Star Health Insurance Plans
Star Health medical insurance plans are designed to meet all the healthcare requirements of the masses. PolicyX.com has made it simpler for you to choose a Star health plan tailor-made for your and your family by classifying it in different sections as given below:
Star Health Insurance Individual & Family Plans
Comprehensive
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
- Avail free health check-ups
- Hospital Cash Benefit
- 100% Automatic Restoration
Star Comprehensive Plan (Pros)
- 99.6% CSR
- Up to 1 Cr SI
- Maternity Cover
- New Born Baby Cover
- Road and Air Ambulance
Star Comprehensive Plan (Cons)
- No Global Coverage
- No IVF Treatment
- No compassionate Travel
- HIV/AIDS not covered
Star Comprehensive Plan (Other Benefits)
- Individual and family floater
- Mid-term inclusion available
- Accidental Death
- Permanent Total Disablement
- Star Wellness Program
Star Comprehensive Plan (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
- Automatic Restroration of SI
- Instant Recharge UPTO 30% of SI
- New born baby cover from 16th day
Family Health Optima Policy (Pros)
- No Pre-Policy Check-up
- Lifelong Renewability
- High SI available
- COVID-19 cover
- OPD covered
Family Health Optima Policy (Cons)
- PED cover not available
- Obesity Treatment Unavailable
- Hazardous Activities
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Family Health Optima Policy (Other Benefits)
- Long term discounts
- Premium Payment flexibility
- Health Check-up Cover
- Domiciliary Hospitalization
- Modern Treatment Cover
Family Health Optima Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 25 L
- Waiting Period - 30 Days
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
- No-claim bonus
- Hospital daily cash
- Automatic restoration of SI
Star Young Star Policy (Pros)
- Mid-term inclusion
- 10% discount on early purchase
- Star Wellness Program
- Flexible-Premium Payment
- 2 Plan variants
Star Young Star Policy (Cons)
- PED waiting period
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Star Young Star Policy (Other Benefits)
- Hospital Cash Benefit
- Lifelong Renewal
- E-opinion
- No-claim bonus
- Automatic Restoration
Star Young Star Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 40 Years
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
- Room rent up to 5K/day
- Modern treatments covered
- 20% rural discount available
Arogya Sanjeevani Policy (Pros)
- Affordable Plan
- 50% No Claim Bonus
- Flexible Policy
- Day Care Procedures Covered
- Up to 25% of SI for Cataracts
Arogya Sanjeevani Policy (Cons)
- 5% Co-payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Arogya Sanjeevani Policy (Other Benefits)
- Lifelong Renewal
- Road Ambulance Cover
- Day Care Procedures Covered
- AYUSH treatment Cover
- Rural Discount
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 1 L to 10 L
- Waiting Period - 30 Days
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
- All Daycare procedures
- Automatic Restoration
- Domiciliary hospitalization
Medi Classic Policy (Individual) (Pros)
- Plan Variants Available
- Customizable Plan
- Hospital-Cash Benefit
- 5% Family Discount
- Organ Donor Cover
Medi Classic Policy (Individual) (Cons)
- 10% Co-payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Medi Classic Policy (Individual) (Other Benefits)
- New Born Baby Cover
- 100% Super Restoration
- Up to 100% No-claim Bonus
- Psychiatric coverage
- Patient Care Cover
Medi Classic Policy (Individual) (Eligibility Criteria)
- Entry Age - 16 Days
- Max Entry Age - 65 Years
- SI - 1.5 L to 25 L
- Waiting Period - 30 Days
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
- All Daycare procedures
- Coverage for Modern Treatment
- Outpatient Expense
Star Health Gain Policy (Pros)
- Day Care Procedures Covered
- Road Ambulance Available
- Modern Treatments Available
- Outpatient Benefit
Star Health Gain Policy (Cons)
- 20% Co-payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Star Health Gain Policy (Other Benefits)
- Up to 60k Cataract cover
- Room Rent Cover
- ICU Cover
- Wide SI options
- Flexible Premiums
Star Health Gain Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
Star Health Insurance Specialized Plans
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
- Coverage for Modern Treatments
- Coverage during Pregnancy
- Preventive Health Check Up
Star Women Care Plan(Pros)
- Designed for Women's Care
- Cancer cover optional
- Bariatric Surgery Cover
- Mid-term inclusions
- High SI
Star Women Care Plan (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Star Women Care Plan (Other Benefits)
- 10% long-term discount
- 10% Air Ambulance Cover
- Pain Management Cover
- Assisted Reproduction
- Automatic Restoration
Star Women Care Plan (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 75 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
- Guaranteed Lifelong renewals
- No Pre-acceptance Medical test
- Availability of Instalment Facility
Senior Citizens Red Carpet Policy (Pros)
- Individual & family floater plan
- Flexible SI
- Road Ambulance Cover
- ICU cover
- Health Check-up cover
Senior Citizens Red Carpet Policy (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Senior Citizens Red Carpet Policy (Other Benefits)
- Flexible-Premium Payment
- Cataract Treatment available
- Modern treatment cover
- No pre-policy checkup
- OP Consultation
Senior Citizens Red Carpet Policy (Eligibility Criteria)
- Entry Age - 60 Years
- Max Entry Age - 75 Years
- SI - 1 L to 25 L
- Waiting Period - 30 Days
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
- All Daycare procedure
- Pre and Post Hospitalization
- Organ Donor Expense
Star Super Surplus Policy (Pros)
- Flexible Policy
- Avail Long Term Discount
- Cover family up to 2A+3C
- Lifelong renewal
- 2 Plan variants
Star Super Surplus Policy (Cons)
- Includes Deductibles
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Star Super Surplus Policy (Other Benefits)
- Avail e-opinions
- Star Wellness Services
- Recharge benefit
- Air Ambulance
- No pre-policy Medical check-up
Star Super Surplus Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Critical Illness
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
- Modern Treatment Covered
- Non-allopathic Treatment
- Coverage Medicine and drugs cost
Star Health Insurance Pre-existing Diseases Plans
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
- Accidents and non-cardiac ailments
- Day care procedure
- No pre-acceptance Medical test
Star Cardiac Care Policy (Pros)
- Flexible Product
- Personal Accident Cover
- 2 Plan Variants
- Road Ambulance
- Day Care Procedures
Star Cardiac Care Policy (Cons)
- 10% Co-Payment
- PED
- Cosmetic Surgery
- Obesity Treatment
- Change of Gender Treatments
Star Cardiac Care Policy (Other Benefits)
- Personal Accident Cover
- Heart Transplantation
- OPD expenses Cover
- Modern Treatment Cover
- COVID-19 Cover
- Cataract Cover
Star Cardiac Care Policy (Eligibility Criteria)
- Entry Age - 10 Years
- Max Entry Age - 65 Years
- SI - 3 L to 4 L
- Waiting Period - 30 Days
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
- Pre-hospitalization (30 days)
- All daycare procedure
- Nursing Expense
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
- No Pre-medical test
- Nursing Expense
- Emergency Ambulance Charges
Star Special Care Policy (Pros)
- Modern Treatment Available
- Day Care Procedures Available
- Ambulance cover
- Room rent cover
- Shared Accommodation cover
Star Special Care Policy (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Pre-existing Diseases
Star Special Care Policy (Other Benefits)
- Treatment of Seizures
- Behavioral Therapy Cover
- Speech Therapy Cover
- Occupational Therapy Cover
- Adeno Tonsillectomy
Star Special Care Policy (Eligibility Criteria)
- Entry Age - 3 Years
- Max Entry Age - 25 Years
- SI - 3 L
- Waiting Period - 30 Days
Star Health Insurance COVID-19 Specific Plans
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
- No pre-medical Test
- Only 16 days of Waiting Period
- Low premium amount
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
- AYUSH Treatments
- Home Care Treatment
- No pre-medical screening test
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
- No pre-medical screening test
- Sum insured: INR 50K to 2.5Lakhs
- Only 15 days Waiting Period
ManipalCigna Health Insurance Plans
ManipalCigna offers extensive categories of health insurance plans for their diverse customer base. The company offers individual plans, family floater, critical illness, global health insurance, and more to meet various health insurance needs.
ManipalCigna Health Insurance Individual & Family Plans
Comprehensive Plan
A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.
Unique Features
- 3 Plan Variants
- Up to 200% Cumulative Bonus
- Critical Illness Cover
ManipalCigna ProHealth Prime (Pros)
- Annual Health Check-up
- Domestic Second Opinion
- Switch Off Benefit
- Premium Waiver Benefit
- OPD Expense Covered
ManipalCigna ProHealth Prime (Cons)
- Optional Deductibles
- 10% Co-Payment
- PED 2-year waiting period
- Long Waiting Period
- Long Mental Illness Cover
ManipalCigna ProHealth Prime (Other Benefits)
- Domiciliary Hospitalization
- Air Ambulance Cover
- Cumulative Bonus Booster
- CI Add on Cover
- SI Restoration
ProHealth Prime (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Comprehensive Plan
Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.
Unique Features
- Avail Global OPD
- Cancer treatment
- High SI
Manipalcigna Lifetime (Pros)
- No room rent limit
- Avail Loyalty discount
- Global OPD
- International Second Opinion
- 27 CI Covered
Manipalcigna Lifetime (Cons)
- Hazardous Activities not covered
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
Manipalcigna Lifetime (Other Benefits)
- Travel Expenses Benefit
- Global Second Opinion
- Critical Illness Cover
- Women+ Cover
- Air Ambulance Cover
Manipalcigna Lifetime (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 1 L to 3 Cr
- Waiting Period - 30 Days
Comprehensive Plan
A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.
Unique Features
- Avail Family Discount
- Worldwide Emergency Protection
- Avail Healthy Lifestyle Benefits
Manipal Cigna Pro Health (Pros)
- 5 Plan Variants
- SI Up to 1 Crore
- Hospital Cash Benefits
- Up to 200% Cumulative Bonus
- Avail Health Check-Up
Manipal Cigna Pro Health (Cons)
- Optional Co-Pay
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
Manipal Cigna Pro Health (Other Benefits)
- 8500+ Cashless Hospitals
- Tax Benefits
- Inflation Protection
- Medical Check Up Cover
- Health Reward Points
Manipal Cigna Pro Health (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 2.5 L to 1 Cr
- Waiting Period - 30 Days
Affordable Plan
An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.
Unique Features
- Affordable Health Plan
- Up to 30 Lakhs SI
- Beat Medical Care Inflation
ManipalCigna Super Top-up Plan (Pros)
- Add On CI benefit
- Up to 50% Cumulative Bonus
- Donor Expenses Cover
- Day Care Treatment Cover
- Ambulance Cover
ManipalCigna Super Top-up Plan (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
ManipalCigna Super Top-up Plan (Other Benefits)
- Optional Covers Available
- Add-on Covers Available
- Non-medical expenses Cover
- Opt for Any Room Category
- Tax Benefits
ManipalCigna Super Top-up Plan (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 3 L to 30 Lakhs
- Waiting Period - 30 Days
Affordable Plan
ManipalCigna Pro Health Select
Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.
Unique Features
- 2 Plan Variants Available
- Avail Customized Features
- Long Term Policy
- Reassurance Benefits
- High SI Up to 25 Lakhs
- Tax Benefits
- 171 Day Care Procedures
- Ambulance Cover
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Pro Health Select (Other Benefits)
- Premium Waiver Option
- Long Term Policy
- Restoration Benefit
- Health Reward Points
- AYUSH Cover
Pro Health Select (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No limit
- SI - 3 L to 25 Lakhs
- Waiting Period - 30 Days
Affordable Plan
ManipalCigna ProHealth Cash
A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.
Unique Features
- 2 Plan Variants Available
- Sickness Hospital Cash Benefit
- ICU Cash Benefit
ManipalCigna ProHealth Cash (Pros)
- Daily Cash Benefits
- Accidental Death Cover
- Permanent Total Disability Cover
- Individual and Family Floater
- 1/2/3 Policy Years
ManipalCigna ProHealth Cash (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
ManipalCigna ProHealth Cash (Other Benefits)
- Up to 10% long-term discount
- 10% Family Discount
- Critical Illness Add-On
- Online Wellness Program
- 15 Day free-Look Period
ManipalCigna ProHealth Cash (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 500 to 5000 Per day
- Waiting Period - 30 Days
ManipalCigna Health Insurance Specialized Plans
Affordable Plan
ManipalCigna Arogya Sanjeevani Policy
An affordable standard health insurance plan for individuals and family members with up to 10 L SI.
Unique Features
- Affordable Health Coverage
- Avail modern treatments
- Avail AYUSH Treatment
Arogya Sanjeevani Policy (Pros)
- Allopathic & AYUSH Cover
- Cashless Hospitalization
- Tax Benefits
- Multiple Discounts
- Up to 50% Cumulative Bonus
Arogya Sanjeevani Policy (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Arogya Sanjeevani Policy (Other Benefits)
- Pre & Post Hospitalization
- Road Ambulance Cover
- 15-Day Free-Look Period
- Up to 10 L SI
- 30-Day Grace Period
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 50k to 10 Lakhs
- Waiting Period - 30 Days
Affordable Plan
ManipalCigna Corona Rakshak Policy
An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.
Unique Features
- Avail lump sum benefit
- Affordable premiums
- All India coverage
Affordable Plan
ManipalCigna Corona Kavach Policy
A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.
Unique Features
- Discounts for health care workers
- Avail Home care treatment
- Avail AYUSH treatment
Critical Illness Plan
A protection plan that offers support to you and your family against 30 critical illnesses with a high sum insured to opt from.
Unique Features
- Up to 30 CI Covered
- Avail Online Wellness Program
- 2 Plan Variants Available
Lifestyle Protection Critical Care (Pros)
- High Sum Insured
- Medical Second Opinion
- Premium Installments Available
- Avail Multiple Discounts
- Tax Benefits
Lifestyle Protection Critical Care (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Lifestyle Protection Critical Care (Other Benefits)
- Lump Sum Or Staggered Payouts
- Global Plan
- Cancer Cover
- Bone Marrow Transplant
- Deafness Cover
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 25 Crore
- Waiting Period - 30 Days
Accident Plan
ManipalCigna Lifestyle Protection Accident Care
A plan that provides complete protection on and off the job against death, disability, and loss of job through 3 different plan variants.
Unique Features
- SI up to 10 Crores
- Tax Benefits
- Pre & Post Hospitalization Cover
Lifestyle Protection Accident Care (Pros)
- Funeral Expenses Covered
- Accidental Death Covered
- Emergency Ambulance Covered
- 3 Plan Variants
- Orphan Benefit Covered
Lifestyle Protection Accident Care (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Lifestyle Protection Accident Care (Other Benefits)
- Education Fund Cover
- Burn Benefit Cover
- Permanent Disablement Cover
- Partial Disablement Cover
- Loss of Employment Cover
- Entry Age - 5 Years
- Max Entry Age - 80 Years
- SI - 50k to 10 Crores
- Waiting Period - 30 Days
Accident Plan
ManipalCigna Saral Suraksha Bima
Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.
Unique Features
- Avail Accident Death Cover
- Avail Security for dependant child
- Permanent Total Disability Cover
Saral Suraksha Bima (Pros)
- Up to 50% Cumulative Bonus
- Add-On Cover
- Individual & Family Cover
- Flexible-Premium Payment
- Up to 1 Crore SI
Saral Suraksha Bima (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Dental Treatment
Saral Suraksha Bima (Other Benefits)
- Hospitalization Expense Cover
- Education Grant
- 3% Online Renewal Discount
- 15% Family Discount
- 10% Worksite Discount
Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 70 Years
- SI - 2.5 L to 1 Crore
- Waiting Period - 30 Days
Group Plan
A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.
Unique Features
- Customizable Plan
- 42 Optional Covers
- Personal Accident Cover
- Avail hospitalization cover
- Inpatient Hospitalization
- Day Care Cover
- Pre & Post Hospitalization
- Road Ambulance
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Pro Health Group (Other Benefits)
- Donor Expenses Cover
- AYUSH Treatment Cover
- Daily Cash Benefits
- Critical Illness Cover
- Personal Accident Cover
Pro Health Group (Eligibility Criteria)
- Entry Age - No Limit
- Max Entry Age - No Limit
- SI - 5k to 1 Crore
- Waiting Period - 30 Days
Group Plan
ManipalCigna Lifestyle Protection Group Policy
An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.
Unique Features
- Flexible Base and Optional Covers
- 36 CI Covered
- Cancer-only coverage available
Lifestyle Protection Group Policy (Pros)
- Accidental Death Benefit
- Permanent Total Disability Benefit
- Multiple Optional Benefits
- Partial Disability Benefit
- Temporary Total Disability Benefit
Lifestyle Protection Group Policy (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Lifestyle Protection Group Policy (Other Benefits)
- Survival Period Waiver
- Emergency Road Ambulance
- Hospital Cash Benefit
- Family Counselling
- Medical Second Opinion
- Entry Age - 5 Years
- Max Entry Age - 75 Years
- SI - Up to 50 Crores
- Waiting Period - 30 Days
Group Plan
ManipalCigna FlexiCare Group Insurance Policy
A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.
Unique Features
- Wellness Program
- Customizable Cover
- Home Care Benefit
FlexiCare Group Policy (Pros)
- EMI Protection
- Pay-out Options Available
- Domestic Travel Cover
- Premium Waiver
- Cost Effective Plan
FlexiCare Group Policy (Cons)
- Injuries due to Unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
FlexiCare Group Policy (Other Benefits)
- Surgery Cover
- Day Care Cover
- OPD Cover
- Home Care Cover
- Income Protection
- Entry Age - No limit
- Max Entry Age - No limit
- SI - Up to 5 Crores
- Waiting Period - 30 Days
Group Plan
ManipalCigna Group Overseas Travel
Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.
Unique Features
- Customizable Plan
- Travel Expense Cover
- Avail adventure sports cover
Group Overseas Travel (Pros)
- Loss of Baggage Cover
- Hijack Cover
- OPD Cover
- Easy Plan Management
- 24/7 Toll-Free Assistance
Group Overseas Travel (Cons)
- Injuries due to Unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Group Overseas Travel (Other Benefits)
- Medical Expenses Cover
- Travel Inconvenience Cover
- Travel Personal Accident Cover
- 51 Optional Covers
- Cruise Cover
Group Overseas Travel (Eligibility Criteria)
- Entry Age - 0 Days
- Max Entry Age - 95 Years
- SI - Up to $ 50 Lac
- Waiting Period - 30 Days
Group Plan
ManipalCigna Global Health Group Policy
A comprehensive group plan that covers Indian nationals and expatriates working abroad under one umbrella with a sum insured of up to $ 10 Million.
Unique Features
- Avail Global Health Care
- Wellness Program
- Multiple Optional Covers
Global Health Group Policy (Pros)
- Outpatient Benefits
- In-patient Hospitalization
- Day Care Cover
- Maternity Cover
- New Born Cover
Global Health Group Policy (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic Surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
Global Health Group Policy (Other Benefits)
- Dental Cover
- Vision Cover
- Travel Vaccination Cover
- Cancer Cover
- Psychological Care
Global Health Group Policy (Eligibility Criteria)
- Entry Age - Day 1
- Max Entry Age - 95 Years
- SI - $ 10 Million
- Waiting Period - 30 Days
