Care Health vs Aditya Birla

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• AYUSH treatment
• Affordable premium
• Lifelong renewability
• Tax benefit

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered

• Modern treatments available
• 50% cumulative bonus
• 30 days pre-hospitalisation

• Entry age- 5 years
• Max entry age- 65 years
• SI- 5 L
• Waiting period- 30 days

Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available, r...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Health services
• Air Ambulance cover
• Chemotherapy cover

• Illegal activities
• Alcohol abuse
• Obesity treatments

• Dialysis cover
• Second opinion
• Organ donor cover

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• No Claim Bonus up to 50%
• Automatic SI recharge
• Organ donor cover
• High SI

• 20% co-pay
• Obesity treatment unavailable
• Hazardous activity not covered

• Ambulance cover available
• Optional cover available
• Co-pay waiver
• Room rent modification

• Entry age- 91 days
• Max entry age- Lifelong
• SI- 25 L to 6 Cr
• Waiting Period- 30 days

The Care Cancer Mediclaim policy is a specialized health plan designed to cover the high costs associated with cancer treatment. It provides comprehen...

Unique Features

• Wide SI options
• Lifelong renewability
• Cancer-related global coverage

• Annual health checkup
• Chemo and radiotherapy cover
• Air ambulance cover
• Chemo and radio therapy
• Organ donor cover

• Change of gender treatment
• Obesity treatment unavailable
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• International second opinion
• Doctor on call
• Air ambulance cover
• OPD cover

• Entry age- 5 years
• Max entry age- 50 years
• SI- 10 L to 2 Cr
• Waiting Period- 30 days

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovery of treatment costs, accidenta...

Unique Features

• PTD & PPD cover
• Cover for child education
• 100% accidental death payout

• Accidental death
• Accidental total disablement
• Permanent total disablement

• Illegal activities
• Alcohol abuse
• Obesity treatment

• Accidental hospitalisation
• Tax benefits
• Loyalty benefit

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 70 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to ₹50 Lakhs

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Modern treatments
• Renewal discounts
• Unlimited e-consultation

• Illegal activities
• alcohol abuse
• obesity treatments

• Ambulance cover
• Doctor on chat
• Maternity care

• Min entry age: 18 Years
• Max entry age: No age limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Free yourself from the worries of healthcare.As the name suggests, Care Freedom is a plan that allows you to be worry-free in every situation. This he...

Unique Features

• Additional health checkups
• Dialysis cover
• No pre-medical check-up

• No pre-policy checkup needed
• Dialysis cover available
• Annual health checkup

• Change of gender treatment
• Obesity treatment
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Cashless healthcare
• No pre-policy check up
• SI recharge
• Lifelong renewability

• 2 plan variants
• Consumable allowance
• Annual health check-up
• Long term discounts

Care Critical Mediclaim health insurance policy provides protection against 32 defined critical illnesses based on an indemnity plan. This policy ensu...

Unique Features

• 32 Critical illnesses cover
• Dialysis expenses covered
• Avail psychiatric counselling

• Wellness benefits
• Organ donor cover
• 32 CI covered

• Obesity treatment
• alcohol abuse
• illegal activities

• Global coverage
• International opinion
• Doctor on call

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It provides the flexibility to choose a sum insured...

Unique Features

• No pre-policy check-up
• Annual rewards available
• Reduction in wait period

• Affordable premiums
• Day care treatments
• ICU charges

• Illegal activites
• Adventure sports
• Alcohol abuse

• No-claim bonus
• Second opinion
• Alternative treatments

• Min entry age: 61 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...

Unique Features

• No claim bonus up to 100%
• Annual health check-ups
• Personal accident cover

• In-built maternity cover
• No upper age limit for enrollment
• Coverage for modern treatment
• Pre-existing diseases

• War
• Riot
• AIDS
• Miscarriage
• Congenital disease

• Lifelong renewability
• ICU charges
• Day care treatment
• Ambulance cover
• Organ donor cover

• Min entry age: 91 days
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr

Care Joy health insurance is designed specifically for expecting mothers and their newborns to offer several benefits. It covers the cost of normal de...

Unique Features

• Newborn baby cover
• 541 Daycare treatments
• Modern treatments cover

• 2 Plan variants
• Newborn cover
• Maternity cover

• Illegal activities
• Alcohol abuse
• Ambulance cover

• No claim bonus
• Renewal
• Lifelong renewability

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 Lakhs

A top-up plan based on the policy deductible principle.Care Enhance is a super top-up health insurance plan that provides extra health insurance cover...

Unique Features

• Flexible deductible
• Modern treatments
• No pre-medical check-ups

• Covers modern treatment
• Flexible options of deduction
• No pre-policy medical test
• Annual health check-up
• Floater option

• Change of gender treatments
• Obesity treatment unavailable
• HIV/AIDS not covered

• High sum insured
• Organ donor expenses
• Expert opinion cover
• Cashless treatment

• Minimum Entry Age: 5 years
• Maximum Entry Age: No age limit
• Sum Insured (SI): 1 Lakh to 55 Lakhs
• Initial Waiting Period: 30 days

Care Classic health insurance is a family floater health plan ideal for married couples, joint families, and young or grown-up families. It offers cos...

Unique Features

• IVF treatment cover
• Free doctor consultation
• Discounted premiums

• Room rent covered
• Day care treatment
• Advanced technology methods
• ICU charges

• Global coverage
• Air ambulance
• Vaccination
• Daily hospital cash

• AYUSH treatment
• IVF treatment
• Cataract
• No claim bonus

• Min. entry age: 18 Years
• Max. entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Care Plus health insurance is a complete healthcare plan loaded with features to protect you and your family. It offers comprehensive, inflation-proof...

Unique Features

• Comprehensive coverage
• No upper age limit
• Variants on Sum Insured

• Ambulance cover
• Day care treatments
• Domiciliary hospitalization

• Illegal activities
• alcohol abuse
• obesity treatment

• Personal accident cover
• Inflation shield
• Health services

• Min entry age: 5 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like active heart health check-ups...

Unique Features

• Coverage for OPD
• Home care available
• International 2nd opinion

• Cardiac health check-up
• Second medical opinion
• Automatic SI restoration
• Lifelong cover

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered

• OPD care
• Home care
• International Second opinion
• Automatic recharge
• High SI

• Entry Age: 18 years Maximum Entry Age: No age limit Sum Insured: ₹3 Lakhs to ₹10 Lakhs Waiting Period: 30 days

The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...

Unique Features

• Moneyback benefits
• Newborn coverage
• Medi vouchers

• Ambulance cover
• Discounts
• Loyalty boost
• Newborn cover

• OPD not covered
• Cosmetic surgeries
• Congenital diseases

• MediVouchers
• Cumulative bonus
• Doctor on chat

• Entry Age: Minimum 18 years
• Maximum No Age Limit. Sum Insured: ₹5 Lakh to ₹1 Crore. Waiting Period: 30 Days.

Care Health provides Group Health Insurance, Group Personal Accident Insurance, and Group Travel Insurance. Care Health Insurance has offered 11,000+ ...

Unique Features

• Explore Care Health Group Plans
• Care Claim Settlement Ratio
• Benefits of Care Group Plans

• 11
• 000+ corporate policies
• 25
• 000+ locations covered
• 92.77% claim settlement ratio

• Infertility not covered
• war-related claims excluded
• waiting period applies

• Tax savings
• corporate buffer option
• paperless claim process
• health awareness camps

• Adults: 18-99 years
• Children: from 91 days
• covers employee families
• no pre-policy check-up

Aditya Birla Cancer Secure Plan is a health insurance plan designed specifically for cancer patients, protecting them financially from all three stage...

Unique Features

• Up to 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers all three stages of cancer
• 150% of Sum Insured
• 10% No Claim Bonus
• High Sum Insured
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment not covered
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered

• Wellness coach
• Second e-opinion
• Short survival period
• Up to 1 Crore Sum Insured
• Hospitalization Expenses

• Entry Age: 18 Years
• Maximum Entry Age: 65 Years
• Sum Insured: 5 Lakhs to 1 Crore
• Waiting Period: 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. The Activ Secure Perso...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age: Minimum 5 years
• Maximum 65 years. Sum Insured: 1 Lac - 20 Crore. Waiting period: None.

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals, such as health insurance protection with wellness benefi...

Unique Features

• Critical Illness Cover
• Health Coach
• SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age: 90 days
• Max entry age: 45
• SI: 1L to 1 Cr
• Waiting period: 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• <ul> <li>Health rewards for maintaining a healthy lifestyle.</li> <li>Optional benefits available.</li> <li>Maternity expense benefits.</li> </ul>

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Minimum Entry Age: 18 years Maximum Entry Age: 65 years Sum Insured: 4-25 Lakh Waiting Period: 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to treatment for a critical illness. The plan offers wi...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered
• Replaces Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• Sum insured up to INR 1 Crore
• Available in three different variants (Plans 1
• 2
• & 3) with specific coverage options

• Min- 5 years
• Max- 65 years

Aditya Birla Activ Care Classic is designed for senior citizens who need both medical coverage and day-to-day healthcare support. It covers hospitaliz...

Unique Features

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• 360-degree support to seniors
• Cashless home treatment
• 586 categories of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One plan is available as an individual and family floater plan, offering customized features and benefits. Read further details bel...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period: 30 years.

• Adults: 18+ years (no maximum age); Children: 91 days to 25 years; Policy Tenure: 1 to 3 years.

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and en...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalization expe...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalization
• Daycare treatment
• Domiciliary hospitalization
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-payment

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age: 55 - 80 years
• Sum Insured: INR 3 - 10 Lakhs
• Waiting Period: 30 days
• Number of insured (floater): self & spouse

The Aditya Birla Activ Fit Plus plan rewards you for staying fit and healthy. This plan offers a versatile range of benefits designed to improve your ...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age: 91 days Max Entry Age: 45 years Sum Insured (SI): 5 L - 1 Cr Waiting Period: 30 Days

Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It...

Unique Features

• 16 Major Illness Cover
• International Second E-Opinion
• Worldwide Cashless Treatment

• In-patient Treatment Cover
• Post-hospitalization Cover
• Accommodation Expenses
• Travel Expenses Cover

• Floater Option Not Available
• Change of Gender Treatments
• Alcoholism/Drug Use Cover
• Hazardous or Adventure Sports
• Maternity Not Covered

• No Age Bar for Renewability
• Organ Donor Cover
• Long-term Discounts
• PEDs Post-Waiting Period
• Multi-individual Plan Benefit

• Entry Age: 91 days - 65 years; Sum Insured: Up to INR 6 Cr; Waiting Period: 30 Days

Aditya Birla Arogya Sanjeevani Policy is an IRDAI-mandated standard health insurance plan designed to provide essential medical coverage at an afforda...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered.

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration.

• COVID-19 coverage
• Hospitalisation covered
• Affordable premiums.

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L.

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond+ does...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalization expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultation not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company, is a health insurance plan designed to cater to the healthcare needs...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• <ul> <li>Post-hospitalization physiotherapy</li> <li>Health coach benefit</li> <li>One premium waiver</li> <li>Health assessment</li> <li>Chronic management program</li> </ul>

• <ul> <li>Illness due to intoxicants</li> <li>Gender change treatment</li> <li>Hazardous activity not covered</li> <li>HIV/AIDS not covered</li> <li>Cosmetic surgery</li> </ul>

• <ul> <li>Road ambulance cover</li> <li>No Claim Bonus</li> <li>Critical illness cover</li> <li>Domiciliary hospitalization</li> <li>Super Reload of Sum Insured</li> </ul>

• Entry Age: 91 days. Maximum Entry Age: 65 years. Sum Insured: 10 Lakhs to 2 Crores.

Aditya Birla Activ Health Platinum Essential Plan is ideal if you are looking for a health insurance cover that protects you against chronic illnesses...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age: Minimum 91 days
• Maximum: No age limit

Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members un...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterility and infertility treatment

• Mental illness hospitalization
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 years
• Max entry age: No limit
• Initial Waiting Period: 30 days
• Sum Insured: Up to 2 Cr.

A plan designed for every lifestyle.Aditya Birla Activ One VYTL is a comprehensive health insurance plan designed for individuals with specific lifest...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest
• cure
• rehabilitation
• and respite care
• Sterility and infertility

• Organ donor expenses
• Annual health check-up
• Chronic care

• Minimum Entry Age: 18 Years
• Maximum Entry Age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Crores

Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insurance by Adi...

Unique Features

• Explore Aditya Group Health Plans
• Benefits of Aditya Group Insurance
• Tax Benefits

• 92.97% claim settlement ratio
• Day 1 coverage
• Up to 30% health returns

• 24-month waiting for specific ailments
• Limited infertility coverage
• Some add-ons require extra premium

• Section 80D tax benefit
• Cashless claim settlement
• Health check-up and fitness rewards
• Digital health tracking via app

• Adults: 18 to 65 years
• Children 91 days+
• Up to 6 family members
• Renewal lifelong