ICICI Lombard Health Insurance Plans
ICICI Lombard offers various health plans that provide financial protection to you and your loved ones. These plans aim to fulfill your healthcare requirements at the time of a medical emergency. The company offers plans for individuals,
families and even offers coverage against COVID-19.
ICICI Lombard Health Insurance Individual & Family Plans
Family Health Insurance
A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)
Unique Features
- Available in 4 different variants
- 100% Automatic Restoration of SI
- Riders for enhanced coverage
Standard Health Insurance
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
- Cumulative Bonus
- Cataract treatment covered
- Modern Procedures covered
Arogya Sanjeevani Policy (Pros)
- Intensive Cardiac Care Charges
- Ambulance charges up to 2000
- Cataract treatment
- In-patient hospitalization
- Uterine Artery Embolization
Arogya Sanjeevani Policy (Cons)
- No Eyesight correction expenses
- Fertility expenses not covered
- Nursing at home not covered
- OPD expenses not covered
- No Non-allopathic Treatment
Arogya Sanjeevani Policy (Other Benefits)
- Floater benefit
- Pre-existing diseases after 4 yrs
- In-patient AYUSH treatment
- Daycare procedures
- Pre and post-hospitalisation
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Maximum Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
ICICI Lombard Health Insurance Specialized Plans
Top-up
A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.
Unique Features
- Wellness Programs
- Critical Illnesses Covered
- Lifetime Renewability available
- No Check-up up to 10 Lakh
- Discount of up to 12.5%
- Cashless treatment Hospitals
- Reimbursement within 14 days
- Deductible options (3/4/5 lakhs)
- No international Coverage
- No Alcohol or drug abuse
- No Refractive error correction
- Dental treatment not covered
- No hearing impairment correction
Health Booster (Other Benefits)
- Hospital Daily Cash
- Convalescence Benefit
- Personal Accident Cover
- Repatriation of Remains
- (TTD) Rehabilitation Cover
Health Booster (Eligibility Criteria)
- Entry Age - 18 Years
- No Upper Age Limit
- SI - 5 L to 50 L
- Waiting Period - 30 Days
Personal Accident
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
- Permanent Disability Covered
- No pre-medical required
- Worldwide coverage
Personal Protect Plan (Pros)
- All Disablement Covered
- Accidental Hospital Allowance
- Rail accidents covered
- Natural Peril Injury CFovered
- No health check-up required
Personal Protect Plan (Cons)
- Change of Gender Treatments
- Cosmetic or Plastic Surgery
- Dental treatment not covered
- Maternity expenses not covered
- No Global Coverge
Personal Protect Plan (Other Benefits)
- No Injuries in terrorism covered
- Hospital Daily Allowance Benefit
- Accidental Hospital Allowance
- Funeral Expenses covered
- Children's Education Grant Benefit
Personal Protect Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 25 L
- Waiting Period - 30 Days
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
- Flexible Sum Insured
- Home-care treatment covered
- Treatment for comorbid
Corona Kavach Plan (Pros)
- Covid Hospitalization charges
- Home Care Treatment Expenses
- AYUSH Treatment Covered
- Hospital Daily Cash
- Flexible Policy Period
Corona Kavach Plan (Cons)
- Dietary supplements expenses
- Unproven Treatments expenses
- Respite care not covered
- Investigation Expenses
- Rehabilitation not covered
Corona Kavach Plan (Other Benefits)
- Inpatient hospitalization
- Family Floater Benefit
- In-patient treatment
- Home care treatment
- Post-hospitalisation
Corona Kavach Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 50 Thousand to 5 L
- Waiting Period - 15 Days
Types Of IFFCO TOKIO Health Insurance Plans
With changing and evolving healthcare needs of an individual, IFFCO TOKIO Health Insurance Plans ensures to look after each & every healthcare need of your and your family. The plans offered cater to the different needs of the customers. Continue reading to explore more about the plans.
Individual & Family Health Insurance Plans
Iffco Tokio Individual Health Protector Policy
The policy covers healthcare expenses like hospitalization, treatment, medicines, etc. on an individual as well as a family floater basis. SI goes up to 20 Lakhs.
Unique Features
- No medical check-ups up to 60 years
- Coverage against critical illness
- Vaccination and check-ups covered
The plan provides coverage to the entire family including spouse, dependent parent and children, or any other dependent or relatives living together.
Unique Features
- Daily Allowance up to Rs. 1K per day
- Emergency Assistance Services
- 160+ Day Care Surgeries covered
Iffco Tokio Swasthya Kavach Policy
A complete family floater health policy that looks after the health needs of you and your family including the proposer, spouse and 3 dependents.
Unique Features
- Coverage for Organ transplantation
- Daily Allowance Cover up to Rs. 250
- Reinstatement Benefit available
Iffco Tokio Individual Medishield Policy
Offers medical coverage to the policyholders and their families for the expenses of hospitalization, surgeries, organ transportation etc with coverage of up to 5 Lakhs.
Unique Features
- Lifelong renewal
- Nursing Expenses covered
- Ambulance charges up to Rs 1,500
Iffco Tokio Arogya Sanjeevani Policy
A standard health policy that offers coverage to individuals and their families against medical expenses. The policy offers coverage of up to INR 5 Lakhs.
Unique Features
- Cumulative bonus for claim free year
- 5% co-payment on all claims
- Cataract treatment up to INR 40K
IFFCO TOKIO Health Specialized Plans
Iffco Tokio Individual Personal Accident Policy
The plan offers cover in case of the death due to an accident and covers permanent total/partial disability, and temporary total disability.
Unique Features
- Children’s education costs covered
- Increased SI at every renewal
- Coverage for ambulance cost
Iffco Tokio Health Protector Plus Policy
IFFCO TOKIO Health Protector Plus Policy offers financial aid to the individual and his/her family to cope with high medical expenses against serious illnesses
Unique Features
- Top-up or Super Top-up options
- Waiver of deductible cover
- Emergency assistance services
Iffco Tokio Swasthya Raksha Bima
IFFCO TOKIO Swasthya Raksha Bima policy is an affordable family floater plan especially designed for people dwelling in small towns and cities.
Unique Features
- Vitamins and tonics covered
- Additional Daily Allowance
- Coverage against cataract
Iffco Tokio Critical Illness Insurance Policy
Critical Illness Policy assists the policyholder by offering financial support to cope with the expenses that occurred during the treatment of the 25 listed critical illnesses.
Unique Features
- No medical tests required
- Lifelong renewal available
- Wide coverage of up to INR 1 Crore
Designed to provide comprehensive protection against listed seven vector-borne diseases including Malaria, Dengue, Kala-azar, and many more.
Unique Features
- Lumpsum payout available
- SI of upto 1 lakh
- Cover entire family
IFFCO TOKIO Hospital Daily Cash Policy
The plan offers a fixed amount to the beneficiary for each continuous and completed period of 24 hours of hospitalization.
Unique Features
- Modern Treatment Methods
- Day care surgeries
- Daily cash for up to INR 5,000
IFFCO TOKIO Health Corona Specific Plan
IFFCO TOKIO Corona Kavach Policy
Corona Kavach Policy shields against the expenses incurred due to COVID-19-related hospitalization/home care treatment.
Unique Features
- Cover entire family
- Telemedicine charges
- High SI of upto 5 lacs
IFFCO TOKIO Corona Rakshak Policy
Corona Rakshak Policy provides a lump-sum benefit (equal to 100% of the SI) to the insured on the positive diagnosis of COVID-19.
Unique Features
- Lumpsum payout to beneficiary
- Coverage up to 2.5 Lacs
- Avail Tax Benefits
