.0 (Cons)

Niva Bupa Reassure 3.0
  • No Monthly Premium Payment Option
  • Higher Premiums for Older Policyholders
  • Customer Service Response Time

Niva Bupa Reassure 3.0 (Other Benefits)

Niva Bupa Reassure 3.0
  • No Claim Bonus / Claim-Free Rewards
  • Daycare & Advanced Procedures
  • AYUSH Treatments

Niva Bupa Reassure 3.0 (Eligibility Criteria)

Niva Bupa Reassure 3.0
  • Minimum entry age: 91 days and 18 years
  • Maximum entry age: 99 years for adults
  • Covers up to 6 members

Aditya Birla Health Insurance

Critical Illness Health Insurance

Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stage...

Unique Features

  • Up to 1 Cr SI
  • Minimum Survival Period
  • All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Aditya Birla Cancer Health Plan
  • Covers all three stages of cancer
  • 150% of Sum Insured
  • 10% No Claim Bonus
  • High Sum Insured
  • Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Aditya Birla Cancer Health Plan
  • Illness due to intoxicants
  • Obesity treatment not covered
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered

Aditya Birla Cancer Health Plan (Other Benefits)

Aditya Birla Cancer Health Plan
  • Wellness coach
  • Second e-opinion
  • Short survival period
  • Up to 1 Crore Sum Insured
  • Hospitalization Expenses

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Aditya Birla Cancer Health Plan
  • Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: 5 Lakhs to 1 Crore
  • Waiting Period: 90 days

Accident Health Insurance

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Perso...

Unique Features

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Aditya Birla Personal Accident Plan
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit

Aditya Birla Personal Accident Plan (Cons)

Aditya Birla Personal Accident Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Aditya Birla Personal Accident Plan
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Aditya Birla Personal Accident Plan
  • Entry age: Minimum 5 years
  • Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.

Individual and Family Health Insurance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefi...

Unique Features

  • Critical Illness Cover
  • Health Coach
  • SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhanced (Pros)

Aditya Birla Activ Health Platinum Enhanced
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover

Aditya Birla Activ Health Platinum Enhanced (Cons)

Aditya Birla Activ Health Platinum Enhanced
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhanced (Other Benefits)

Aditya Birla Activ Health Platinum Enhanced
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion

Aditya Birla Activ Health Platinum Enhanced (Eligibility Criteria)

Aditya Birla Activ Health Platinum Enhanced
  • Entry age: 90 days
  • Max entry age: 45
  • SI: 1L to 1 Cr
  • Waiting period: 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Aditya Birla Activ Fit Health Plan
  • <ul> <li>Health rewards for maintaining a healthy lifestyle.</li> <li>Optional benefits available.</li> <li>Maternity expense benefits.</li> </ul>

Aditya Birla Activ Fit Health Plan (Cons)

Aditya Birla Activ Fit Health Plan
  • Does not cover air ambulance
  • No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Aditya Birla Activ Fit Health Plan
  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Aditya Birla Activ Fit Health Plan
  • Minimum Entry Age: 18 years Maximum Entry Age: 65 years Sum Insured: 4-25 Lakh Waiting Period: 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to treatment for a critical illness. The plan offers wi...

Unique Features

  • 64 Critical Illnesses Covered
  • Replace Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

Aditya Birla Activ Secure Critical Illness Plan
  • 64 Critical Illnesses Covered
  • Replaces Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Aditya Birla Activ Secure Critical Illness Plan
  • Does not cover maternity
  • Does not cover any congenital illness
  • Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

Aditya Birla Activ Secure Critical Illness Plan
  • Sum insured up to INR 1 Crore
  • Available in three different variants (Plans 1
  • 2
  • & 3) with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Aditya Birla Activ Secure Critical Illness Plan
  • Min- 5 years
  • Max- 65 years

Senior Citizen Health Insurance

Aditya Birla Activ Care Classic is designed for senior citizens who need both medical coverage and day-to-day healthcare support. It covers hospitaliz...

Unique Features

  • 360-degree support to seniors
  • Cashless home treatment
  • 586 categories of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

Aditya Birla Activ Care Classic Plan
  • 360-degree support to seniors
  • Cashless home treatment
  • 586 categories of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Aditya Birla Activ Care Classic Plan
  • Does not cover modern treatments
  • Vaccinations not covered
  • Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Aditya Birla Activ Care Classic Plan
  • Tax benefits
  • Advanced health check-up
  • Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Aditya Birla Activ Care Classic Plan
  • Min- 55 years
  • Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One plan is available as an individual and family floater plan, offering customized features and benefits. Read further details bel...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ One (Pros)

Aditya Birla Activ One
  • Chronic illness covered
  • double coverage

Aditya Birla Activ One (Cons)

Aditya Birla Activ One
  • Daily hospital cash not covered
  • OPD charges not covered
  • Maternity not covered

Aditya Birla Activ One (Other Benefits)

Aditya Birla Activ One
  • Initial waiting period: 30 years.

Aditya Birla Activ One (Eligibility Criteria)

Aditya Birla Activ One
  • Adults: 18+ years (no maximum age); Children: 91 days to 25 years; Policy Tenure: 1 to 3 years.

Individual and Family Health Insurance

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and en...

Unique Features

  • Mental illness cover
  • Physiotherapy
  • Critical illness cover

Aditya Birla Activ Health Platinum Premiere (Pros)

Aditya Birla Activ Health Platinum Premiere
  • Annual health check-up
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Daycare procedure

Aditya Birla Activ Health Platinum Premiere (Cons)

Aditya Birla Activ Health Platinum Premiere
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports. Maternity (basic cover)
  • IVF/sterility treatment

Aditya Birla Activ Health Platinum Premiere (Other Benefits)

Aditya Birla Activ Health Platinum Premiere
  • Organ donor cover
  • International coverage
  • Optional dental treatment cover
  • Air ambulance

Aditya Birla Activ Health Platinum Premiere (Eligibility Criteria)

Aditya Birla Activ Health Platinum Premiere
  • Entry Age - 91 days
  • Max Entry Age - 65 Years
  • SI - 10 L - 2 Cr
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalization expe...

Unique Features

  • Cashless home treatment
  • Optional lifestyle support
  • 586 daycare procedures

Aditya Birla Active Care Standard Plan (Pros)

Aditya Birla Active Care Standard Plan
  • In-patient hospitalization
  • Daycare treatment
  • Domiciliary hospitalization
  • Sum insured restoration
  • Organ donor expense coverage

Aditya Birla Active Care Standard Plan (Cons)

Aditya Birla Active Care Standard Plan
  • Sports injury not covered
  • Cosmetic treatment unavailable
  • Baldness not covered
  • Higher co-payment

Aditya Birla Active Care Standard Plan (Other Benefits)

Aditya Birla Active Care Standard Plan
  • AYUSH treatment cover
  • Second e-opinion covered
  • Multiple discounts available
  • COVID-19 treatment cover

Aditya Birla Active Care Standard Plan (Eligibility Criteria)

Aditya Birla Active Care Standard Plan
  • Entry age: 55 - 80 years
  • Sum Insured: INR 3 - 10 Lakhs
  • Waiting Period: 30 days
  • Number of insured (floater): self & spouse

Individual and Family Health Insurance

The Aditya Birla Activ Fit Plus plan rewards you for staying fit and healthy. This plan offers a versatile range of benefits designed to improve your ...

Unique Features

  • Stay fit & get rewarded
  • Travel protection cover
  • Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Aditya Birla Activ Fit Plus Plan
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Aditya Birla Activ Fit Plus Plan
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • External providers
  • Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

Aditya Birla Activ Fit Plus Plan
  • 10-50-100 benefits
  • Activ Health App
  • Binge SI refill
  • Premium back option
  • Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan
  • Entry Age: 91 days Max Entry Age: 45 years Sum Insured (SI): 5 L - 1 Cr Waiting Period: 30 Days

Individual

Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It...

Unique Features

  • 16 Major Illness Cover
  • International Second E-Opinion
  • Worldwide Cashless Treatment

Aditya Birla Global Health Secure Plan (Pros)

Aditya Birla Global Health Secure Plan
  • In-patient Treatment Cover
  • Post-hospitalization Cover
  • Accommodation Expenses
  • Travel Expenses Cover

Aditya Birla Global Health Secure Plan (Cons)

Aditya Birla Global Health Secure Plan
  • Floater Option Not Available
  • Change of Gender Treatments
  • Alcoholism/Drug Use Cover
  • Hazardous or Adventure Sports
  • Maternity Not Covered

Aditya Birla Global Health Secure Plan (Other Benefits)

Aditya Birla Global Health Secure Plan
  • No Age Bar for Renewability
  • Organ Donor Cover
  • Long-term Discounts
  • PEDs Post-Waiting Period
  • Multi-individual Plan Benefit

Aditya Birla Global Health Secure Plan (Eligibility Criteria)

Aditya Birla Global Health Secure Plan
  • Entry Age: 91 days - 65 years; Sum Insured: Up to INR 6 Cr; Waiting Period: 30 Days

Individual and Family Health Insurance

Aditya Birla Arogya Sanjeevani Policy is an IRDAI-mandated standard health insurance plan designed to provide essential medical coverage at an afforda...

Unique Features

  • All daycare procedures
  • Covers AYUSH treatment
  • Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Pros)

Aditya Birla Arogya Sanjeevani Plan
  • All daycare procedures
  • AYUSH treatment
  • Cataract expenses covered.

Aditya Birla Arogya Sanjeevani Plan (Cons)

Aditya Birla Arogya Sanjeevani Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Automatic restoration.

Aditya Birla Arogya Sanjeevani Plan (Other Benefits)

Aditya Birla Arogya Sanjeevani Plan
  • COVID-19 coverage
  • Hospitalisation covered
  • Affordable premiums.

Aditya Birla Arogya Sanjeevani Plan (Eligibility Criteria)

Aditya Birla Arogya Sanjeevani Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L.

Top Up and Super Top Up

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond+ does...

Unique Features

  • International/domestic emergency
  • 586 daycare procedures
  • Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Pros)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • Cover for hospitalization expenses like COVID-19
  • Home treatment expenses
  • Over 586 daycare procedures covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Cons)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • Daily hospital cash not covered
  • No maternity cover
  • Modern treatment not covered
  • E-consultation not covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Other Benefits)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • International/domestic emergency cover
  • 586 daycare procedures covered
  • Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Eligibility Criteria)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company, is a health insurance plan designed to cater to the healthcare needs...

Unique Features

  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions

Activ Health Platinum (Pros)

Activ Health Platinum
  • <ul> <li>Post-hospitalization physiotherapy</li> <li>Health coach benefit</li> <li>One premium waiver</li> <li>Health assessment</li> <li>Chronic management program</li> </ul>

Activ Health Platinum (Cons)

Activ Health Platinum
  • <ul> <li>Illness due to intoxicants</li> <li>Gender change treatment</li> <li>Hazardous activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery</li> </ul>

Activ Health Platinum (Other Benefits)

Activ Health Platinum
  • <ul> <li>Road ambulance cover</li> <li>No Claim Bonus</li> <li>Critical illness cover</li> <li>Domiciliary hospitalization</li> <li>Super Reload of Sum Insured</li> </ul>

Activ Health Platinum (Eligibility Criteria)

Activ Health Platinum
  • Entry Age: 91 days. Maximum Entry Age: 65 years. Sum Insured: 10 Lakhs to 2 Crores.

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Essential Plan is ideal if you are looking for a health insurance cover that protects you against chronic illnesses...

Unique Features

  • Chronic Management Care
  • Wellness Benefits
  • COVID-19 Cover

Activ Health Platinum Essential (Pros)

Activ Health Platinum Essential
  • Health returns cover
  • Chronic management program
  • Mental illness cover
  • Home care treatment
  • Obesity treatment

Activ Health Platinum Essential (Cons)

Activ Health Platinum Essential
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

Activ Health Platinum Essential
  • AYUSH treatment cover
  • Road ambulance cover
  • Health check-up program
  • International cover
  • Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Activ Health Platinum Essential
  • Entry age: Minimum 91 days
  • Maximum: No age limit

Individual and Family Health Insurance

Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members un...

Unique Features

  • Covers extended family
  • HealthReturn benefits
  • 6X benefits by 6th year

Aditya Birla Activ One Max Plan (Pros)

Aditya Birla Activ One Max Plan
  • Cover your extended family
  • High sum insured options
  • 30 days waiting period

Aditya Birla Activ One Max Plan (Cons)

Aditya Birla Activ One Max Plan
  • Maternity expenses
  • Non-medical expenses
  • Sterility and infertility treatment

Aditya Birla Activ One Max Plan (Other Benefits)

Aditya Birla Activ One Max Plan
  • Mental illness hospitalization
  • AYUSH treatment covered
  • Obesity treatment
  • Day care treatment

Aditya Birla Activ One Max Plan (Eligibility Criteria)

Aditya Birla Activ One Max Plan
  • Min entry age: 18 years
  • Max entry age: No limit
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 2 Cr.

Individual and Family Health Insurance

A plan designed for every lifestyle.Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifest...

Unique Features

  • Chronic diseases covered from day 1
  • HLTH meter
  • HealthReturn program

Aditya Birla Activ One VYTL (Pros)

Aditya Birla Activ One VYTL
  • Non-medical expenses covered
  • Mental illness covered
  • Obesity treatment
  • Home healthcare
  • AYUSH treatment

Aditya Birla Activ One VYTL (Cons)

Aditya Birla Activ One VYTL
  • Investigation and evaluation
  • Rest
  • cure
  • rehabilitation
  • and respite care
  • Sterility and infertility

Aditya Birla Activ One VYTL (Other Benefits)

Aditya Birla Activ One VYTL
  • Organ donor expenses
  • Annual health check-up
  • Chronic care

Aditya Birla Activ One VYTL (Eligibility Criteria)

Aditya Birla Activ One VYTL
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 6 Crores

Group Health Insurance

Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insurance by Adi...

Unique Features

  • Explore Aditya Group Health Plans
  • Benefits of Aditya Group Insurance
  • Tax Benefits

Aditya Birla Group Health Insurance (Pros)

Aditya Birla Group Health Insurance
  • 92.97% claim settlement ratio
  • Day 1 coverage
  • Up to 30% health returns

Aditya Birla Group Health Insurance (Cons)

Aditya Birla Group Health Insurance
  • 24-month waiting for specific ailments
  • Limited infertility coverage
  • Some add-ons require extra premium

Aditya Birla Group Health Insurance (Other Benefits)

Aditya Birla Group Health Insurance
  • Section 80D tax benefit
  • Cashless claim settlement
  • Health check-up and fitness rewards
  • Digital health tracking via app

Aditya Birla Group Health Insurance (Eligibility Criteria)

Aditya Birla Group Health Insurance
  • Adults: 18 to 65 years
  • Children 91 days+
  • Up to 6 family members
  • Renewal lifelong
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.