United India vs Narayana Health Insurance Health Insurance 2026

Overview

United India Insurance (a government-owned insurer founded in 1938) offers health plans from basic to advanced needs, plus critical illness, maternity and senior-citizen options.

COMPANY DETAILS

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United India

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Narayana Health Insurance

Number of health insurance plans	No. of Plans 1 ❯	No. of Plans 2 ❯
Sum insured	Sum Insured Up to ₹ 95 Lakh	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 91.10%	Claim Ratio 100%
Network hospitals	Network Hospital 14000+	Network Hospital 2400+
Solvency Ratio	Solvency Ratio -0.65	Solvency Ratio 1.61
Pan India Presence	Pan India Presence 1537	Pan India Presence 21
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 7,519.28 Crore	Annual premium (company level) 2.37 Crore
Years in operation	Years in operation 1938	Years in operation 2023
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 96	Claims settled within 3 months 92.27
Recommended Videos	▶ United India Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

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Royal Sundaram Health Insurance

ManipalCigna Health Insurance

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IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

United India Health Insurance

United India Family Medicare

The United India Family Medicare Policy offers a cost-effective health insurance solution for individuals and families, covering t...

High SI
Optional Covers
ICU Cover

In-patient hospitalization
Day-care treatments
Pre & post-hospitalization
AYUSH treatment

Vaccination unavailable
OPD cover
Domiciliary hospitalization
Global coverage

Organ donor
Maternity & newborn baby cover
Daily hospital cash
Sum Insured restoration

Entry age: Min. 18 yrs/ Max. 65 yrs
SI: 3 to 25 Lakhs
Initial waiting period: 30 Days
Policy term: 1 year

View plan

Narayana Health Insurance

Narayana Aditi Health Insurance

The Narayana Aditi Health Plan is a comprehensive health insurance offering immediate coverage from day one, eliminating typical w...

No waiting period
Annual health checkups
Coverage available at non-network

1 Cr sum insured
room category modification
living organ donor.

Domiciliary hospitalisation not covered
OPD treatment not covered
maternity not covered.

Annual health check-up
road ambulance charges
coverage from day one.

Entry Age: 18 years
Maximum Entry Age: No age limit
Sum Insured: INR 5 Lakh to 1 Crore
Waiting Period: No waiting period.

View plan

Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

Comprehensive health policy
Cashless hospitalisation
Easy claim process

Upto 1 crore sum insured
Zero waiting period
Pre and post-hospitalisation

Daycare treatment not covered
Domiciliary treatments not covered
OPD charges not covered

Any room type available
Top-up options available
Quick claim process

Entry Age: 18 years (Maximum 65 years
with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days

View plan

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Compare with Other Insurers

New India Health Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

Overview

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Health Insurance Companies

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United India Health Insurance

Narayana Health Insurance

Health Insurance Articles

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