Apollo Munich Health Insurance vs Sbi Health Health Insurance 2026 | PolicyX

Overview

Apollo Munich Health Insurance (now HDFC ERGO General Insurance) offers plans for individuals, families and senior citizens with comprehensive coverage.
COMPANY DETAILS ✎ Edit

Apollo Munich Health Insurance

✎ Edit

Sbi Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 75L

Sum Insured

Up to ₹ 2 Cr
Claim ratio

Claim Ratio

98.59%

Claim Ratio

-%
Network hospitals

Network Hospital

12000+

Network Hospital

6000+
Solvency Ratio

Solvency Ratio

1.75

Solvency Ratio

2.03
Pan India Presence

Pan India Presence

200

Pan India Presence

141
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

-

Annual premium (company level)

3,093.43 Crore
Years in operation

Years in operation

-

Years in operation

2009
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

-

Claims settled within 3 months

97.05
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SBI Health Insurance

The SBI Hospital Daily Cash policy provides a daily cash benefit to cover incidental hospitalization expenses like food, transport...

  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Daily cash benefit
  • Convalescence benefit
  • Multiple plan options
  • Illegal activities
  • Alcoholism
  • Obesity
  • Hospitalization benefits
  • ICU hospitalization
  • Affordable premiums
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to INR 2
  • 000
View plan
Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy provides additional health insurance coverage, activating once a standard health policy's sum insured is ...

  • Enhanced coverage
  • Eligibility criteria
  • Key features
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan

Compare with Other Insurers

RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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