United India vs Kotak Mahindra Health Insurance 2026

Overview

United India Insurance (a government-owned insurer founded in 1938) offers health plans from basic to advanced needs, plus critical illness, maternity and senior-citizen options.

COMPANY DETAILS

✎ Edit

United India

✎ Edit

Kotak Mahindra

Number of health insurance plans	No. of Plans 1 ❯	No. of Plans 4 ❯
Sum insured	Sum Insured Up to ₹ 95 Lakh	Sum Insured Up to ₹ 25 L
Claim ratio	Claim Ratio 91.10%	Claim Ratio 96.4%
Network hospitals	Network Hospital 14000+	Network Hospital 22600+
Solvency Ratio	Solvency Ratio -0.65	Solvency Ratio 5.73
Pan India Presence	Pan India Presence 1537	Pan India Presence 19
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 7,519.28 Crore	Annual premium (company level) 748.22 Crore
Years in operation	Years in operation 1938	Years in operation 2015
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 96	Claims settled within 3 months 96.76
Recommended Videos	▶ United India Health Insurance ▶ Zurich Kotak Health Insurance Review 2025 \| Benefits, Premium &amp; Claim Process Explained

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

United India Health Insurance

United India Family Medicare

The United India Family Medicare Policy offers a cost-effective health insurance solution for individuals and families, covering t...

High SI
Optional Covers
ICU Cover

In-patient hospitalization
Day-care treatments
Pre & post-hospitalization
AYUSH treatment

Vaccination unavailable
OPD cover
Domiciliary hospitalization
Global coverage

Organ donor
Maternity & newborn baby cover
Daily hospital cash
Sum Insured restoration

Entry age: Min. 18 yrs/ Max. 65 yrs
SI: 3 to 25 Lakhs
Initial waiting period: 30 Days
Policy term: 1 year

View plan

Zurich Kotak Health Insurance

Zurich Kotak Group Health Care Policy

The Kotak Group Health Care insurance plan is detailed here, tailored for active members of Kotak Mahindra Bank and their dependen...

Domiciliary treatment cover
Get wellness benefits
Optional covers available

Domiciliary hospitalization
Daycare procedures
Donor expenses
In-patient treatment care

Obesity treatment unavailable
Breach of law
Cosmetic surgery
Maternity not covered

Room rent capping
AYUSH cover
Wellness benefits

Entry age - 18-55 Years
SI - 3/4/5 Lakhs
Plan type- Individual
Waiting Period - 30 days

View plan

Individual

Zurich Kotak Accident Care Plan

The Zurich Kotak Accident Care Plan provides financial protection against the impact of accidents, covering treatment, hospitaliza...

Funeral expenses extensions
Children’s education grant
Lifelong renewability

Children education grant
Dead remains transportation
Convalescence benefit
Accident daily cash benefit

Room rent charges
Pre and post-hospitalization
Mental disorders
Self-inflicted injury

Ambulance charges
Accidental death
TTD PTD PPD cover

Entry Age 5 to 65 years
Policy term 1/2/3 years

View plan

Individual and Family Health Insurance

Zurich Kotak Health Premier Plan

Kotak Mahindra Health Premier Plan offers comprehensive and customizable health insurance for individuals and families, available ...

Comprehensive coverage
Value-added benefits
Customizable plans

In-patient treatment
daycare treatment
ambulance cover
restoration benefit

Global coverage
modern treatment
IVF cover
Adventure sports

Maternity benefit
cumulative bonus
compassionate travel
vaccination

Entry age 18 years (min) - 65 years (max)
SI 2 Lakh to 2 Crore
Initial waiting period 30 days
Policy period 1/2/3 years

View plan

Individual

Zurich Kotak Group Accident Protect Plan

The Zurich Kotak Group Accident Protect Plan offers essential financial protection against the severe impact of accidents, coverin...

AD PTD & PPD Covers
Children’s Education Grant
Lifestyle Modification Cover

Accident Cover
Accidental Death
Disability Cover

Adventure Sports
Illegal activities
Obesity Treatments

Permanent Total Disability
Partial Disability
Children education

Min Age: 5 Years
Max Age: 65 Years
Sum Insured: 25 L
Initial Waiting Period: NA

View plan

Health Insurance Articles

Swine Flu Health Insurance Coverage in India?

Aug, 2026 →

Does Health Insurance Cover Food Poisoning?

Aug, 2026 →

Is a Fractured Leg Covered by Health Insurance?

May, 2026 →

How Senior Citizens Can Get Health Insurance Tax Benefits u/s 80D

May, 2026 →

Eye Conditions Actually Covered Under Health Insurance in India

Mar, 2026 →

How Air Pollution Is Silently Causing 10 Health Diseases

Mar, 2026 →

See More Health Insurance Articles

Bima Insurance Trinity

Feb, 2025 →

Health Insurance Waiting Period

Aug, 2024 →

Which Health Insurer Has the Highest Premiums in India?

May, 2025 →

Health Insurance for Gen Z

May, 2025 →

AI In Health Insurance

Apr, 2025 →

Health Insurance Budget

Aug, 2024 →

See More Health Insurance Articles

Compare with Other Insurers

New India Health Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

Overview

Talk to India's Top Insurance Advisor

Health Insurance Companies

Trouble connecting with an insurance company?

United India Health Insurance

Zurich Kotak Health Insurance

Health Insurance Articles

Compare with Other Insurers