Care Health vs Narayana Health Insurance Health Insurance 2026 | PolicyX

Overview

Care Health Insurance is a popular Indian insurer offering plans for individuals, families, senior citizens and critical illness. With a ~96.6% claim settlement ratio, a wide cashless hospital network, a simplified claim process and 24x7 support, it is.
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Care Health

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Narayana Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Cr

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

96.6%

Claim Ratio

100%
Network hospitals

Network Hospital

22100++

Network Hospital

2400+
Solvency Ratio

Solvency Ratio

1.74

Solvency Ratio

1.61
Pan India Presence

Pan India Presence

158

Pan India Presence

21
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

6,864.46 Crore

Annual premium (company level)

2.37 Crore
Years in operation

Years in operation

12

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96.6

Claims settled within 3 months

92.27
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Care Health Insurance Review

▶ Care Health Insurance Review

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Health Insurance Companies

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Care Health Insurance

Individual and Family Health Insurance

Care Operation Insurance

The Care Operation Insurance Plan provides extensive coverage for surgical procedures, with sum insured options from ₹10 Lakhs t...

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Health services
  • Air Ambulance cover
  • Chemotherapy cover
  • Illegal activities
  • Alcohol abuse
  • Obesity treatments
  • Dialysis cover
  • Second opinion
  • Organ donor cover
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr
View plan
Individual and Family Health Insurance

Care Advantage Plan

Care Advantage Health Insurance provides high sum insured options up to 1 Crore, ensuring comprehensive coverage for families. It ...

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover
  • No Claim Bonus up to 50%
  • Automatic SI recharge
  • Organ donor cover
  • High SI
  • 20% co-pay
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Ambulance cover available
  • Optional cover available
  • Co-pay waiver
  • Room rent modification
  • Entry age- 91 days
  • Max entry age- Lifelong
  • SI- 25 L to 6 Cr
  • Waiting Period- 30 days
View plan

Narayana Health Insurance

Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered
  • Any room type available
  • Top-up options available
  • Quick claim process
  • Entry Age: 18 years (Maximum 65 years
  • with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days
View plan

Compare with Other Insurers

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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