Iffco Tokio vs Aditya Birla Health Insurance 2026 | PolicyX

Overview

IFFCO Tokio General Insurance (a 2000 JV of IFFCO and Tokio Marine) offers health plans for individuals and families—covering hospitalisation, day care and pre/post-hospital costs, with cashless treatment at network hospitals and flexible sum insured.
COMPANY DETAILS ✎ Edit

Iffco Tokio

✎ Edit

Aditya Birla

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Crore

Sum Insured

Up to ₹ 1 Cr
Claim ratio

Claim Ratio

95.82%

Claim Ratio

96%
Network hospitals

Network Hospital

8000+

Network Hospital

12900+
Solvency Ratio

Solvency Ratio

1.85

Solvency Ratio

1.88
Pan India Presence

Pan India Presence

63

Pan India Presence

4800
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

904.70 Crore

Annual premium (company level)

4,821.70 Crore
Years in operation

Years in operation

2000

Years in operation

2016
24×7 claim support

24×7 claim support

No

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

89.37

Claims settled within 3 months

92.97
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IFFCO Tokio Health Insurance

▶ IFFCO Tokio Health Insurance

Aditya Birla Health Insurance Review

▶ Aditya Birla Health Insurance Review

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IFFCO Tokio Health Insurance

Individual and Family Health Insurance

IFFCO TOKIO MOS-Bite Protector Policy

IFFCO Tokio's MOS-Bite Protector Policy offers a lump sum payment for diagnosis and 48+ hours of hospitalization due to 7 specific...

  • Coverage for 7 diseases
  • Family coverage
  • Up to 1 lakh SI
  • Lump sum Sum Insured up to 1 Lakh
  • Dengue coverage
  • Malaria coverage
  • Adventure sports injuries
  • Illegal activities
  • Self-inflicted injuries
  • High Sum Insured options
  • Family coverage
  • Zika Virus coverage
  • Minimum entry age: 18 years Maximum entry age: 65 years Sum Insured: Up to 1 Lakh Initial waiting period: 30 days
View plan

Aditya Birla Health Insurance

Accident Health Insurance

Aditya Birla Personal Accident Plan

The Aditya Birla Activ Secure Personal Accident Plan provides comprehensive financial protection against unforeseen incidents, cov...

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit
  • Entry age: Minimum 5 years
  • Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.
View plan
Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhanced

The Aditya Birla Activ Health Platinum Enhanced Plan offers comprehensive health insurance for individuals and families, with sum ...

  • Critical Illness Cover
  • Health Coach
  • SI Up to 2 Crores
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion
  • Entry age: 90 days
  • Max entry age: 45
  • SI: 1L to 1 Cr
  • Waiting period: 30 days
View plan

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