New India Health vs Niva Bupa Health Health Insurance 2026 | PolicyX

Overview

Founded in 1919 by Sir Dorabji Tata, New India Assurance was among India's first insurers, driven by a motto of public well-being. This non-life insurer has 1,800+ offices across India and a presence in 25 countries, operating 50+ years with an.
COMPANY DETAILS ✎ Edit

New India Health

✎ Edit

Niva Bupa Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crore

Sum Insured

Up to ₹ Unlimited
Claim ratio

Claim Ratio

90.73%

Claim Ratio

94.4%
Network hospitals

Network Hospital

3000+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

1.91

Solvency Ratio

3.03
Pan India Presence

Pan India Presence

1800

Pan India Presence

320
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

19,756.09 Crore

Annual premium (company level)

6,762.23 Crore
Years in operation

Years in operation

1919

Years in operation

2008
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

92.70

Claims settled within 3 months

92.4
Recommended Videos
New India Health Insurance

▶ New India Health Insurance

Niva Bupa Health Insurance Review | Max Bupa Health Insurance | Niva Bupa Health Insurance Plan 2025

▶ Niva Bupa Health Insurance Review | Max Bupa Health Insurance | Niva Bupa Health Insurance Plan 2025

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
We are happy to help.

New India Health Insurance

Senior Citizen Health Insurance

New India Sixty Plus Mediclaim Policy

New India Sixty Plus Mediclaim Policy is a health insurance plan designed for senior citizens aged 60-80, which can also cover the...

  • Senior Citizen Cover
  • Attendant Benefit
  • Discounts For Women
  • Continuation After Death
  • Organ Transplant Cover
  • Cover for Pre-Medical Check-up
  • Illegal activities
  • Alcoholism and Drug Abuse
  • Adventure Sports
  • Attendant Benefit
  • Discount for Single Women
  • Coverage for Spouse
  • Minimum Entry Age: 60 Years
  • Maximum Entry Age: No upper limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to INR 5 Lakhs
View plan

The New India Personal Accident Policy offers comprehensive financial protection against death or disability caused by an accident...

  • Accident Cover
  • Worldwide Coverage
  • Permanent Disability Cover
  • Worldwide Coverage
  • Disability Cover
  • Death Benefit
  • Self-injury not covered
  • Maternity coverage not available
  • Adventure sports not covered
  • Education Fund
  • Optional add-on covers
  • Family Package
  • Min entry age: 5 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: N/A
  • Sum Insured: N/A
View plan

Niva Bupa Health Insurance

Individual and Family Health Insurance

Niva Bupa Aspire Plan

The Niva Bupa Aspire Health Insurance Plan is designed for young individuals, offering comprehensive coverage up to ₹1 Crore wit...

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment
  • Entry age - 18 years. Maximum entry age - No age limit. Sum Insured (SI) - INR 3 Lakh to 1 Crore. Waiting Period - 30 days.
View plan
Individual and Family Health Insurance

Niva Bupa Arogya Sanjeevani Policy

Niva Bupa's Arogya Sanjeevani policy offers an affordable, comprehensive indemnity health plan for individuals and families, cover...

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available
  • Individual & family floater plan
  • Cashless claim settlement
  • Premiums are affordable
  • Minimum Entry Age: 3 Months - 25 Years (for children in family plan)
  • Adult Entry Age: 18 - 65 Years
  • Sum Insured: INR 50
  • 000 - INR 10 Lakh
  • Initial Waiting Period: 30 Days
View plan

Compare with Other Insurers

RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

📞 Call Free