Tata Aig vs Niva Bupa Health

Life is uncertain, and unforeseen events can occur at any moment. To help you prepare for such uncertainties, TATA AIG offers the Accident Guard Plan....

Unique Features

• Comprehensive accident care
• Coverage for child education
• No waiting period

• Temporary total disability
• Child enhancement benefit
• Air ambulance
• Loss of hearing

• No alcoholism cover
• No war injury cover
• No cataract cover
• No STD cover

• Fractures
• Burns
• Total disablement cover
• Accidental death

• Entry age- 6 months
• Max entry age- 65 years
• SI- NA
• Waiting period- 30 days

The Tata AIG Medicare Premier is a comprehensive health insurance plan offering advanced healthcare features. Available on an individual and family fl...

Unique Features

• Eligibility Criteria
• Benefits and Features
• Inclusions and Exclusions

• Wellness service
• Compassionate travel
• Home care
• Restore benefit

• Injury due to suicide attempt
• Death due to drugs
• Injuries due to breach of law
• STDs

• OPD dental treatment
• First-year vaccinations
• In-patient treatment
• Second medical opinion

• Entry Age: 18 years
• Maximum Entry Age: 65 years
• Sum Insured (SI): ₹5 Lakh to ₹3 Crore
• Waiting Period: 30 days

Be ready for future health complications that may deplete your wealth and health. Or choose Tata AIG Criti MediCare, which has your back. Tata AIG Cri...

Unique Features

• Covers 100 critical illnesses
• Cancer-360 indemnity cover
• Hospital cash benefit

• Complete cancer coverage
• hospital cash
• Covers over 100 critical illnesses

• Self-harm not covered
• No international coverage
• Adventure sports injury not covered

• Discount on premiums
• Tele medical examination
• Tax benefits

• Entry Age: 18 - 65 Years
• Initial Waiting Period: 30 Days
• SI: Up to 2 Cr
• Policy Term: 1/2/3 Years

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

• Preventive health check-ups
• Post-operative care
• Homecare treatment cover

• Preventive health check-up
• Pre-hospitalisation cover
• Post-hospitalisation cover
• Compassionate visit
• In-patient treatment

• Obesity/weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered

• Cumulative bonus
• Daycare procedures
• Medical second opinion
• AYUSH treatment cover

• Entry age- 61 years
• Max entry age- 85 years
• SI- 5-25 Lakhs
• Waiting Period- 30 days

Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy? Tata AIG Accident Shield policy is an additional laye...

Unique Features

• Lifelong renewability
• Children’s educational grant
• 30 days grace period

• Accidental death
• Permanent total disability
• Permanent partial disability

• AIDS
• Mental or nervous disorder
• Alcoholism

• Disappearance of the insured person
• Child’s education aid
• High SI

• Min entry age: 6 Months
• Max Entry Age: 65 Years
• Waiting Period: 30 Days
• Sum Insured: N/A

As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic yet comprehensive health insurance polic...

Unique Features

• IRDAI-mandated policy
• Covers AYUSH treatment
• Family floater coverage

• Hospitalization cover
• Accident cover
• Ambulance cover

• Illegal activities
• Drug abuse
• Obesity

• Oral chemotherapy
• Immunotherapy
• Robotic surgeries

• Min entry age: 18 years
• Max entry age: 65 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to 5 Lakhs

The Tata AIG Group EMI Protect policy is designed to offer insured members financial protection if they cannot work due to an accident or the diagnosi...

Unique Features

• In-patient hospitalization
• Critical illness cover
• Personal accident cover

• In-patient hospitalization
• Critical illness cover
• Personal accident cover

• Alcoholism
• Illegal activities
• Obesity treatments

• Cancer cover
• Organ transplant
• Heart cover

• Entry Age: 18 Years
• SI: Opted as per schedule
• Waiting Period: 30 Days
• Plan Renewability: Lifelong

Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers medical emer...

Unique Features

• Accidental death cover
• Financial protection benefit
• PTD & dismemberment cover

• Income benefit
• Accident cover
• Disability cover

• Pre-existing diseases (PEDs)
• STDs
• Alcoholism

• Individual plan
• 1 year policy
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 70 Years
• Initial Waiting Period: N/A
• Sum Insured: Up to ₹35
• 000

TATA AIG Medicare Plus Policy, offered by Tata AIG, is an affordable top-up policy designed to look after your and your family's healthcare needs. Med...

Unique Features

• Lifetime Renewability
• High Sum Insured Options
• Quick Buying Process

• Global Coverage
• Cumulative Bonus
• Tax Benefit
• Family Discount

• No gender change treatment
• Existing disability
• Injuries due to breach of law
• Injuries due to aviation
• Suicide cover not included

• Consumables Benefits
• In-patient Dental Treatment
• Ambulance Cover
• AYUSH Benefits
• Domiciliary Treatment

• Minimum Entry Age: 18 years
• Maximum Entry Age: 65 years
• Sum Insured: ₹3 Lakhs - ₹1 Crore
• Waiting Period: 30 days

TATA AIG Medicare is a comprehensive health insurance plan specifically designed to address the increasing cost of medical expenses. This upgraded and...

Unique Features

• Vaccination Covered
• AYUSH Covered
• Quick Claim Process

• Global coverage
• 540+ day care treatments
• Qualified nurse
• Room rent
• Organ donor

• Injury due to suicide attempt
• Death due to drugs
• STDs
• Injuries due to breach of law

• AYUSH benefit
• Health checkup
• Bariatric surgery cover
• Vaccination cover

• Entry age: 18 years
• Maximum entry age: 65 years
• Sum Insured: ₹3 Lakh - ₹20 Lakh
• Waiting period: 30 days

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to healthcare for d...

Unique Features

• 5X Enhanced Benefits
• 2 Impressive Variants To Choose
• Complete AYUSH Coverage

• 5x benefits
• 5% extra discount for youngsters
• 2 plan variants
• AYUSH treatment

• Obesity treatment
• Gender change treatment
• Maternity coverage
• Acts of war

• Unlimited recharge
• Wellness benefits
• Easy claim process
• Restore benefit
• Pan India coverage

• Entry Age: 90 days
• Maximum Entry Age: No limit
• Sum Insured (SI): INR 5 Lakh to 20 Lakh
• Waiting Period: 30 days.

In today's fast-paced world, health dangers are rapidly increasing, including chronic life-threatening diseases. Anyone, regardless of age, can face a...

Unique Features

• Features and Benefits
• Eligibility and Coverage
• Need For Critical Illness Plans?

• Covers 20 critical illness
• Accident care benefits
• Direct claim settlement

• Cosmetic procedures not covered
• Self-harm not covered
• Obesity-related treatments not covered

• Cataract treatments
• Domestic emergency evacuation
• Compassionate travel

• Entry Age: 18 - 65 Years
• Sum Insured: ₹5 L - ₹5 Cr
• Policy Term: 1/2/3 Years
• Initial Waiting Period: 90 Days

Introducing a health insurance plan that rewards you for starting young. A plan that allows for overseas treatment. Several health insurance plans ar...

Unique Features

• Global Treatment
• Provides Maternity Cover
• Lock the Clock

• Overseas treatment coverage
• Booster benefit
• Covers organ donor transplant
• Second medical opinion
• Teleconsultation

• No suicide cover
• No war injury cover
• Baby food & utility charges excluded
• Laundry charges excluded
• No certificate charges

• 4 unique variants of the plan
• Cash-bag benefit
• WellConsult OPD Wallet
• Cashless claim settlement
• AYUSH Treatment

• Entry age - 18 years. Maximum entry age - No age limit. Sum Insured (SI) - INR 3 Lakh to 1 Crore. Waiting Period - 30 days.

The Niva Bupa Arogya Sanjeevani health policy is an indemnity plan designed to provide comprehensive coverage at an affordable premium. Available as a...

Unique Features

• COVID-19 treatment coverage
• Pre and post-hospitalisation cover
• Lower co-pay on your claims

• COVID-19 coverage
• Cumulative bonus
• AYUSH treatment
• Room rent cover
• Preventive health check-ups

• No maternity cover
• COVID-19 care not covered
• Home care treatment is not covered
• OPD not covered
• Ambulance cover not available

• Individual & family floater plan
• Cashless claim settlement
• Premiums are affordable

• Minimum Entry Age: 3 Months - 25 Years (for children in family plan)
• Adult Entry Age: 18 - 65 Years
• Sum Insured: INR 50
• 000 - INR 10 Lakh
• Initial Waiting Period: 30 Days

Go an extra mile for the health of your family with Niva Bupa Health RechargeNiva Bupa Health Recharge (formerly Max Bupa Health Recharge) is a pocket...

Unique Features

• Get covered for HIV/AIDS
• Loyalty addition of 5% on SI
• Discounts on pharmacy and diagnostic services

• Loyalty addictions up to 50%
• Pharmacy and diagnostic services
• Personal accident cover
• Easy plan convertibility
• Easy plan convertibility
• Day care treatment coverage

• Maternity treatment not covered
• Pre-exisiting diseases not covered
• Alcoholism not covered
• Dietary supplements not covered
• No COVID-19 cover

• Intensive care unit charge
• Domiciliary treatment
• HIV/AIDS treatment covered
• Artificial life maintenance benefits
• Room rent per day up to 1%

• Min- 18 years
• Max- 65 years

The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs. Hospitalizations can occur unexpectedly, and owning hea...

Unique Features

• Personal accident coverage
• Home health care cover
• Early age AdvantAGE benefit

• Pharmacy and diagnostic services
• Domiciliary hospitalisation
• Personal accident benefits
• Refill benefits
• Daily health coaching

• Maternity benefit not available
• Adventure sports not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered
• War injuries not covered

• Behavioural Assistance Program
• Alternative treatment
• I-Protect options to increase SI
• 2% ICU cover per day. No room rent capping

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: INR 4 - 10 Lakhs
• Initial Waiting Period: 30 Days

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans: Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Annual health check-up included
• Pharmacy and diagnostic services included
• Domiciliary treatment covered

• Investigation and evaluation not included
• Any conflict or disaster not included
• Maternity expenses is excluded

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 10.5 L - 1 Cr
• Initial Waiting Period - 30 Days

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans: Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

• Unlimited e-consultations
• No Room Rent Capping
• Lifelong Renewability

• All day care procedures covered
• Every claim-free year adds up to 20% of the base sum insured as a bonus
• Accumulated bonus does not reduce even after a claim

• Oral or dental treatment not covered
• Cure and rehabilitation not covered
• Incidental diagnostic procedures not covered

• Minimum- 3 Months Maximum- 65 Years

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provi...

Unique Features

• Coverage for Modern Treatments
• Live Healthy Benefit
• Get Personal Accident Coverage

• Booster benefit
• Organ donor transplant
• ReAssure
• Live Healthy Benefit
• Second Medical Opinion

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• No Suicide Cover
• No War Injury Cover

• Air Ambulance
• Hospital Cash
• Personal Accident Cover
• Domiciliary hospitalization
• Day care treatment

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Health Companion (Variant 2022) is a health insurance plan that covers hospitalisation expenses along with related medical costs like pre an...

Unique Features

• No-claim Bonus up to 100% of SI
• No Room Rent Capping
• Vaccination for Animal Bite

• 5% Doctor Discount
• 10% Family discount
• Tenure Discounts of upto 15 %
• Annual Aggregate Deductible
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• Cosmetic Surgery Uncovered
• Specific Diseases after 2 yrs
• No Alcoholism Cover

• Air Ambulance
• Modern Treatments
• Vaccination on Animal Bite
• Organ Donor Benefit
• Domiciliary treatments

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable p...

Unique Features

• High Sum Insured
• Lock Your Premiums
• Booster+ Benefit

• Personal accident cover
• Acute Care benefits
• Emergency Ambulance
• Five Plan variants
• Domiciliary (home care) treatments

• No OPD Cover
• No Maternity Cover
• Sleep disorders not covered
• Pre-existing diseases covered after 3 years waiting period
• Alcoholism not covered

• Air Ambulance
• Modern Treatments
• Second Opinion
• Booster+ Benefit
• Shared Accommodation Benefit

• Entry Age: 18 years
• Max Entry Age: No maximum age limit
• Sum Insured: ₹5 Lakh to ₹1 Crore
• Initial Waiting Period: 30 days

Health Premia is a health insurance plan that covers hospitalization expenses along with key medical needs like pre and post-treatment costs, daycare ...

Unique Features

• Global medical coverage
• Unlimited sum restoration
• Comprehensive family protection

• Refill benefit for any illness
• 10% Loyalty Additions to Sum Insured
• Tenure Discounts of up to 15%
• Worldwide Maternity Benefits
• Inpatient care

• No OPD Coverage
• No HIV/AIDS Coverage
• 20% co-payment
• Pre-existing Diseases covered after 2 years
• Treatment for Alcoholism (excluded)

• Zonal Coverage
• Pharmacy and Diagnostic Services
• Optional Add-on Features
• Living Organ Donor Benefit
• Premium Waiver and Portability

• Entry Age: 18 Years
• Max Entry Age: 65 Years
• Sum Insured: ₹3 Lakh to ₹1 Crore
• Waiting Period: 30 Days

The Niva Bupa Health Pulse Plan is a simple health insurance option for people who want basic medical coverage without paying a high premium. It cover...

Unique Features

• Know About Niva Bupa Health Pulse Plan
• Eligibility and Age Restrictions
• Learn More About Its Key Features

• Optional benefits available
• 150% Refill Benefit
• Annual Health Checkup
• Emergency Ambulance
• Living Organ Donor Benefit

• Conflict and Disaster cases
• 20% co-payment
• No Maternity Benefit
• Cosmetic surgeries
• Treatment for Alcoholism

• Operation Theatre Coverage
• Modern Treatments
• Personal Accident Cover
• e-Consultation
• Daily Hospital Cash

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• Sum Insured - ₹3 Lakhs to ₹25 Lakhs
• Waiting Period - 30 Days

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. Wheth...

Unique Features

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• ICU charges not covered
• OPD coverage not available
• Second medical opinion not available

• No sub-limits applicable for common health conditions
• Waive co-payment on applying deductibles
• No mandatory pre-issuance medical tests

• Min. Entry Age: 61 years
• Max. Entry Age: 75 years
• Min. SI: ₹5 L
• Max. SI: ₹25 L
• Initial Waiting Period: 30 days

The Niva Bupa Personal Accident Plan is designed to provide financial support in case of accidents. It offers a lump sum payout for accidental death o...

Unique Features

• Child Education
• Funeral Expenses Cover
• TTD/PTD Cover

• Child education benefit
• Funeral expenses covered
• Total and partial disability covered

• Adventure sports not covered
• No coverage for cosmetic procedures
• Self-harm not covered

• Lifetime renewability offered
• Long-term discounts
• High sum insured options

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: ₹5 Lakhs - ₹5 Crores
• Initial Waiting Period: 30 Days

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! Critical illness can be a threat to...

Unique Features

• Enhanced Coverage
• Eligibility
• Sample Premium

• Covers 20 critical illnesses
• Long-term tenure discounts
• Multiple payout options
• Tax benefits under Section 80D
• Direct claim settlement

• No accidental death cover
• No total disability cover
• AIDS not covered
• No child education benefit
• No funeral expenses cover

• Flexible plan options
• Surgeon fees covered (under AccidentCare)
• Lifelong renewability
• Diagnostic procedures and therapies covered
• Prosthetic implants covered

• Min- 18 years
• Max- 65 years

Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...

Unique Features

• Explore Niva Bupa Group Plans
• Niva Bupa Tax Benefits
• Niva Bupa Eligibility

• 10000+ network hospitals
• Customizable group plans
• No pre-policy check-up

• Limited infertility cover
• No war-related claims
• Abortion not covered

• Tax savings (80D)
• Maternity and newborn cover
• Annual health check-ups
• Unlimited doctor consults

• Adults: 18 to 99 years
• Children: from 91 days
• Up to 6 members covered

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

• Affordable premiums
• Add-on coverage
• Flexi-pay benefit

• Modern treatment covered
• Unlimited digital consultation
• Smart Cash
• Loyalty bonus

• Investigation and Evaluation
• Rest Cure
• rehabilitation and respite care
• Cosmetic or plastic Surgery
• Hazardous or Adventure sports

• No limit on room rent
• Rise tiered network
• Digital consultation

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 5L to 1 Cr
• Waiting Period - 30 days

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of...

Unique Features

• Unlimited coverage
• High flexibility
• Global healthcare option

• Unlimited Sum Insured
• Day 1 Pre-Existing Disease Coverage
• Automatic Sum Insured Restoration
• No Co-payment Clause
• Wide Network of Hospitals
• Flexible Premium Payment Options

• No Monthly Premium Payment Option
• Higher Premiums for Older Policyholders
• Customer Service Response Time

• No Claim Bonus / Claim-Free Rewards
• Daycare & Advanced Procedures
• AYUSH Treatments

• Minimum entry age: 91 days and 18 years
• Maximum entry age: 99 years for adults
• Covers up to 6 members