Cholamandalam Ms vs Apollo Munich Health Insurance Health Insurance 2026 | PolicyX

Overview

Chola MS General Insurance is a 2001 JV of the Murugappa Group and Mitsui Sumitomo (Japan), driven by its T3 philosophy—Trust, Transparency and Technology.
COMPANY DETAILS ✎ Edit

Cholamandalam Ms

✎ Edit

Apollo Munich Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 5 Crore

Sum Insured

Up to ₹ 75L
Claim ratio

Claim Ratio

94%

Claim Ratio

98.59%
Network hospitals

Network Hospital

12000+

Network Hospital

12000+
Solvency Ratio

Solvency Ratio

2.18

Solvency Ratio

1.75
Pan India Presence

Pan India Presence

1500

Pan India Presence

200
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

1,155.97 Crore

Annual premium (company level)

-
Years in operation

Years in operation

2002

Years in operation

-
24×7 claim support

24×7 claim support

Yes

24×7 claim support

No
Claims settled within 3 months

Claims settled within 3 months

93.70

Claims settled within 3 months

-
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Cholamandalam Health Insurance Review 2025 | Chola MS Full Details

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Cholamandalam Health Insurance

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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