Future Generali Health Insurance
Individual and Family Health Insurance
Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...
Unique Features
- SI Up to 1 Crore
- Family Discounts
- Avail Wellness Benefits
Future Generali Health Total Plan (Pros)

- Daily hospital cash
- Maternity cover
- Newborn baby care
- Modern treatment cover
- Global coverage
Future Generali Health Total Plan (Cons)

- OPD charges
- Second medical opinion
- IVF treatment
- Air ambulance cover
- Compassionate travel
Future Generali Health Total Plan (Other Benefits)

- Organ donor cover
- Family floater benefits
- E-consultations
- Daycare procedures cover
Future Generali Health Total Plan (Eligibility Criteria)

- Minimum- Day 1
- Maximum- No limit
Individual and Family Health Insurance
Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...
Unique Features
- Up to 1 Cr SI
- 3 Plan Variants
- 10% Family Discount
Future Generali Health Absolute Plan (Pros)

- OPD charges
- AYUSH cover
- Maternity cover
- Newborn baby care
- modern treatment cover
Future Generali Health Absolute Plan (Cons)

- Domiciliary benefit
- Second medical opinion
- Air ambulance
- Compassionate travel
- Daily hospital cash
Future Generali Health Absolute Plan (Other Benefits)

- Pre & post-hospitalization
- Organ donor cover
- ICU charges
- Cataract treatment cover
Future Generali Health Absolute Plan (Eligibility Criteria)

- 18 years - No Limit
Women Health Insurance
Don't be +1 everywhere: Embrace the powers of Health PowHer!' HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read fu...
Unique Features
- Infertility treatment cover
- Voluntary sterilization benefits
- Puberty & menopause disorders
Future Generali Health PowHer (Pros)

- Wellness benefits
- Critical illness cover
- Women-related cancer cover
- Temporary domestic help
- Infertility expenses
Future Generali Health PowHer (Cons)

- Change of gender treatments
- Hazardous or adventure sports
- Non-medical expenses
- Breach of law
Future Generali Health PowHer (Other Benefits)

- Voluntary copay cover
- Stem cell storage
- Sum insured restoration
- Miscarriage or medical termination
Future Generali Health PowHer (Eligibility Criteria)

- Entry Age- 1 Day
- Max Entry Age - 65 Years
- SI - 5 L - 1 Crore
- Waiting Period - 30 Days
Individual and Family Health Insurance
Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...
Unique Features
- Freedom to choose benefits
- Multiple add-on cover options
- Gender reassignment surgery
Future Generali D.I.Y. Health Insurance (Pros)

- Room rent
- ICU charges
- Pre and post hopitalisation
Future Generali D.I.Y. Health Insurance (Cons)

- Investigation and evaluation
- Rest cure and rehabilitation; and respite care
- Obesity and weight control management
- Sterility and infertility treatments
Future Generali D.I.Y. Health Insurance (Other Benefits)

- Domiciliary hospitalisation
- Daycare treatment
- OPD charges
- Cataract
Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

- Min entry age: 17 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers your premium healthcare benefits globally t...
Unique Features
- Holistic wellness cover
- Maternity benefits
- Global medical treatment
Future Generali Health Elite Plan (Pros)

- Room rent covered
- ICU charges
- Pre and post hospitalisation
- Domiciliary hospitalisation
- Daycare treatment
Future Generali Health Elite Plan (Cons)

- Congenital diseases
- Change of gender treatment
- Sterility and infertility treatment
Future Generali Health Elite Plan (Other Benefits)

- Cataract covered
- No claim bonus
- Automatic restoration
- Organ donor covered
Future Generali Health Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Top Up and Super Top Up
Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...
Unique Features
- Mental illness coverage
- Nursing expenses cover
- Affordable premiums
Future Generali Advantage Top-up Plan (Pros)

- Room rent
- ICU charges
- Pre and post hospitalisation
- Daycare treatment
Future Generali Advantage Top-up Plan (Cons)

- Domiciliary hospitalisation
- OPD charges
- Automatic restoration
Future Generali Advantage Top-up Plan (Other Benefits)

- Organ donor
- AYUSH treatment
- Ambulance coverage
Future Generali Advantage Top-up Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...
Unique Features
- Free health check-ups
- Compassionate travel
- No pre-policy upto 50 years
Future Generali Health Suraksha Plan (Pros)

- ICU charges
- Pre-hospitalisation
- Post-hospitalisation
- Daycare treatment
Future Generali Health Suraksha Plan (Cons)

- Domiciliary hospitalisation
- OPD charges
- Maternity cover
- Newborn baby cover
Future Generali Health Suraksha Plan (Other Benefits)

- Cataract
- No claim bonus
- Automatic restoration
- Organ donor
Future Generali Health Suraksha Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Senior Citizen Health Insurance
Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...
Unique Features
- Annual health check-up
- In-patient treatment expenses
- Multiple discount options
Future Generali Varishta Bima Policy (Pros)

- Room rent
- Pre-hospitalisation
- Post hospitalisation
- Day care treatment
Future Generali Varishta Bima Policy (Cons)

- ICU charges
- Domiciliary hospitalition
- OPD charges
- Organ donor
Future Generali Varishta Bima Policy (Other Benefits)

- AYUSH treatment covered
- Modern treatment
- Health check-up
- Co-payment
Future Generali Varishta Bima Policy (Eligibility Criteria)

- Min entry age: 65 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Critical Illness Health Insurance
When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...
Unique Features
- Critical illness cover
- Exhaustive cover benefits
- Lump sum payout options
Future Generali Criticare Plan (Pros)

- Covers cancer
- Kidney and liver failure
- Primary pulmonary arterial hypertension
Future Generali Criticare Plan (Cons)

- Any PEDs or related medical conditions
- Unnecessary or non-prescribed medical treatment
- Maternity complications and external or internal congenital illnesses
- Infertility and sterility treatment expenses
Future Generali Criticare Plan (Other Benefits)

- Multiple sclerosis
- Major organ transplant
- Open chest CABG
Future Generali Criticare Plan (Eligibility Criteria)

- Entry Age- Child: 6-25 years
- Adult: 18-65 years
- Initial waiting period: 90 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...
Unique Features
- 80% premium discount
- Family coverage
- Maternity coverage
Future Generali Super Saver Plan (Pros)

- Modern treatment cover
- Maternity covered
- Domiciliary treatment cover
Future Generali Super Saver Plan (Cons)

- Vaccination unavailable
- Automatic restoration
- Daily hospital cash
- Health check-up unavailable
Future Generali Super Saver Plan (Other Benefits)

- Pre & post-hospitalization
- Daycare procedures
- Cataract cover
- ICU charges covered
Future Generali Super Saver Plan (Eligibility Criteria)

- 18 to 70 years
Care Health Insurance
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Arogya Sanjeevani Plan (Pros)

- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Arogya Sanjeevani Plan (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- Hazardous activity not covered
Arogya Sanjeevani Plan (Other Benefits)

- Modern treatments available
- 50% cumulative bonus
- 30 days pre-hospitalisation
Arogya Sanjeevani Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 65 years
- SI- 5 L
- Waiting period- 30 days
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Operation Insurance (Pros)

- Health services
- Air Ambulance cover
- Chemotherapy cover
Care Operation Insurance (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatments
Care Operation Insurance (Other Benefits)

- Dialysis cover
- Second opinion
- Organ donor cover
Care Operation Insurance (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Care Advantage Plan (Pros)

- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
- High SI
Care Advantage Plan (Cons)

- 20% co-pay
- Obesity treatment unavailable
- Hazardous activity not covered
Care Advantage Plan (Other Benefits)

- Ambulance cover available
- Optional cover available
- Co-pay waiver
- Room rent modification
Care Advantage Plan (Eligibility Criteria)

- Entry age- 91 days
- Max entry age- Lifelong
- SI- 25 L to 6 Cr
- Waiting Period- 30 days
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
- Wide SI options
- Lifelong renewability
- Cancer-related global coverage
Cancer Mediclaim Policy (Pros)

- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Chemo and radio therapy
- Organ donor cover
Cancer Mediclaim Policy (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Cancer Mediclaim Policy (Other Benefits)

- International second opinion
- Doctor on call
- Air ambulance cover
- OPD cover
Cancer Mediclaim Policy (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 50 years
- SI- 10 L to 2 Cr
- Waiting Period- 30 days
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
- PTD & PPD cover
- Cover for child education
- 100% accidental death payout
Care Secure Personal Accident (Pros)

- Accidental death
- Accidental total disablement
- Permanent total disablement
Care Secure Personal Accident (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatment
Care Secure Personal Accident (Other Benefits)

- Accidental hospitalisation
- Tax benefits
- Loyalty benefit
Care Secure Personal Accident (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Supreme Plan (Pros)

- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Supreme Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatments
Care Supreme Plan (Other Benefits)

- Ambulance cover
- Doctor on chat
- Maternity care
Care Supreme Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No age limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
- Additional health checkups
- Dialysis cover
- No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)

- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Freedom Health Insurance Plan (Cons)

- Change of gender treatment
- Obesity treatment
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other Benefits)

- Cashless healthcare
- No pre-policy check up
- SI recharge
- Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility Criteria)

- 2 plan variants
- Consumable allowance
- Annual health check-up
- Long term discounts
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
- 32 Critical illnesses cover
- Dialysis expenses covered
- Avail psychiatric counselling
Care Critical Mediclaim (Pros)

- Wellness benefits
- Organ donor cover
- 32 CI covered
Care Critical Mediclaim (Cons)

- Obesity treatment
- alcohol abuse
- illegal activities
Care Critical Mediclaim (Other Benefits)

- Global coverage
- International opinion
- Doctor on call
Care Critical Mediclaim (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
- No pre-policy check-up
- Annual rewards available
- Reduction in wait period
Care Senior (Pros)

- Affordable premiums
- Day care treatments
- ICU charges
Care Senior (Cons)

- Illegal activites
- Adventure sports
- Alcohol abuse
Care Senior (Other Benefits)

- No-claim bonus
- Second opinion
- Alternative treatments
Care Senior (Eligibility Criteria)

- Min entry age: 61 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
- No claim bonus up to 100%
- Annual health check-ups
- Personal accident cover
Care Plan (Pros)

- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Plan (Cons)

- War
- Riot
- AIDS
- Miscarriage
- Congenital disease
Care Plan (Other Benefits)

- Lifelong renewability
- ICU charges
- Day care treatment
- Ambulance cover
- Organ donor cover
Care Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
- Newborn baby cover
- 541 Daycare treatments
- Modern treatments cover
Care Joy Plan (Pros)

- 2 Plan variants
- New born cover
- Maternity cover
Care Joy Plan (Cons)

- Illegal activities
- Alcohol abuse
- Ambulance cover
Care Joy Plan (Other Benefits)

- No claim bonus
- Renewal
- Lifelong renewability
Care Joy Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
- Flexible deductible
- Modern treatments
- No pre-medical check-ups
Care Enhance Plan (Pros)

- Covers modern treatment
- Flexible options of deducton
- No pre-policy medical test
- Annual health check-up
- Floater option
Care Enhance Plan (Cons)

- Change of gender treatments
- Obesity treatment unavailable
- HIV/AID not covered
Care Enhance Plan (Other Benefits)

- High sum insured
- Organ donor expenses
- Expert opinion cover
- Cashless treatment
Care Enhance Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- No age limit
- SI- 1 L to 55 L
- Waiting period- 30 days
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
- IVF treatment cover
- Free doctor consultation
- Discounted premiums
Care Classic (Pros)

- Room rent covered
- Day care treatment
- Advanced technology methods
- ICU charges
Care Classic (Cons)

- Global coverage
- Air ambulance
- Vaccination
- Daily hospital cash
Care Classic (Other Benefits)

- AYUSH treatment
- IVF treatment
- Cataract
- No claim bonus
Care Classic (Eligibility Criteria)

- Min. entry age: 18 Years
- Max. entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
- Comprehensive coverage
- No upper age limit
- Variants on Sum Insured
Care Plus Plan (Pros)

- Ambulance cover
- Day care treatments
- Domiciliary hospitalization
Care Plus Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatment
Care Plus Plan (Other Benefits)

- Personal accident cover
- Inflation shield
- Health services
Care Plus Plan (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
- Coverage for OPD
- Home care available
- International 2nd opinion
Care Heart Plan (Pros)

- Cardiac health check up
- Second medical opinion
- Automatic SI restoration
- Lifelong cover
Care Heart Plan (Cons)

- Change of gender treatment
- Obesity treatment unavaialable
- Hazardous activity not covered
- HIV/AIDS not covered
Care Heart Plan (Other Benefits)

- OPD care
- Home care
- International 2nd opinion
- Automatic recharge
- High SI
Care Heart Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- No age limit
- SI- 3 to 10 L
- Waiting period- 30 days
Individual and Family Health Insurance
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Unique Features
- Moneyback benefits
- Newborn coverage
- Medi vouchers
Care Ultimate Care Plan (Pros)

- Ambulance cover
- Discounts
- Loyalty boost
- New born cover
Care Ultimate Care Plan (Cons)

- OPD not covered
- Cosmetic surgeries
- Congenital diseases
Care Ultimate Care Plan (Other Benefits)

- MedVoucher
- Cumulative bonus
- Doctor on chat
Care Ultimate Care Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.