Apollo Munich Health Insurance vs Iffco Tokio Health Insurance 2026

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Overview

Apollo Munich Health Insurance (now HDFC ERGO General Insurance) offers plans for individuals, families and senior citizens with comprehensive coverage.

COMPANY DETAILS

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Apollo Munich Health Insurance

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Iffco Tokio

Number of health insurance plans	No. of Plans - ❯	No. of Plans 2 ❯
Sum insured	Sum Insured Up to ₹ 75L	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 98.59%	Claim Ratio 95.82%
Network hospitals	Network Hospital 12000+	Network Hospital 8000+
Solvency Ratio	Solvency Ratio 1.75	Solvency Ratio 1.85
Pan India Presence	Pan India Presence 200	Pan India Presence 63
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) -	Annual premium (company level) 904.70 Crore
Years in operation	Years in operation -	Years in operation 2000
24×7 claim support	24×7 claim support No	24×7 claim support No
Claims settled within 3 months	Claims settled within 3 months -	Claims settled within 3 months 89.37
Recommended Videos	▶ IFFCO Tokio Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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IFFCO Tokio Health Insurance

Family Health Protector Policy

The IFFCO Tokio Family Health Protector Plan is a comprehensive health insurance policy covering a wide range of medical expenses ...

Restoration of the Sum Insured
Coverage Against Terrorism
Emergency Assistance Service

Income Tax benefits
Hassle-free claims
4000+ network hospitals

Pre-Existing Diseases
Illegal activities
Self-harm

Medical Consultation
Emergency Cash
Modern Treatment

18 to 65 Years

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Individual and Family Health Insurance

IFFCO TOKIO MOS-Bite Protector Policy

IFFCO Tokio's MOS-Bite Protector Policy offers a lump sum payment for diagnosis and 48+ hours of hospitalization due to 7 specific...

Coverage for 7 diseases
Family coverage
Up to 1 lakh SI

Lump sum Sum Insured up to 1 Lakh
Dengue coverage
Malaria coverage

Adventure sports injuries
Illegal activities
Self-inflicted injuries

High Sum Insured options
Family coverage
Zika Virus coverage

Minimum entry age: 18 years Maximum entry age: 65 years Sum Insured: Up to 1 Lakh Initial waiting period: 30 days

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New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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