Kotak Mahindra vs Edelweiss Health Insurance Health Insurance 2026

Overview

Zurich Kotak General Insurance offers health plans for individuals and families, covering hospitalisation, daycare treatments and medical expenses.

COMPANY DETAILS

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Kotak Mahindra

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Edelweiss Health Insurance

Number of health insurance plans	No. of Plans 4 ❯	No. of Plans 6 ❯
Sum insured	Sum Insured Up to ₹ 25 L	Sum Insured Up to ₹ 1Cr.
Claim ratio	Claim Ratio 96.4%	Claim Ratio 98.54%
Network hospitals	Network Hospital 22600+	Network Hospital 10000+
Solvency Ratio	Solvency Ratio 5.73	Solvency Ratio 1.97
Pan India Presence	Pan India Presence 19	Pan India Presence 9
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 748.22 Crore	Annual premium (company level) 375.88 Crore
Years in operation	Years in operation 2015	Years in operation 8 years
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 96.76	Claims settled within 3 months 92.27
Recommended Videos	▶ Zurich Kotak Health Insurance Review 2025 \| Benefits, Premium &amp; Claim Process Explained ▶ Edelweiss Health Insurance

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Know More About Health Insurance Companies

Zurich Kotak Health Insurance

Zurich Kotak Group Health Care Policy

The Kotak Group Health Care insurance plan is detailed here, tailored for active members of Kotak Mahindra Bank and their dependen...

Domiciliary treatment cover
Get wellness benefits
Optional covers available

Domiciliary hospitalization
Daycare procedures
Donor expenses
In-patient treatment care

Obesity treatment unavailable
Breach of law
Cosmetic surgery
Maternity not covered

Room rent capping
AYUSH cover
Wellness benefits

Entry age - 18-55 Years
SI - 3/4/5 Lakhs
Plan type- Individual
Waiting Period - 30 days

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Individual

Zurich Kotak Accident Care Plan

The Zurich Kotak Accident Care Plan provides financial protection against the impact of accidents, covering treatment, hospitaliza...

Funeral expenses extensions
Children’s education grant
Lifelong renewability

Children education grant
Dead remains transportation
Convalescence benefit
Accident daily cash benefit

Room rent charges
Pre and post-hospitalization
Mental disorders
Self-inflicted injury

Ambulance charges
Accidental death
TTD PTD PPD cover

Entry Age 5 to 65 years
Policy term 1/2/3 years

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Individual and Family Health Insurance

Zurich Kotak Health Premier Plan

Kotak Mahindra Health Premier Plan offers comprehensive and customizable health insurance for individuals and families, available ...

Comprehensive coverage
Value-added benefits
Customizable plans

In-patient treatment
daycare treatment
ambulance cover
restoration benefit

Global coverage
modern treatment
IVF cover
Adventure sports

Maternity benefit
cumulative bonus
compassionate travel
vaccination

Entry age 18 years (min) - 65 years (max)
SI 2 Lakh to 2 Crore
Initial waiting period 30 days
Policy period 1/2/3 years

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Individual

Zurich Kotak Group Accident Protect Plan

The Zurich Kotak Group Accident Protect Plan offers essential financial protection against the severe impact of accidents, coverin...

AD PTD & PPD Covers
Children’s Education Grant
Lifestyle Modification Cover

Accident Cover
Accidental Death
Disability Cover

Adventure Sports
Illegal activities
Obesity Treatments

Permanent Total Disability
Partial Disability
Children education

Min Age: 5 Years
Max Age: 65 Years
Sum Insured: 25 L
Initial Waiting Period: NA

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ZUNO Health Insurance

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani is a standard, affordable health insurance plan, proposed by IRDAI, offering basic medical coverage from IN...

Explore Arogya Sanjeevani
Benefits and Features
Eligibility Criteria

Affordable
No-claim bonus
Flexible policy
Modern procedures
Cataract cover

5% Co-payment
Obesity treatment unavailable
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Lifelong renewal
Road ambulance cover
Room rent cover
AYUSH treatment cover
Family discount

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

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Accident Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima is a personal accident insurance policy for individuals aged 18-70, providing financial protection agains...

Accident health insurance plan
Benefits of the plan
Inclusions and exclusions

Accidental death covered
Cumulative bonus
Education grant

Not a comprehensive plan
Adventure sports accidents
War injuries not covered

Dental treatment
Plastic surgery
All the day care treatments

Entry age: 18 years Maximum entry age: 80 years Sum Insured: INR 2.5 Lakh to 1 Crore No waiting period

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Individual and Family Health Insurance

Zuno Covid Healthcare Insurance

Zuno's COVID Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, helps manage the financial strain of the ...

Explore Zuno Covid Plans
Benefits Of Zuno Covid Care
Inclusions and Exclusions

Lump sum benefit
Domiciliary benefit
Family cover
Ambulance cover

Illegal activities
Nuclear attack or war
Intoxication injuries

High Sum Insured
Tax benefits
Add-ons available

Min entry age: 18 years
Max entry age: 65 years
Sum insured: 1 to 5 Lakhs
Waiting Period: 15 days

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Individual

ZUNO Empower Health Insurance

Zuno Empower Health Insurance is a specialized plan designed for individuals with over 40% disability, mental illness, or HIV/AIDS...

Comprehensive health plans
Indemnity plans
AYUSH treatment covered

Inpatient hospitalisation
AYUSH coverage
Cataract treatment

Rehabilitation not included
Cosmetic or plastic surgery not included
Gender change treatment not included

Specialized plan
Created for people with disability
People with HIV are eligible

Entry age - 18 years
Max entry age - No age limit
SI - INR 5 L
Waiting Period - 30 days

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Individual and Family Health Insurance

Zuno Corona Kavach

The Zuno Corona Kavach policy is a floater health insurance plan specifically for COVID-19 hospitalization expenses, available for...

Explore COVID-19 Care
Hospitalisation Expenses
Add-ons Available

AYUSH Cover
Pre-Hospitalization Cover
Ambulance Cover
COVID-19 Cover

Obesity treatments
HIV/AIDS
Adventure sports
Illegal activities

Hospital Daily Cash
Discounts
Family Cover
Tax Benefits

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: 50k to 1 L</li> <li>Waiting Period: 30 Days</li> </ul>

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Individual

Zuno Corona Rakshak

Zuno Corona Rakshak is a health plan specifically designed to cover medical expenses related to COVID-19, offering a 100% lump sum...

COVID-19 Cover
Minimal Waiting Period
Consumables Cover

COVID-19 cover
Tax benefits
Ambulance cover
Hospitalisation cover

Illegal activities
Adventure sports
Obesity treatments
HIV/AIDS

Consumables cover
High sum insured
Affordable
Diagnostics covered

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: ₹50
000 to ₹2.5 lakhs</li> <li>Waiting Period: 15 days</li> </ul>

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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