Shriram Health Insurance Company vs Narayana Health Insurance Health Insurance 2026 | PolicyX
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Overview

Shriram General Insurance (founded 2006) is a JV of the Shriram Group and Sanlam. This leading Indian insurer offers comprehensive health plans with a high sum insured and a 95,000+ healthcare provider network, plus various personal and commercial.
COMPANY DETAILS ✎ Edit

Shriram Health Insurance Company

 ✎ Edit

Narayana Health Insurance
Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 3 Crore

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

86.86%

Claim Ratio

100%
Network hospitals

Network Hospital

13000+

Network Hospital

2400+
Solvency Ratio

Solvency Ratio

3.51

Solvency Ratio

1.61
Pan India Presence

Pan India Presence

537

Pan India Presence

21
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

123.17 Crore

Annual premium (company level)

2.37 Crore
Years in operation

Years in operation

2006

Years in operation

2023
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

98.31

Claims settled within 3 months

92.27
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Narayana Health Insurance

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Shriram Health Insurance

Most popular
Individual and Family Health Insurance

Shri Health Suraksha Plan

Shriram's Shri Health Suraksha Plan is a comprehensive indemnity health insurance offering, covering modern and AYUSH treatments w...

  • Comprehensive Coverage
  • Multiple Sum Insured
  • Benefits
  • Multiple sum insured
  • Family cover
  • Ambulance cover
  • Illegal activities
  • Obesity treatments
  • HIV
  • Adventure sports
  • ICU fees
  • doctor fees
  • Blood and oxygen expenses
  • Tax benefits
  • Min entry age: NA
  • Max Entry age: NA
  • Sum Insured: Multiple
  • Waiting Period: 30 days
View plan

Narayana Health Insurance

Most popular
Individual and Family Health Insurance

Narayana Aditi Health Insurance

The Narayana Aditi Health Plan is a comprehensive health insurance offering immediate coverage from day one, eliminating typical w...

  • No waiting period
  • Annual health checkups
  • Coverage available at non-network
  • 1 Cr sum insured
  • room category modification
  • living organ donor.
  • Domiciliary hospitalisation not covered
  • OPD treatment not covered
  • maternity not covered.
  • Annual health check-up
  • road ambulance charges
  • coverage from day one.
  • Entry Age: 18 years
  • Maximum Entry Age: No age limit
  • Sum Insured: INR 5 Lakh to 1 Crore
  • Waiting Period: No waiting period.
View plan
Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered
  • Any room type available
  • Top-up options available
  • Quick claim process
  • Entry Age: 18 years (Maximum 65 years
  • with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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