Future Generali vs Star Health

Future Generali Health Total is a holistic, comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family mem...

Unique Features

• SI Up to 1 Crore
• Family Discounts
• Avail Wellness Benefits

• Daily hospital cash
• maternity cover
• newborn baby care
• modern treatment cover
• global coverage.

• OPD charges
• second medical opinion
• IVF treatment
• air ambulance cover
• compassionate travel.

• Organ donor cover
• family floater benefits
• e-consultations
• daycare procedures cover.

• Minimum age: 1 day
• Maximum age: No limit.

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

• Up to 1 Cr SI
• 3 Plan Variants
• 10% Family Discount

• OPD charges
• AYUSH cover
• Maternity cover
• Newborn baby care
• modern treatment cover

• Domiciliary benefit
• Second medical opinion
• Air ambulance
• Compassionate travel
• Daily hospital cash

• Pre & post-hospitalization
• Organ donor cover
• ICU charges
• Cataract treatment cover

• 18 years - No Limit

Don't be just another number: Embrace the power of Health PowHER! Health PowHER is more than just an ordinary health insurance plan. It is specially c...

Unique Features

• Infertility treatment cover
• Voluntary sterilization benefits
• Puberty & menopause disorders

• Wellness benefits
• Critical illness cover
• Women-related cancer cover
• Temporary domestic help
• Infertility expenses

• Change of gender treatments
• Hazardous or adventure sports
• Non-medical expenses
• Breach of law

• Voluntary copay cover
• Stem cell storage
• Sum insured restoration
• Miscarriage or medical termination

• Entry Age: 1 Day
• Max Entry Age: 65 Years
• Sum Insured: 5 L - 1 Crore
• Waiting Period: 30 Days

The Future Generali D.I.Y. Health Plan lets you build your own health insurance by choosing the coverage and add-ons you actually need. Instead of a f...

Unique Features

• Freedom to choose benefits
• Multiple add-on cover options
• Gender reassignment surgery

• Room rent
• ICU charges
• pre and post-hospitalization

• Investigation and evaluation
• rest cure and rehabilitation
• and respite care
• obesity and weight control management
• sterility and infertility treatments

• Domiciliary hospitalization
• daycare treatment
• OPD charges
• cataract

• Min entry age: 17 years
• Max entry age: 70 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to 15 Lakh

There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers premium healthcare benefits globally that come wi...

Unique Features

• Holistic wellness cover
• Maternity benefits
• Global medical treatment

• Room rent covered
• ICU charges
• Pre and post hospitalisation
• Domiciliary hospitalisation
• Daycare treatment

• Congenital diseases
• Change of gender treatment
• Sterility and infertility treatment

• Cataract covered
• No claim bonus
• Automatic restoration
• Organ donor covered

• Minimum entry age: 18 years
• Maximum entry age: 65 years
• Initial waiting period: 30 days
• Sum insured: Up to 6 Cr

Get more coverage on your insurance and enjoy enhanced protection with a top-up today! The Future Generali Advantage top-up health insurance policy co...

Unique Features

• Mental illness coverage
• Nursing expenses cover
• Affordable premiums

• Room rent
• ICU charges
• Pre and post hospitalization
• Daycare treatment

• Domiciliary hospitalization
• OPD charges
• Automatic restoration

• Organ donor
• AYUSH treatment
• Ambulance coverage

• Minimum entry age: 18 Years
• Maximum entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

The Future Health Suraksha Plan is a health insurance policy designed to cover hospitalization and treatment costs, helping to protect your savings. I...

Unique Features

• Free health check-ups
• Compassionate travel
• No pre-policy upto 50 years

• ICU charges
• Pre-hospitalisation
• Post-hospitalisation
• Daycare treatment

• Domiciliary hospitalisation
• OPD charges
• Maternity cover
• Newborn baby cover

• Cataract
• No claim bonus
• Automatic restoration
• Organ donor

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Future Generali Varishta Bima policy is a specially designed health insurance plan for senior citizens that protects them from financial loss and ensu...

Unique Features

• Annual health check-up
• In-patient treatment expenses
• Multiple discount options

• Room Rent
• Pre-hospitalization
• Post-hospitalization
• Daycare Treatment

• ICU Charges
• Domiciliary Hospitalization
• OPD Charges
• Organ Donor Expenses

• AYUSH Treatment Covered
• Modern Treatment
• Health Check-up
• Co-payment

• Min Entry Age: 65 years
• Max Entry Age: No Limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to 10 Lakhs

The Future Generali Criticare Plan is a health insurance plan that gives you a fixed lump sum amount if you are diagnosed with a serious illness like ...

Unique Features

• Critical illness cover
• exhaustive cover benefits
• lump sum payout options.

• Covers cancer
• kidney and liver failure
• primary pulmonary arterial hypertension.

• Any pre-existing diseases (PEDs) or related medical conditions
• unnecessary or non-prescribed medical treatment
• maternity complications and external or internal congenital illnesses
• infertility and sterility treatment expenses.

• Multiple sclerosis
• major organ transplant
• open chest CABG.

• Entry Age: Child: 6-25 years
• Adult: 18-65 years; Initial waiting period: 90 days; Policy term: 1/2/3 years.

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

• 80% premium discount
• Family coverage
• Maternity coverage

• Modern treatment cover
• Maternity covered
• Domiciliary treatment cover

• Vaccination unavailable
• Automatic restoration
• Daily hospital cash
• Health check-up unavailable

• Pre & post-hospitalization
• Daycare procedures
• Cataract cover
• ICU charges covered

• 18 to 70 years

Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with Type 1 and Type 2 diabetes. The plan a...

Unique Features

• Diabetes Cover
• High Sum Insured
• OPD Cover

• Road Ambulance Cover
• Pre and Post Hospitalization
• ICU Cover
• Room Rent Cover
• Day Care Treatment Cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Dialysis Cover
• Kidney Transplant Cover
• Artificial Limbs Cover
• Personal Accident Cover
• OPD Cover

• Entry Age - 18 years
• Max Entry Age - 65 years
• SI - 3 Lakhs to 10 Lakhs
• Waiting Period - 30 days

Star Health Premier Insurance Policy is a unique health plan designed to cover individuals aged 50 years and above, with no maximum entry age limit. T...

Unique Features

• Avail Health Rewards
• SI Upto 1 Crore
• Pain Management

• Cataract Treatment Cover
• 10% Health Check- Up Discount
• High SI
• Home Care Treatment
• Road Ambulance Cover

• 20% Co-pay applicable
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Hospice Care
• Pain Management
• AYUSH Treatment
• Modern Treatment
• 100% Cumulative Bonus

• Entry Age - 91 Days
• Max Entry Age - No Age Limit
• SI - 10 L to 1 Cr
• Waiting Period - 30 Days

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family prepare financially...

Unique Features

• SI Upto 10 L
• Hospice Care
• Pain Management

• Cataract Cover
• No pre-medical check-up
• Lump Sum Cover
• 50% Cumulative Bonus
• Hospice Care

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Second Medical Opinion
• Rehabilitation Cover
• Pain Management
• Day Care Treatment
• Modern Treatment Cover

• Entry Age - 5 Months
• Max Entry Age - 65 Years
• SI - 5 L to 10 L
• Waiting Period - 30 Days

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with lump sum coverage upon diagnosis of any of ...

Unique Features

• Wellness Benefit
• Cancer Cover
• Heart Cover

• Flexible Payment
• Long Term Policy
• Bone Marrow Transplantation
• Heart Disease Cover
• 4 Group CI Covered

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• Open Chest CABG
• Heart Transplantation
• Coma of Specified Severity
• Wellness Programs
• Major Head Trauma

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 5 L to 25 L
• Waiting Period - 30 Days

Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection, covering incidental expenses such as travel...

Unique Features

• Accident Hospital Cash
• ICU Hospital Cash
• Daycare Treatment

• <ul> <li>3 Years Policy Term</li> <li>Cover up to 3 Children</li> <li>180 days of hospital cash</li> <li>Comprehensive Plan</li> <li>Various Hospital Cash Covers</li> </ul>

• <ul> <li>Obesity Treatment Unavailable</li> <li>Hazardous Activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic Surgery unavailable</li> <li>Injuries due to breach of law</li> </ul>

• <ul> <li>Sickness Hospital Cash</li> <li>Accident Hospital Cash</li> <li>ICU Hospital Cash</li> <li>Child Birth Hospital Cash</li> <li>Worldwide Hospital Cash</li> </ul>

• <ul> <li>Entry Age: 91 Days</li> <li>Maximum Entry Age: 65 Years</li> <li>Sum Insured (SI): ₹1
• 000 - ₹5
• 000</li> <li>Waiting Period: 30 Days</li> </ul>

The Star Health Cardiac Care Platinum plan is a long-term policy, offering coverage for 1, 2, or 3 years. It is designed for individuals aged 7 to 70 ...

Unique Features

• Explore Star Cardiac Care
• Benefits & Features
• Eligibility Criteria

• Avail Heart Transplantation
• Long Term Policy
• Up to 15 L SI
• Cardiac device cover
• Installment options available

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• Wellness Services
• Angiogram Test
• Modern Treatments
• Pain Management
• Health Check-ups

• Entry Age - 7 Years
• Max Entry Age - 70 Years
• SI - 5 L to 15 L
• Waiting Period - 30 Days

A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. The Star S...

Unique Features

• Disability Cover
• HIV/AIDS Cover
• Waiver Of Co-Pay Available

• Modern Treatment Available
• Day Care Procedures Available
• Ambulance cover
• Room rent cover
• Shared Accommodation cover

• Obesity Treatment Unavailable
• Hazardous Activities not covered
• Cosmetic Surgery not covered

• Treatment of Seizures
• Behavioral Therapy Cover
• Speech Therapy Cover
• Occupational Therapy Cover
• Adeno Tonsillectomy

• Entry Age - 18 Years (Adults)
• 0 Years (Children); Max Entry Age - 65 Years (Adults)
• 17 Years (Children); Sum Insured - ₹4 Lakhs
• ₹5 Lakhs; Waiting Period - 30 Days

Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations of your existing base policy. You can p...

Unique Features

• Base policy coverage enhancer
• Extended family coverage
• Claim guard for the base policy

• Modern treatment coverage
• Room rent limit extension
• Base SI enhancement
• Home care treatment

• No maternity cover
• Limited to SI of base policy
• Organ donor expenses not covered
• Vaccination not covered
• COVID-19 care not covered

• Individual & family floater plan
• Trusted insurance provider
• Benefits up to SI
• Cashless claim settlement
• AYUSH Treatment cover

• Minor entry age: 91 days - 25 years
• Adult entry age: 18 - 40 years
• Sum Insured: Base policy above INR 10 Lakhs
• Waiting Period: As per the base policy

Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...

Unique Features

• Automatic Restoration Benefit
• Air Ambulance Cover
• Star Wellness Program

• Modify Room Category
• Up to 600% Cumulative Bonus
• Reduced Waiting Period
• Non-Medical Items Covered
• Unlimited Automatic Restoration

• Adventure Sports Injuries
• AIDS not covered
• Injuries due to Illegal activities
• No IVF Treatment
• Obesity Not Covered

• Multiple Discounts Available
• Family Health Cover
• Daycare Treatments
• Air Ambulance
• Domiciliary Hospitalization

• Entry Age: 18-50 Years
• Sum Insured: ₹5 Lakhs to ₹1 Crore
• Initial Waiting Period: 30 Days

Get comprehensive coverage at affordable premiums. Star Comprehensive Insurance Policy is a complete health insurance plan that addresses all the heal...

Unique Features

• No Pre-acceptance required
• Get coverage up to 1 Crore
• Mid-term inclusion at additional premiums

• 99.6% CSR
• Up to ₹1 Cr SI
• Maternity Cover
• Newborn Baby Cover
• Road and Air Ambulance

• No Global Coverage
• No IVF Treatment
• No Compassionate Travel
• HIV/AIDS not covered

• Individual and Family Floater
• Mid-term Inclusion Available
• Accidental Death
• Permanent Total Disablement
• Star Wellness Program

• Entry Age - 3 Months
• Max Entry Age - 65 Years
• SI - ₹5 L to ₹1 Cr
• Waiting Period - 30 Days

The Medi Classic Insurance Policy covers hospitalisation expenses incurred due to illness, disease, sickness, or accidental injuries. It also offers a...

Unique Features

• Secured hospitalization
• Road accident protection
• Comes in 2 variants

• Plan Variants Available
• Customizable Plan
• Hospital-Cash Benefit
• 5% Family Discount
• Organ Donor Cover

• 10% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• New Born Baby Cover
• 100% Super Restoration
• Up to 100% No-claim Bonus
• Psychiatric coverage
• Patient Care Cover

• Entry Age - 16 Days
• Max Entry Age - 65 Years
• SI - 1.5 L to 25 L
• Waiting Period - 30 Days

The Star Women Care Insurance Policy is designed to support women's health needs, acknowledging their endless responsibilities. It offers comprehensiv...

Unique Features

• Maternity Benefits
• Preventive Health Check Up
• Coverage for Modern Treatments

• Designed for Women's Care
• Optional Cancer Cover
• Bariatric Surgery Cover
• Mid-term Inclusions
• High Sum Insured

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• 10% long-term discount
• 10% Air Ambulance Cover
• Pain Management Cover
• Assisted Reproduction
• Automatic Restoration

• Entry Age - 91 Days
• Max Entry Age - 75 Years
• SI - 5 L to 1 Cr
• Waiting Period - 30 Days

The Young Star Extra Protect add-on cover policy is designed to enhance the benefits of your existing Young Star insurance policy. It extends the limi...

Unique Features

• Base policy cover enhancer
• Claim guard facility
• AYUSH Coverage

• Modern treatment coverage
• Room rent extension
• Base SI enhancement
• Home care treatment

• No maternity cover
• Limited to SI of base policy
• Organ donor expenses not covered
• Vaccination not covered
• COVID-19 care not covered

• Individual & family floater plan
• Trusted insurance provider
• Unlimited benefits up to Sum Insured
• Cashless claim settlement
• AYUSH Treatment cover

• Minor Entry Age: 91 days - 25 years
• Adult Entry Age: 18 - 40 years
• Sum Insured: Base policy above ₹10 Lakhs
• Waiting Period: As per the base policy

A top-up plan for added coverage at affordable costs. Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage ...

Unique Features

• No pre-acceptance screening required
• Coverage for maternity expenses
• Up to 1 crore cover at affordable rates

• Flexible Policy
• Avail Long Term Discount
• Cover family up to 2 Adults + 3 Children
• Lifelong renewal
• 2 Plan variants

• Includes Deductibles
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Congenital Disease Cover

• Avail e-opinions
• Star Wellness Services
• Recharge benefit
• Air Ambulance
• No pre-policy Medical check-up

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• Sum Insured - 5 L to 1 Cr
• Waiting Period - 30 Days

Medical insurance designed specially for heart patients.Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals w...

Unique Features

• Tailored Plan for Cardiac Patients
• Coverage for Non-cardiac Ailments
• No Pre-acceptance Checkup

• Flexible Product
• Personal Accident Cover
• 2 Plan Variants
• Road Ambulance
• Day Care Procedures

• 10% Co-Payment
• PED
• Cosmetic Surgery
• Obesity Treatment
• Change of Gender Treatments

• Personal Accident Cover
• Heart Transplantation
• OPD expenses Cover
• Modern Treatment Cover
• COVID-19 Cover
• Cataract Cover

• Entry Age - 10 Years
• Max Entry Age - 65 Years
• SI - 3 L to 4 L
• Waiting Period - 30 Days

Star Micro Rural and Farmers Care is an individual and family floater plan with a sum insured of INR 1 Lakh and INR 2 Lakh respectively for individual...

Unique Features

• Understanding the Need for Micro Rural Health Insurance
• Sample Premium Rates
• Eligibility Criteria of the Plan

• <ul> <li>Designed for Farmers</li> <li>Flexible Policy</li> <li>Day Care Procedures</li> <li>Flexible Payment Options</li> <li>PED cover available</li> </ul>

• <ul> <li>20% co-pay</li> <li>Obesity Treatment Unavailable</li> <li>Hazardous Activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic Surgery unavailable</li> </ul>

• <ul> <li>No Pre-policy medical checkup</li> <li>Modern Treatments Covered</li> <li>Lifelong Renewal</li> <li>Up to INR 15
• 000 Cataract Cover</li> <li>ICU cover</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Sum Insured (SI): INR 1 Lakh - INR 2 Lakh</li> <li>Waiting Period: 30 Days</li> </ul>

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

• Get coverage for the whole family
• Additional SI for Road Traffic Accident
• Coverage for Compassionate Travel

• No Pre-Policy Check-up
• Lifelong Renewability
• High SI available
• COVID-19 cover
• OPD covered

• PED cover not available
• Obesity Treatment Unavailable
• Hazardous Activities
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Long term discounts
• Premium Payment flexibility
• Health Check-up Cover
• Domiciliary Hospitalization
• Modern Treatment Cover

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 1 L to 25 L
• Waiting Period - 30 Days

A comprehensive plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the h...

Unique Features

• Guaranteed lifetime renewal
• No pre-medical check-up required
• Coverage up to 25L for individuals & families

• Individual & family floater plan
• Flexible SI
• Road Ambulance Cover
• ICU cover
• Health Check-up cover

• Obesity Treatment Unavailable
• Hazardous Activity Not Covered
• HIV/AIDS Not Covered
• Cosmetic Surgery Unavailable
• Congenital Disease Not Covered

• Flexible Premium Payment
• Cataract Treatment Available
• Modern Treatment Cover
• No Pre-Policy Medical Check-up
• OPD Consultation

• Entry Age - 60 Years
• Max Entry Age - 75 Years
• SI - 1 L to 25 L
• Waiting Period - 30 Days

Star Health has introduced the Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. This policy covers expenses incurred during the treatment of...

Unique Features

• Explore the Key Features of the Plan
• Check the Eligibility Criteria
• How to Buy the Policy Online?

• Lumpsum payout on COVID-19 diagnosis
• Short waiting period
• No medical checkup required

• Global coverage NA
• No other diseases covered except COVID-19
• Self-inflicted injuries not covered

• High SI options available
• Tax benefit
• Free-look period available

• Min. Entry Age: 18
• Max. Entry Age: 65
• SI: 21000 and 42000
• Policy Term: 1 Year

The Young Star Insurance Policy is tailor-made for individuals up to 40 years of age. This plan is available on an individual and family floater basis...

Unique Features

• No capping on room rent
• No pre-acceptance checkup required
• Pay premium in installments

• <ul> <li>Mid-term inclusion</li> <li>10% discount on early purchase</li> <li>Star Wellness Program</li> <li>Flexible Premium Payment</li> <li>Two plan variants (Silver and Gold)</li> </ul>

• <ul> <li>Pre-existing disease (PED) waiting period</li> <li>Obesity treatment not covered</li> <li>Hazardous activities not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery not covered</li> </ul>

• <ul> <li>Hospital Cash Benefit</li> <li>Lifelong Renewal</li> <li>E-opinion</li> <li>No-claim bonus</li> <li>Automatic Restoration</li> </ul>

• <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 40 Years</li> <li>Sum Insured (SI): ₹3 Lakhs to ₹1 Crore</li> <li>Initial Waiting Period: 30 Days</li> </ul>

Star Health Arogya Sanjeevani is a Health Insurance policy that safeguards you and your family from the financial burden and stress during hospitaliza...

Unique Features

• Comprehensive plan
• Affordable premiums
• Include loved ones

• Affordable Plan
• 50% No Claim Bonus
• Flexible Policy
• Day Care Procedures Covered
• Up to 25% of SI for Cataracts

• 5% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Lifelong Renewal
• Road Ambulance Cover
• Day Care Procedures Covered
• AYUSH treatment Cover
• Rural Discount

• Entry Age - 3 Months
• Max Entry Age - 65 Years
• SI - 1 L to 10 L
• Waiting Period - 30 Days

Star Health Gain Insurance Policy, offered by Star Health, is a medical insurance policy designed specifically to provide the best possible medical tr...

Unique Features

• Family coverage
• Multiple sum insured
• Save tax

• Day Care Procedures Covered
• Road Ambulance Available
• Modern Treatments Available
• Outpatient Benefit

• 20% Co-payment
• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable

• Up to 60k Cataract cover
• Room Rent Cover
• ICU Cover
• Wide SI options
• Flexible Premiums

• Entry Age - 91 Days
• Max Entry Age - 65 Years
• SI - 1 L to 5 L
• Waiting Period - 30 Days

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. ...

Unique Features

• No medical examinations
• High sum insured
• Daycare procedures

• Daycare coverage
• No pre-policy checkup
• Multiple SI options

• Sexually transmitted diseases
• Self-inflicted injuries
• Depression and mental disorders

• Affordable premiums
• Covers cataract
• Outpatient consultations

• Entry Age: 60 Years to 75 Years
• SI: Up to 25 L
• Initial Waiting Period: 30 Days

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...

Unique Features

• Avail maternity cover
• Care Beyond Coverage
• Avail mid-term inclusions

• Annual health check-up
• Daycare procedures
• AYUSH cover

• Intentional self-injury
• Miscarriage and abortion
• Congenital disease

• Ambulance cover
• Wellness benefits
• High Sum Insured

• Entry Age: 3 months to 65 years
• Sum Insured: Up to ₹1 Crore
• Initial Waiting Period: 30 days

Turning sixty is a major milestone. It is a time to become more careful about one's health. Any illness can bring a lot of anxiety and mental stress t...

Unique Features

• No medical examinations
• High sum insured
• Daycare procedures

• No pre-policy medical checkup
• Individual & family plan
• 3-year Policy term

• Sexually transmitted diseases
• Self-inflicted injuries
• Depression and mental disorders

• Multiple SI options
• Affordable premium
• Daycare procedures covered

• Entry Age: 60 - 75 Years
• SI: Up to 25 L
• Initial Waiting Period: 30 Days

It is wise to be prepared with a health insurance policy to cover medical and other expenses in case of illness. However, if you already have health i...

Unique Features

• Lump sum payout
• Accidental hospitalisation cover
• Non-allopathic treatments cover

• Pre-hospitalisation covered
• No survival period applicable
• Sum insured enhancement option

• Self-inflicted injuries
• Maternity not covered
• Cosmetic procedures

• Affordable premiums
• Room and nursing expenses covered
• Cover for major critical illnesses

• Entry Age: 18 to 65 years
• Renewability: Yes

Motherhood is a rewarding and fulfilling journey, marking the start of an important and exciting chapter in your life. It also comes with its share of...

Unique Features

• Lifetime Renewal
• Newborn’s Immunizations
• Pediatrician Consultation

• Lifetime renewability
• High SI
• No room rent limit

• Pre-existing not covered before 48 months
• Naturopathy treatment
• Injury due to war/ war-like situations

• Affordable premium options
• 24X7 Customer support
• Individual & family plan

• Entry Age: 18 - 65 years
• Initial Waiting Period: 180 days
• SI: Up to ₹1 Cr

The Star Health Accident Policy provides optimal care and coverage in case of unfortunate accidents. Accidents are an uninvited inconvenience that can...

Unique Features

• Education Grant Available
• Avail Home Care
• Multiple Discount Benefits

• Educational grant for 2 children
• Accidental Death
• Permanent Total Disability

• Intentional self-injury
• Infertility and in vitro fertilization
• Miscarriage and abortion

• Avail Home Care
• Multiple Discount Benefits
• Compassionate Travel

• Entry Age: 18 to 70 Years
• Sum Insured: Starts from ₹1 Lakh
• Initial Waiting Period: 30 Days

Most health insurance plans inadequately cover OPD (Out-Patient Department) expenses for an insurance holder. However, Star Outpatient Care is a uniqu...

Unique Features

• Plan Variants Available
• Dental & Ophthalmic Treatment
• Lifelong Renewal Benefit

• Cover up to 6 family members
• 3 Plan variants available
• Dental Cover available
• Physiotherapy cover
• Pharmacy cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Breach of law

• Dental Treatments Available
• AYUSH Treatments Available
• Ophthalmic Treatment
• Outpatient Consultation
• Renewal Discounts

• Entry Age - 18 Years
• Max Entry Age - 50 Years
• SI - 25k - 1 L
• Waiting Period - 30 Days

Star Criticare Plus Policy is a dual benefit plan, offering coverage for both health insurance and critical illnesses. It provides a lump sum payment ...

Unique Features

• Cover 1 family member
• 30% Co-payment
• Non-allopathic treatments

• Cover chronic kidney disease
• Major organ transplants covered
• Acute Myocardial Infarction covered

• Cosmetic and aesthetic treatments
• Change of gender treatments
• Vaccination

• Affordable SI options
• Co-payment
• Lumpsum payout

• Entry Age: 18 to 65 years
• Sum Insured: ₹2 Lakh - ₹10 Lakh
• Initial Waiting Period: 90 Days

Star Health Special Care is a unique individual indemnity plan designed for individuals diagnosed with Autism Spectrum Disorder. It offers a sum insur...

Unique Features

• Indemnity cover
• Autism cover
• Modern treatment

• Modern Treatment Available
• Day Care Procedures Available
• Ambulance cover
• Room rent cover
• Shared Accommodation cover

• Obesity Treatment Unavailable
• Hazardous Activity not covered
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Pre-existing Disease

• Treatment of Seizures
• Behavioral Therapy Cover
• Speech Therapy Cover
• Occupational Therapy Cover
• Adeno Tonsillectomy

• Entry Age - 3 Years
• Max Entry Age - 25 Years
• SI - 3 L
• Waiting Period - 30 Days

Top-up health plans from Star Health Insurance can help protect your health in the event of a medical emergency after you have exhausted the sum insur...

Unique Features

• High Sum Insured
• Recharge Benefit
• Wellness Benefit

• Avail wellness benefits
• Consult doctors online
• Recharge your sum insured

• No maternity coverage
• HIV infection / AIDS
• Cosmetic or sex-change treatment

• Air ambulance
• Organ donor expenses
• Affordable premiums

• Entry Age: Minimum: 91 Days to 65 Years
• SI: Up to 1 Cr
• Initial Waiting Period: 30 Days

Cancer is a serious and challenging disease, causing patients and their families to struggle emotionally, physically, and psychologically. Cancer heal...

Unique Features

• High Sum Insured
• 37 Critical Illnesses
• Cancer Cover

• 20% of Sum Insured for compassionate care
• Access to wellness services
• Second medical opinion coverage

• Pregnancy or childbirth
• HIV infection / AIDS
• Cosmetic or sex-change treatment

• Critical Illness Cover
• Organ donor expenses
• Wellness Benefit

• Entry Age: Minimum: 5 months to 65 years; Sum Insured: 5 lakh to 25 lakh; Initial Waiting Period: 30 days

The burden of medical expenses for cancer treatment can be overwhelming, leaving individuals and their families under financial strain. Star Cancer Ca...

Unique Features

• Stage 1 & 2 Cancer Cover
• Specifications
• Cashless Hospitalization

• Covers existing cancer patients
• Cashless hospitalization
• No pre-policy check-up

• Non Allopathic Treatments
• Cosmetic or Plastic Surgery
• Intentional Self Injury

• Affordable premiums
• Individual plan
• Complete cancer cover

• Entry Age: 5 months to 65 Years
• SI: 3 - 5 L
• Policy Tenure: 1 Year

Star Health Assure Insurance Policy is a versatile, 360-degree health insurance plan providing wide coverage for yourself, your spouse, dependent chil...

Unique Features

• Maternity Benefit
• Air Ambulance Cover
• Star Wellness Program

• Second Medical Opinion
• Health Check-up Covered
• 100% Cumulative Bonus
• Compassionate Travel
• AYUSH Treatment

• 10% Co-pay applicable
• Deductibles
• HIV/AIDS not covered
• Cosmetic Surgery unavailable
• Injuries due to breach of law

• In Utero Fetal Surgery
• Pain Management
• Rehabilitation Cover
• Organ Donor Cover
• Modern Treatment Cover

• Entry Age - 18 Years
• Max Entry Age - 75 Years
• SI - 5 L - 2 Cr
• Waiting Period - 30 Days

Star Health Insurance Company has launched one of its most revolutionary plans, the Star Super Star Health Plan. It offers flexible and customizable c...

Unique Features

• Premium discounts
• Freeze age benefit
• Dental cover

• Daycare procedures
• Modern treatment
• Second medical opinion
• Maternity cover

• Compassionate travel
• Global coverage
• Adventure sports
• Breach of law
• STDs not covered

• Newborn baby cover
• Assisted reproduction cover
• Home care
• Domiciliary treatment cover

• Adult 18 years to No max limit
• Dependent children 91 days to 25 years

Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star Group Health plans, insured individuals can choose to include ...

Unique Features

• Explore Star Health Group Plans
• Star Claim Settlement Ratio
• Benefits of Star Group Plans

• 14
• 000+ network hospitals nationwide
• Custom co-pay flexibility
• Family and parent coverage options

• 82.31% claim settlement ratio
• 4-year PED waiting period
• Limited infertility coverage

• Section 80D tax benefits
• Top-up add-on available
• Cashless claim facility
• Employer-employee cost sharing

• Adults: 18 to 65 years
• Children: 91 days and above
• Up to 6 members per policy
• Lifelong renewal