Kotak Mahindra vs Apollo Munich Health Insurance Health Insurance 2026

Overview

Zurich Kotak General Insurance offers health plans for individuals and families, covering hospitalisation, daycare treatments and medical expenses.

COMPANY DETAILS

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Kotak Mahindra

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Apollo Munich Health Insurance

Number of health insurance plans	No. of Plans 4 ❯	No. of Plans - ❯
Sum insured	Sum Insured Up to ₹ 25 L	Sum Insured Up to ₹ 75L
Claim ratio	Claim Ratio 96.4%	Claim Ratio 98.59%
Network hospitals	Network Hospital 22600+	Network Hospital 12000+
Solvency Ratio	Solvency Ratio 5.73	Solvency Ratio 1.75
Pan India Presence	Pan India Presence 19	Pan India Presence 200
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 748.22 Crore	Annual premium (company level) -
Years in operation	Years in operation 2015	Years in operation -
24×7 claim support	24×7 claim support Yes	24×7 claim support No
Claims settled within 3 months	Claims settled within 3 months 96.76	Claims settled within 3 months -
Recommended Videos	▶ Zurich Kotak Health Insurance Review 2025 \| Benefits, Premium &amp; Claim Process Explained

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Zurich Kotak Health Insurance

Zurich Kotak Group Health Care Policy

The Kotak Group Health Care insurance plan is detailed here, tailored for active members of Kotak Mahindra Bank and their dependen...

Domiciliary treatment cover
Get wellness benefits
Optional covers available

Domiciliary hospitalization
Daycare procedures
Donor expenses
In-patient treatment care

Obesity treatment unavailable
Breach of law
Cosmetic surgery
Maternity not covered

Room rent capping
AYUSH cover
Wellness benefits

Entry age - 18-55 Years
SI - 3/4/5 Lakhs
Plan type- Individual
Waiting Period - 30 days

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Individual

Zurich Kotak Accident Care Plan

The Zurich Kotak Accident Care Plan provides financial protection against the impact of accidents, covering treatment, hospitaliza...

Funeral expenses extensions
Children’s education grant
Lifelong renewability

Children education grant
Dead remains transportation
Convalescence benefit
Accident daily cash benefit

Room rent charges
Pre and post-hospitalization
Mental disorders
Self-inflicted injury

Ambulance charges
Accidental death
TTD PTD PPD cover

Entry Age 5 to 65 years
Policy term 1/2/3 years

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Individual and Family Health Insurance

Zurich Kotak Health Premier Plan

Kotak Mahindra Health Premier Plan offers comprehensive and customizable health insurance for individuals and families, available ...

Comprehensive coverage
Value-added benefits
Customizable plans

In-patient treatment
daycare treatment
ambulance cover
restoration benefit

Global coverage
modern treatment
IVF cover
Adventure sports

Maternity benefit
cumulative bonus
compassionate travel
vaccination

Entry age 18 years (min) - 65 years (max)
SI 2 Lakh to 2 Crore
Initial waiting period 30 days
Policy period 1/2/3 years

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Individual

Zurich Kotak Group Accident Protect Plan

The Zurich Kotak Group Accident Protect Plan offers essential financial protection against the severe impact of accidents, coverin...

AD PTD & PPD Covers
Children’s Education Grant
Lifestyle Modification Cover

Accident Cover
Accidental Death
Disability Cover

Adventure Sports
Illegal activities
Obesity Treatments

Permanent Total Disability
Partial Disability
Children education

Min Age: 5 Years
Max Age: 65 Years
Sum Insured: 25 L
Initial Waiting Period: NA

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New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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Zurich Kotak Health Insurance

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