Star Health vs Niva Bupa Health

Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with Type 1 and Type 2 diabetes. The plan a...

Unique Features

• Diabetes Cover
• High Sum Insured
• OPD Cover

• Road Ambulance Cover
• Pre and Post Hospitalization
• ICU Cover
• Room Rent Cover
• Day Care Treatment Cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Dialysis Cover
• Kidney Transplant Cover
• Artificial Limbs Cover
• Personal Accident Cover
• OPD Cover

• Entry Age - 18 years
• Max Entry Age - 65 years
• SI - 3 Lakhs to 10 Lakhs
• Waiting Period - 30 days

Star Health Premier Insurance Policy is a unique health plan designed to cover individuals aged 50 years and above, with no maximum entry age limit. T...

Unique Features

• Avail Health Rewards
• SI Upto 1 Crore
• Pain Management

• Cataract Treatment Cover
• 10% Health Check- Up Discount
• High SI
• Home Care Treatment
• Road Ambulance Cover

• 20% Co-pay applicable
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Hospice Care
• Pain Management
• AYUSH Treatment
• Modern Treatment
• 100% Cumulative Bonus

• Entry Age - 91 Days
• Max Entry Age - No Age Limit
• SI - 10 L to 1 Cr
• Waiting Period - 30 Days

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family prepare financially...

Unique Features

• SI Upto 10 L
• Hospice Care
• Pain Management

• Cataract Cover
• No pre-medical check-up
• Lump Sum Cover
• 50% Cumulative Bonus
• Hospice Care

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Second Medical Opinion
• Rehabilitation Cover
• Pain Management
• Day Care Treatment
• Modern Treatment Cover

• Entry Age - 5 Months
• Max Entry Age - 65 Years
• SI - 5 L to 10 L
• Waiting Period - 30 Days

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with lump sum coverage upon diagnosis of any of ...

Unique Features

• Wellness Benefit
• Cancer Cover
• Heart Cover

• Flexible Payment
• Long Term Policy
• Bone Marrow Transplantation
• Heart Disease Cover
• 4 Group CI Covered

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Open Chest CABG
• Heart Transplantation
• Coma of Specified Severity
• Wellness Programs
• Major Head Trauma

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 5 L to 25 L
• Waiting Period - 30 Days

Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection, covering incidental expenses such as travel...

Unique Features

• Accident Hospital Cash
• ICU Hospital Cash
• Daycare Treatment

• <ul> <li>3 Years Policy Term</li> <li>Cover up to 3 Children</li> <li>180 days of hospital cash</li> <li>Comprehensive Plan</li> <li>Various Hospital Cash Covers</li> </ul>

• <ul> <li>Obesity Treatment Unavailable</li> <li>Hazardous Activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic Surgery unavailable</li> <li>Injuries due to breach of law</li> </ul>

• <ul> <li>Sickness Hospital Cash</li> <li>Accident Hospital Cash</li> <li>ICU Hospital Cash</li> <li>Child Birth Hospital Cash</li> <li>Worldwide Hospital Cash</li> </ul>

• <ul> <li>Entry Age: 91 Days</li> <li>Maximum Entry Age: 65 Years</li> <li>Sum Insured (SI): ₹1
• 000 - ₹5
• 000</li> <li>Waiting Period: 30 Days</li> </ul>

The Star Health Cardiac Care Platinum plan is a long-term policy, offering coverage for 1, 2, or 3 years. It is designed for individuals aged 7 to 70 ...

Unique Features

• Explore Star Cardiac Care
• Benefits & Features
• Eligibility Criteria

• Avail Heart Transplantation
• Long Term Policy
• Up to 15 L SI
• Cardiac device cover
• Installment options available

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• Wellness Services
• Angiogram Test
• Modern Treatments
• Pain Management
• Health Check-ups

• Entry Age - 7 Years
• Max Entry Age - 70 Years
• SI - 5 L to 15 L
• Waiting Period - 30 Days

A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. The Star S...

Unique Features

• Disability Cover
• HIV/AIDS Cover
• Waiver Of Co-Pay Available

• Modern Treatment Available
• Day Care Procedures Available
• Ambulance cover
• Room rent cover
• Shared Accommodation cover

• Obesity Treatment Unavailable
• Hazardous Activities not covered
• Cosmetic Surgery not covered

• Treatment of Seizures
• Behavioral Therapy Cover
• Speech Therapy Cover
• Occupational Therapy Cover
• Adeno Tonsillectomy

• Entry Age - 18 Years (Adults)
• 0 Years (Children); Max Entry Age - 65 Years (Adults)
• 17 Years (Children); Sum Insured - ₹4 Lakhs
• ₹5 Lakhs; Waiting Period - 30 Days

Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations of your existing base policy. You can p...

Unique Features

• Base policy coverage enhancer
• Extended family coverage
• Claim guard for the base policy

• Modern treatment coverage
• Room rent limit extension
• Base SI enhancement
• Home care treatment

• No maternity cover
• Limited to SI of base policy
• Organ donor expenses not covered
• Vaccination not covered
• COVID-19 care not covered

• Individual & family floater plan
• Trusted insurance provider
• Benefits up to SI
• Cashless claim settlement
• AYUSH Treatment cover

• Minor entry age: 91 days - 25 years
• Adult entry age: 18 - 40 years
• Sum Insured: Base policy above INR 10 Lakhs
• Waiting Period: As per the base policy

Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...

Unique Features

• Automatic Restoration Benefit
• Air Ambulance Cover
• Star Wellness Program

• Modify Room Category
• Up to 600% Cumulative Bonus
• Reduced Waiting Period
• Non-Medical Items Covered
• Unlimited Automatic Restoration

• Adventure Sports Injuries
• AIDS not covered
• Injuries due to Illegal activities
• No IVF Treatment
• Obesity Not Covered

• Multiple Discounts Available
• Family Health Cover
• Daycare Treatments
• Air Ambulance
• Domiciliary Hospitalization

• Entry Age: 18-50 Years
• Sum Insured: ₹5 Lakhs to ₹1 Crore
• Initial Waiting Period: 30 Days

Get comprehensive coverage at affordable premiums. Star Comprehensive Insurance Policy is a complete health insurance plan that addresses all the heal...

Unique Features

• No Pre-acceptance required
• Get coverage up to 1 Crore
• Mid-term inclusion at additional premiums

• 99.6% CSR
• Up to ₹1 Cr SI
• Maternity Cover
• Newborn Baby Cover
• Road and Air Ambulance

• No Global Coverage
• No IVF Treatment
• No Compassionate Travel
• HIV/AIDS not covered

• Individual and Family Floater
• Mid-term Inclusion Available
• Accidental Death
• Permanent Total Disablement
• Star Wellness Program

• Entry Age - 3 Months
• Max Entry Age - 65 Years
• SI - ₹5 L to ₹1 Cr
• Waiting Period - 30 Days

The Medi Classic Insurance Policy covers hospitalisation expenses incurred due to illness, disease, sickness, or accidental injuries. It also offers a...

Unique Features

• Secured hospitalization
• Road accident protection
• Comes in 2 variants

• Plan Variants Available
• Customizable Plan
• Hospital-Cash Benefit
• 5% Family Discount
• Organ Donor Cover

• 10% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• New Born Baby Cover
• 100% Super Restoration
• Up to 100% No-claim Bonus
• Psychiatric coverage
• Patient Care Cover

• Entry Age - 16 Days
• Max Entry Age - 65 Years
• SI - 1.5 L to 25 L
• Waiting Period - 30 Days

The Star Women Care Insurance Policy is designed to support women's health needs, acknowledging their endless responsibilities. It offers comprehensiv...

Unique Features

• Maternity Benefits
• Preventive Health Check Up
• Coverage for Modern Treatments

• Designed for Women's Care
• Optional Cancer Cover
• Bariatric Surgery Cover
• Mid-term Inclusions
• High Sum Insured

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• 10% long-term discount
• 10% Air Ambulance Cover
• Pain Management Cover
• Assisted Reproduction
• Automatic Restoration

• Entry Age - 91 Days
• Max Entry Age - 75 Years
• SI - 5 L to 1 Cr
• Waiting Period - 30 Days

The Young Star Extra Protect add-on cover policy is designed to enhance the benefits of your existing Young Star insurance policy. It extends the limi...

Unique Features

• Base policy cover enhancer
• Claim guard facility
• AYUSH Coverage

• Modern treatment coverage
• Room rent extension
• Base SI enhancement
• Home care treatment

• No maternity cover
• Limited to SI of base policy
• Organ donor expenses not covered
• Vaccination not covered
• COVID-19 care not covered

• Individual & family floater plan
• Trusted insurance provider
• Unlimited benefits up to Sum Insured
• Cashless claim settlement
• AYUSH Treatment cover

• Minor Entry Age: 91 days - 25 years
• Adult Entry Age: 18 - 40 years
• Sum Insured: Base policy above ₹10 Lakhs
• Waiting Period: As per the base policy

A top-up plan for added coverage at affordable costs. Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage ...

Unique Features

• No pre-acceptance screening required
• Coverage for maternity expenses
• Up to 1 crore cover at affordable rates

• Flexible Policy
• Avail Long Term Discount
• Cover family up to 2 Adults + 3 Children
• Lifelong renewal
• 2 Plan variants

• Includes Deductibles
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• Avail e-opinions
• Star Wellness Services
• Recharge benefit
• Air Ambulance
• No pre-policy Medical check-up

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• Sum Insured - 5 L to 1 Cr
• Waiting Period - 30 Days

Medical insurance designed specially for heart patients.Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals w...

Unique Features

• Tailored Plan for Cardiac Patients
• Coverage for Non-cardiac Ailments
• No Pre-acceptance Checkup

• Flexible Product
• Personal Accident Cover
• 2 Plan Variants
• Road Ambulance
• Day Care Procedures

• 10% Co-Payment
• PED
• Cosmetic Surgery
• Obesity Treatment
• Change of Gender Treatments

• Personal Accident Cover
• Heart Transplantation
• OPD expenses Cover
• Modern Treatment Cover
• COVID-19 Cover
• Cataract Cover

• Entry Age - 10 Years
• Max Entry Age - 65 Years
• SI - 3 L to 4 L
• Waiting Period - 30 Days

Star Micro Rural and Farmers Care is an individual and family floater plan with a sum insured of INR 1 Lakh and INR 2 Lakh respectively for individual...

Unique Features

• Understanding the Need for Micro Rural Health Insurance
• Sample Premium Rates
• Eligibility Criteria of the Plan

• <ul> <li>Designed for Farmers</li> <li>Flexible Policy</li> <li>Day Care Procedures</li> <li>Flexible Payment Options</li> <li>PED cover available</li> </ul>

• <ul> <li>20% co-pay</li> <li>Obesity Treatment Unavailable</li> <li>Hazardous Activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic Surgery unavailable</li> </ul>

• <ul> <li>No Pre-policy medical checkup</li> <li>Modern Treatments Covered</li> <li>Lifelong Renewal</li> <li>Up to INR 15
• 000 Cataract Cover</li> <li>ICU cover</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Sum Insured (SI): INR 1 Lakh - INR 2 Lakh</li> <li>Waiting Period: 30 Days</li> </ul>

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

• Get coverage for the whole family
• Additional SI for Road Traffic Accident
• Coverage for Compassionate Travel

• No Pre-Policy Check-up
• Lifelong Renewability
• High SI available
• COVID-19 cover
• OPD covered

• PED cover not available
• Obesity Treatment Unavailable
• Hazardous Activities
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Long term discounts
• Premium Payment flexibility
• Health Check-up Cover
• Domiciliary Hospitalization
• Modern Treatment Cover

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 1 L to 25 L
• Waiting Period - 30 Days

A comprehensive plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the h...

Unique Features

• Guaranteed lifetime renewal
• No pre-medical check-up required
• Coverage up to 25L for individuals & families

• Individual & family floater plan
• Flexible SI
• Road Ambulance Cover
• ICU cover
• Health Check-up cover

• Obesity Treatment Unavailable
• Hazardous Activity Not Covered
• HIV/AIDS Not Covered
• Cosmetic Surgery Unavailable
• Congenital Disease Not Covered

• Flexible Premium Payment
• Cataract Treatment Available
• Modern Treatment Cover
• No Pre-Policy Medical Check-up
• OPD Consultation

• Entry Age - 60 Years
• Max Entry Age - 75 Years
• SI - 1 L to 25 L
• Waiting Period - 30 Days

Star Health has introduced the Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. This policy covers expenses incurred during the treatment of...

Unique Features

• Explore the Key Features of the Plan
• Check the Eligibility Criteria
• How to Buy the Policy Online?

• Lumpsum payout on COVID-19 diagnosis
• Short waiting period
• No medical checkup required

• Global coverage NA
• No other diseases covered except COVID-19
• Self-inflicted injuries not covered

• High SI options available
• Tax benefit
• Free-look period available

• Min. Entry Age: 18
• Max. Entry Age: 65
• SI: 21000 and 42000
• Policy Term: 1 Year

The Young Star Insurance Policy is tailor-made for individuals up to 40 years of age. This plan is available on an individual and family floater basis...

Unique Features

• No capping on room rent
• No pre-acceptance checkup required
• Pay premium in installments

• <ul> <li>Mid-term inclusion</li> <li>10% discount on early purchase</li> <li>Star Wellness Program</li> <li>Flexible Premium Payment</li> <li>Two plan variants (Silver and Gold)</li> </ul>

• <ul> <li>Pre-existing disease (PED) waiting period</li> <li>Obesity treatment not covered</li> <li>Hazardous activities not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery not covered</li> </ul>

• <ul> <li>Hospital Cash Benefit</li> <li>Lifelong Renewal</li> <li>E-opinion</li> <li>No-claim bonus</li> <li>Automatic Restoration</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 40 Years</li> <li>Sum Insured (SI): ₹3 Lakhs to ₹1 Crore</li> <li>Initial Waiting Period: 30 Days</li> </ul>

Star Health Arogya Sanjeevani is a Health Insurance policy that safeguards you and your family from the financial burden and stress during hospitaliza...

Unique Features

• Comprehensive plan
• Affordable premiums
• Include loved ones

• Affordable Plan
• 50% No Claim Bonus
• Flexible Policy
• Day Care Procedures Covered
• Up to 25% of SI for Cataracts

• 5% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Lifelong Renewal
• Road Ambulance Cover
• Day Care Procedures Covered
• AYUSH treatment Cover
• Rural Discount

• Entry Age - 3 Months
• Max Entry Age - 65 Years
• SI - 1 L to 10 L
• Waiting Period - 30 Days

Star Health Gain Insurance Policy, offered by Star Health, is a medical insurance policy designed specifically to provide the best possible medical tr...

Unique Features

• Family coverage
• Multiple sum insured
• Save tax

• Day Care Procedures Covered
• Road Ambulance Available
• Modern Treatments Available
• Outpatient Benefit

• 20% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Up to 60k Cataract cover
• Room Rent Cover
• ICU Cover
• Wide SI options
• Flexible Premiums

• Entry Age - 91 Days
• Max Entry Age - 65 Years
• SI - 1 L to 5 L
• Waiting Period - 30 Days

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. ...

Unique Features

• No medical examinations
• High sum insured
• Daycare procedures

• Daycare coverage
• No pre-policy checkup
• Multiple SI options

• Sexually transmitted diseases
• Self-inflicted injuries
• Depression and mental disorders

• Affordable premiums
• Covers cataract
• Outpatient consultations

• Entry Age: 60 Years to 75 Years
• SI: Up to 25 L
• Initial Waiting Period: 30 Days

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...

Unique Features

• Avail maternity cover
• Care Beyond Coverage
• Avail mid-term inclusions

• Annual health check-up
• Daycare procedures
• AYUSH cover

• Intentional self-injury
• Miscarriage and abortion
• Congenital disease

• Ambulance cover
• Wellness benefits
• High Sum Insured

• Entry Age: 3 months to 65 years
• Sum Insured: Up to ₹1 Crore
• Initial Waiting Period: 30 days

Turning sixty is a major milestone. It is a time to become more careful about one's health. Any illness can bring a lot of anxiety and mental stress t...

Unique Features

• No medical examinations
• High sum insured
• Daycare procedures

• No pre-policy medical checkup
• Individual & family plan
• 3-year Policy term

• Sexually transmitted diseases
• Self-inflicted injuries
• Depression and mental disorders

• Multiple SI options
• Affordable premium
• Daycare procedures covered

• Entry Age: 60 - 75 Years
• SI: Up to 25 L
• Initial Waiting Period: 30 Days

It is wise to be prepared with a health insurance policy to cover medical and other expenses in case of illness. However, if you already have health i...

Unique Features

• Lump sum payout
• Accidental hospitalisation cover
• Non-allopathic treatments cover

• Pre-hospitalisation covered
• No survival period applicable
• Sum insured enhancement option

• Self-inflicted injuries
• Maternity not covered
• Cosmetic procedures

• Affordable premiums
• Room and nursing expenses covered
• Cover for major critical illnesses

• Entry Age: 18 to 65 years
• Renewability: Yes

Motherhood is a rewarding and fulfilling journey, marking the start of an important and exciting chapter in your life. It also comes with its share of...

Unique Features

• Lifetime Renewal
• Newborn’s Immunizations
• Pediatrician Consultation

• Lifetime renewability
• High SI
• No room rent limit

• Pre-existing not covered before 48 months
• Naturopathy treatment
• Injury due to war/ war-like situations

• Affordable premium options
• 24X7 Customer support
• Individual & family plan

• Entry Age: 18 - 65 years
• Initial Waiting Period: 180 days
• SI: Up to ₹1 Cr

The Star Health Accident Policy provides optimal care and coverage in case of unfortunate accidents. Accidents are an uninvited inconvenience that can...

Unique Features

• Education Grant Available
• Avail Home Care
• Multiple Discount Benefits

• Educational grant for 2 children
• Accidental Death
• Permanent Total Disability

• Intentional self-injury
• Infertility and in vitro fertilization
• Miscarriage and abortion

• Avail Home Care
• Multiple Discount Benefits
• Compassionate Travel

• Entry Age: 18 to 70 Years
• Sum Insured: Starts from ₹1 Lakh
• Initial Waiting Period: 30 Days

Most health insurance plans inadequately cover OPD (Out-Patient Department) expenses for an insurance holder. However, Star Outpatient Care is a uniqu...

Unique Features

• Plan Variants Available
• Dental & Ophthalmic Treatment
• Lifelong Renewal Benefit

• Cover up to 6 family members
• 3 Plan variants available
• Dental Cover available
• Physiotherapy cover
• Pharmacy cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Breach of law

• Dental Treatments Available
• AYUSH Treatments Available
• Ophthalmic Treatment
• Outpatient Consultation
• Renewal Discounts

• Entry Age - 18 Years
• Max Entry Age - 50 Years
• SI - 25k - 1 L
• Waiting Period - 30 Days

Star Criticare Plus Policy is a dual benefit plan, offering coverage for both health insurance and critical illnesses. It provides a lump sum payment ...

Unique Features

• Cover 1 family member
• 30% Co-payment
• Non-allopathic treatments

• Cover chronic kidney disease
• Major organ transplants covered
• Acute Myocardial Infarction covered

• Cosmetic and aesthetic treatments
• Change of gender treatments
• Vaccination

• Affordable SI options
• Co-payment
• Lumpsum payout

• Entry Age: 18 to 65 years
• Sum Insured: ₹2 Lakh - ₹10 Lakh
• Initial Waiting Period: 90 Days

Star Health Special Care is a unique individual indemnity plan designed for individuals diagnosed with Autism Spectrum Disorder. It offers a sum insur...

Unique Features

• Indemnity cover
• Autism cover
• Modern treatment

• Modern Treatment Available
• Day Care Procedures Available
• Ambulance cover
• Room rent cover
• Shared Accommodation cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Pre-existing Disease

• Treatment of Seizures
• Behavioral Therapy Cover
• Speech Therapy Cover
• Occupational Therapy Cover
• Adeno Tonsillectomy

• Entry Age - 3 Years
• Max Entry Age - 25 Years
• SI - 3 L
• Waiting Period - 30 Days

Top-up health plans from Star Health Insurance can help protect your health in the event of a medical emergency after you have exhausted the sum insur...

Unique Features

• High Sum Insured
• Recharge Benefit
• Wellness Benefit

• Avail wellness benefits
• Consult doctors online
• Recharge your sum insured

• No maternity coverage
• HIV infection / AIDS
• Cosmetic or sex-change treatment

• Air ambulance
• Organ donor expenses
• Affordable premiums

• Entry Age: Minimum: 91 Days to 65 Years
• SI: Up to 1 Cr
• Initial Waiting Period: 30 Days

Cancer is a serious and challenging disease, causing patients and their families to struggle emotionally, physically, and psychologically. Cancer heal...

Unique Features

• High Sum Insured
• 37 Critical Illnesses
• Cancer Cover

• 20% of Sum Insured for compassionate care
• Access to wellness services
• Second medical opinion coverage

• Pregnancy or childbirth
• HIV infection / AIDS
• Cosmetic or sex-change treatment

• Critical Illness Cover
• Organ donor expenses
• Wellness Benefit

• Entry Age: Minimum: 5 months to 65 years; Sum Insured: 5 lakh to 25 lakh; Initial Waiting Period: 30 days

The burden of medical expenses for cancer treatment can be overwhelming, leaving individuals and their families under financial strain. Star Cancer Ca...

Unique Features

• Stage 1 & 2 Cancer Cover
• Specifications
• Cashless Hospitalization

• Covers existing cancer patients
• Cashless hospitalization
• No pre-policy check-up

• Non Allopathic Treatments
• Cosmetic or Plastic Surgery
• Intentional Self Injury

• Affordable premiums
• Individual plan
• Complete cancer cover

• Entry Age: 5 months to 65 Years
• SI: 3 - 5 L
• Policy Tenure: 1 Year

Star Health Assure Insurance Policy is a versatile, 360-degree health insurance plan providing wide coverage for yourself, your spouse, dependent chil...

Unique Features

• Maternity Benefit
• Air Ambulance Cover
• Star Wellness Program

• Second Medical Opinion
• Health Check-up Covered
• 100% Cumulative Bonus
• Compassionate Travel
• AYUSH Treatment

• 10% Co-pay applicable
• Deductibles
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• In Utero Fetal Surgery
• Pain Management
• Rehabilitation Cover
• Organ Donor Cover
• Modern Treatment Cover

• Entry Age - 18 Years
• Max Entry Age - 75 Years
• SI - 5 L - 2 Cr
• Waiting Period - 30 Days

Star Health Insurance Company has launched one of its most revolutionary plans, the Star Super Star Health Plan. It offers flexible and customizable c...

Unique Features

• Premium discounts
• Freeze age benefit
• Dental cover

• Daycare procedures
• Modern treatment
• Second medical opinion
• Maternity cover

• Compassionate travel
• Global coverage
• Adventure sports
• Breach of law
• STDs not covered

• Newborn baby cover
• Assisted reproduction cover
• Home care
• Domiciliary treatment cover

• Adult 18 years to No max limit
• Dependent children 91 days to 25 years

Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star Group Health plans, insured individuals can choose to include ...

Unique Features

• Explore Star Health Group Plans
• Star Claim Settlement Ratio
• Benefits of Star Group Plans

• 14
• 000+ network hospitals nationwide
• Custom co-pay flexibility
• Family and parent coverage options

• 82.31% claim settlement ratio
• 4-year PED waiting period
• Limited infertility coverage

• Section 80D tax benefits
• Top-up add-on available
• Cashless claim facility
• Employer-employee cost sharing

• Adults: 18 to 65 years
• Children: 91 days and above
• Up to 6 members per policy
• Lifelong renewal

In today's fast-paced world, health dangers are rapidly increasing, including chronic life-threatening diseases. Anyone, regardless of age, can face a...

Unique Features

• Features and Benefits
• Eligibility and Coverage
• Need For Critical Illness Plans?

• Covers 20 critical illness
• Accident care benefits
• Direct claim settlement

• Cosmetic procedures not covered
• Self-harm not covered
• Obesity-related treatments not covered

• Cataract treatments
• Domestic emergency evacuation
• Compassionate travel

• Entry Age: 18 - 65 Years
• Sum Insured: ₹5 L - ₹5 Cr
• Policy Term: 1/2/3 Years
• Initial Waiting Period: 90 Days

Introducing a health insurance plan that rewards you for starting young. A plan that allows for overseas treatment. Several health insurance plans ar...

Unique Features

• Global Treatment
• Provides Maternity Cover
• Lock the Clock

• Overseas treatment coverage
• Booster benefit
• Covers organ donor transplant
• Second medical opinion
• Teleconsultation

• No suicide cover
• No war injury cover
• Baby food & utility charges excluded
• Laundry charges excluded
• No certificate charges

• 4 unique variants of the plan
• Cash-bag benefit
• WellConsult OPD Wallet
• Cashless claim settlement
• AYUSH Treatment

• Entry age - 18 years. Maximum entry age - No age limit. Sum Insured (SI) - INR 3 Lakh to 1 Crore. Waiting Period - 30 days.

The Niva Bupa Arogya Sanjeevani health policy is an indemnity plan designed to provide comprehensive coverage at an affordable premium. Available as a...

Unique Features

• COVID-19 treatment coverage
• Pre and post-hospitalisation cover
• Lower co-pay on your claims

• COVID-19 coverage
• Cumulative bonus
• AYUSH treatment
• Room rent cover
• Preventive health check-ups

• No maternity cover
• COVID-19 care not covered
• Home care treatment is not covered
• OPD not covered
• Ambulance cover not available

• Individual & family floater plan
• Cashless claim settlement
• Premiums are affordable

• Minimum Entry Age: 3 Months - 25 Years (for children in family plan)
• Adult Entry Age: 18 - 65 Years
• Sum Insured: INR 50
• 000 - INR 10 Lakh
• Initial Waiting Period: 30 Days

Go an extra mile for the health of your family with Niva Bupa Health RechargeNiva Bupa Health Recharge (formerly Max Bupa Health Recharge) is a pocket...

Unique Features

• Get covered for HIV/AIDS
• Loyalty addition of 5% on SI
• Discounts on pharmacy and diagnostic services

• Loyalty addictions up to 50%
• Pharmacy and diagnostic services
• Personal accident cover
• Easy plan convertibility
• Easy plan convertibility
• Day care treatment coverage

• Maternity treatment not covered
• Pre-exisiting diseases not covered
• Alcoholism not covered
• Dietary supplements not covered
• No COVID-19 cover

• Intensive care unit charge
• Domiciliary treatment
• HIV/AIDS treatment covered
• Artificial life maintenance benefits
• Room rent per day up to 1%

• Min- 18 years
• Max- 65 years

The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs. Hospitalizations can occur unexpectedly, and owning hea...

Unique Features

• Personal accident coverage
• Home health care cover
• Early age AdvantAGE benefit

• Pharmacy and diagnostic services
• Domiciliary hospitalisation
• Personal accident benefits
• Refill benefits
• Daily health coaching

• Maternity benefit not available
• Adventure sports not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered
• War injuries not covered

• Behavioural Assistance Program
• Alternative treatment
• I-Protect options to increase SI
• 2% ICU cover per day. No room rent capping

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: INR 4 - 10 Lakhs
• Initial Waiting Period: 30 Days

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans: Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Annual health check-up included
• Pharmacy and diagnostic services included
• Domiciliary treatment covered

• Investigation and evaluation not included
• Any conflict or disaster not included
• Maternity expenses is excluded

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 10.5 L - 1 Cr
• Initial Waiting Period - 30 Days

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans: Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

• Unlimited e-consultations
• No Room Rent Capping
• Lifelong Renewability

• All day care procedures covered
• Every claim-free year adds up to 20% of the base sum insured as a bonus
• Accumulated bonus does not reduce even after a claim

• Oral or dental treatment not covered
• Cure and rehabilitation not covered
• Incidental diagnostic procedures not covered

• Minimum- 3 Months Maximum- 65 Years

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provi...

Unique Features

• Coverage for Modern Treatments
• Live Healthy Benefit
• Get Personal Accident Coverage

• Booster benefit
• Organ donor transplant
• ReAssure
• Live Healthy Benefit
• Second Medical Opinion

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• No Suicide Cover
• No War Injury Cover

• Air Ambulance
• Hospital Cash
• Personal Accident Cover
• Domiciliary hospitalization
• Day care treatment

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Health Companion (Variant 2022) is a health insurance plan that covers hospitalisation expenses along with related medical costs like pre an...

Unique Features

• No-claim Bonus up to 100% of SI
• No Room Rent Capping
• Vaccination for Animal Bite

• 5% Doctor Discount
• 10% Family discount
• Tenure Discounts of upto 15 %
• Annual Aggregate Deductible
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• Cosmetic Surgery Uncovered
• Specific Diseases after 2 yrs
• No Alcoholism Cover

• Air Ambulance
• Modern Treatments
• Vaccination on Animal Bite
• Organ Donor Benefit
• Domiciliary treatments

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable p...

Unique Features

• High Sum Insured
• Lock Your Premiums
• Booster+ Benefit

• Personal accident cover
• Acute Care benefits
• Emergency Ambulance
• Five Plan variants
• Domiciliary (home care) treatments

• No OPD Cover
• No Maternity Cover
• Sleep disorders not covered
• Pre-existing diseases covered after 3 years waiting period
• Alcoholism not covered

• Air Ambulance
• Modern Treatments
• Second Opinion
• Booster+ Benefit
• Shared Accommodation Benefit

• Entry Age: 18 years
• Max Entry Age: No maximum age limit
• Sum Insured: ₹5 Lakh to ₹1 Crore
• Initial Waiting Period: 30 days

Health Premia is a health insurance plan that covers hospitalization expenses along with key medical needs like pre and post-treatment costs, daycare ...

Unique Features

• Global medical coverage
• Unlimited sum restoration
• Comprehensive family protection

• Refill benefit for any illness
• 10% Loyalty Additions to Sum Insured
• Tenure Discounts of up to 15%
• Worldwide Maternity Benefits
• Inpatient care

• No OPD Coverage
• No HIV/AIDS Coverage
• 20% co-payment
• Pre-existing Diseases covered after 2 years
• Treatment for Alcoholism (excluded)

• Zonal Coverage
• Pharmacy and Diagnostic Services
• Optional Add-on Features
• Living Organ Donor Benefit
• Premium Waiver and Portability

• Entry Age: 18 Years
• Max Entry Age: 65 Years
• Sum Insured: ₹3 Lakh to ₹1 Crore
• Waiting Period: 30 Days

The Niva Bupa Health Pulse Plan is a simple health insurance option for people who want basic medical coverage without paying a high premium. It cover...

Unique Features

• Know About Niva Bupa Health Pulse Plan
• Eligibility and Age Restrictions
• Learn More About Its Key Features

• Optional benefits available
• 150% Refill Benefit
• Annual Health Checkup
• Emergency Ambulance
• Living Organ Donor Benefit

• Conflict and Disaster cases
• 20% co-payment
• No Maternity Benefit
• Cosmetic surgeries
• Treatment for Alcoholism

• Operation Theatre Coverage
• Modern Treatments
• Personal Accident Cover
• e-Consultation
• Daily Hospital Cash

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• Sum Insured - ₹3 Lakhs to ₹25 Lakhs
• Waiting Period - 30 Days

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. Wheth...

Unique Features

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• ICU charges not covered
• OPD coverage not available
• Second medical opinion not available

• No sub-limits applicable for common health conditions
• Waive co-payment on applying deductibles
• No mandatory pre-issuance medical tests

• Min. Entry Age: 61 years
• Max. Entry Age: 75 years
• Min. SI: ₹5 L
• Max. SI: ₹25 L
• Initial Waiting Period: 30 days

The Niva Bupa Personal Accident Plan is designed to provide financial support in case of accidents. It offers a lump sum payout for accidental death o...

Unique Features

• Child Education
• Funeral Expenses Cover
• TTD/PTD Cover

• Child education benefit
• Funeral expenses covered
• Total and partial disability covered

• Adventure sports not covered
• No coverage for cosmetic procedures
• Self-harm not covered

• Lifetime renewability offered
• Long-term discounts
• High sum insured options

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: ₹5 Lakhs - ₹5 Crores
• Initial Waiting Period: 30 Days

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! Critical illness can be a threat to...

Unique Features

• Enhanced Coverage
• Eligibility
• Sample Premium

• Covers 20 critical illnesses
• Long-term tenure discounts
• Multiple payout options
• Tax benefits under Section 80D
• Direct claim settlement

• No accidental death cover
• No total disability cover
• AIDS not covered
• No child education benefit
• No funeral expenses cover

• Flexible plan options
• Surgeon fees covered (under AccidentCare)
• Lifelong renewability
• Diagnostic procedures and therapies covered
• Prosthetic implants covered

• Min- 18 years
• Max- 65 years

Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...

Unique Features

• Explore Niva Bupa Group Plans
• Niva Bupa Tax Benefits
• Niva Bupa Eligibility

• 10000+ network hospitals
• Customizable group plans
• No pre-policy check-up

• Limited infertility cover
• No war-related claims
• Abortion not covered

• Tax savings (80D)
• Maternity and newborn cover
• Annual health check-ups
• Unlimited doctor consults

• Adults: 18 to 99 years
• Children: from 91 days
• Up to 6 members covered

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

• Affordable premiums
• Add-on coverage
• Flexi-pay benefit

• Modern treatment covered
• Unlimited digital consultation
• Smart Cash
• Loyalty bonus

• Investigation and Evaluation
• Rest Cure
• rehabilitation and respite care
• Cosmetic or plastic Surgery
• Hazardous or Adventure sports

• No limit on room rent
• Rise tiered network
• Digital consultation

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 5L to 1 Cr
• Waiting Period - 30 days

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of...

Unique Features

• Unlimited coverage
• High flexibility
• Global healthcare option

• Unlimited Sum Insured
• Day 1 Pre-Existing Disease Coverage
• Automatic Sum Insured Restoration
• No Co-payment Clause
• Wide Network of Hospitals
• Flexible Premium Payment Options

• No Monthly Premium Payment Option
• Higher Premiums for Older Policyholders
• Customer Service Response Time

• No Claim Bonus / Claim-Free Rewards
• Daycare & Advanced Procedures
• AYUSH Treatments

• Minimum entry age: 91 days and 18 years
• Maximum entry age: 99 years for adults
• Covers up to 6 members