Reliance Health Insurance
Individual
Reliance Health Personal Accident Policy covers individuals against accidental death and disability, along with multiple other benefits like child edu...
Unique Features
- Death Cover
- Upto 20L SI
- Disability Cover
Reliance Health Personal Accident (Pros)
- Children Education Fund
- Accident Hospitalization Reimbursement
- Increase in CSI
Reliance Health Personal Accident (Cons)
- HIV/AIDS
- Breach of law
Reliance Health Personal Accident (Other Benefits)
- Accidental death cover
- PTD/PPD/TTD covers
- Cumulative bonus
Reliance Health Personal Accident (Eligibility Criteria)
- Entry Age: Minimum: 18 Years
- Dependent Children: 5 to 25 Years
- Sum Insured: 5 - 20 Lakhs
- Waiting period: Accidental death covered from day 1.
Individual and Family Health Insurance
Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...
Unique Features
- Customize Your Plan
- Critical Illness Cover
- Recovery Benefit
Reliance HealthWise Policy (Pros)
- Daily Hospitalization Allowance
- Domiciliary Hospitalization
- Critical Illness Cover
Reliance HealthWise Policy (Cons)
- Global coverage
- OPD not available
- AYUSH treatment not covered
Reliance HealthWise Policy (Other Benefits)
- In-patient hospitalization
- Daycare procedures
- Modern treatment cover
- Ambulance charges
Reliance HealthWise Policy (Eligibility Criteria)
- Entry age: 18 - 65 Years
- SI: 1 L - 5 L
- Initial waiting period: 30 Days
Top Up and Super Top Up
A backup for your medical emergencies. Reliance Health Super Top-up Insurance acts as an essential addition to your basic health insurance. If you fee...
Unique Features
- Worldwide emergency cover
- Maternity expenses
- Air ambulance cover
Reliance Super Top-Up Insurance Plan (Pros)
- Waiver of premium
- Waiver of deductible
- Worldwide emergency cover
- Tax benefits
Reliance Super Top-Up Insurance Plan (Cons)
- Investigation & evaluation
- Rest cure/rehabilitation and respite care
- Obesity/weight control unless life-threatening
- Change-of-gender treatments
Reliance Super Top-Up Insurance Plan (Other Benefits)
- 5% Online discount
- ICU charges
- AYUSH treatment
- Maternity cover
Reliance Super Top-Up Insurance Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.3 Cr
Individual
A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...
Unique Features
- Insurance for PWDs
- In-patient/daycare procedures cover
- Modern treatment cover
Reliance Specially Abled Health Insurance Plan (Pros)
- In-patient treatment
- Pre and post-hospitalisation
- Cataract covered
- Daycare procedure
Reliance Specially Abled Health Insurance Plan (Cons)
- Investigation and evaluation
- Change of gender treatments
- Sterility/infertility treatment
- Cosmetic/beauty/plastic surgery
Reliance Specially Abled Health Insurance Plan (Other Benefits)
- Modern treatment
- AYUSH treatment
- Ambulance charges
Reliance Specially Abled Health Insurance Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows customers to customize their policy b...
Unique Features
- Individual and Floater Options
- Lifetime Renewability
- Hassle-free Claim Process
Health Gain Policy (Pros)
- Consumable Cover
- Unlimited Base SI Reinstatement
- Room Rent Modification
Health Gain Policy (Cons)
- Global coverage unavailable
- Breach of law
- Intentional injury
- OPD not covered
Health Gain Policy (Other Benefits)
- Domiciliary hospitalization
- Daycare procedures covered
- Air ambulance services
Health Gain Policy (Eligibility Criteria)
- Entry Age: 91 days to 65 Years
- Sum Insured: 5 Lakh to 1 Crore
- Initial waiting period: 30 Days
- Policy term: 1/2/3 Years
Individual and Family Health Insurance
Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range o...
Unique Features
- Pre-policy Medical Check-up
- AYUSH Coverage
- No Sub-limits
Health Infinity Plan (Pros)
- In-patient hospitalization
- Daycare expenses
- Domiciliary hospitalization
- Organ donor expenses
Health Infinity Plan (Cons)
- OPD cover not available
- No global coverage
- Adventure sports coverage not available
- Health check-up not available
Health Infinity Plan (Other Benefits)
- Modern treatment
- Organ donor cover
- Co-payment option
- Optional add-on covers
Health Infinity Plan (Eligibility Criteria)
- Entry Age: 91 days to 65 years
- Policy Type: Individual / Family Floater
- Sum Insured: 3 L to 1 Cr
- Initial Waiting Period: 30 days
Individual and Family Health Insurance
Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...
Unique Features
- AYUSH Benefits
- Inclusions and Exclusions
- Quick Claim Process
Reliance Arogya Sanjeevani Plan (Pros)
- In-patient hospitalization
- Daycare treatments
- AYUSH treatments
- Ambulance charges
Reliance Arogya Sanjeevani Plan (Cons)
- OPD cover
- Domiciliary hospitalization
- Daily Hospital Cash
- Organ Donor
Reliance Arogya Sanjeevani Plan (Other Benefits)
- Modern treatment
- Vaccination
- Cataract
- Covid-19
Reliance Arogya Sanjeevani Plan (Eligibility Criteria)
- Entry Age Minimum: 18 years Entry Age Maximum: 65 Years Policy Term: 1 Year Sum Insured: ₹50
- 000 to ₹10 Lakhs Initial Waiting Period: 30 Days
Individual and Family Health Insurance
The Reliance Corona Kavach Plan helps alleviate financial stress during COVID-19 treatment by covering your medical expenses. Specifically designed fo...
Unique Features
- Covers COVID-19
- Check Eligibility
- Coverage Details of the Plan
Corona Kavach Plan (Pros)
- AYUSH treatment cover
- Ambulance charges
- COVID-19 treatment cover
Corona Kavach Plan (Cons)
- OPD charges
- Daycare procedures
- Modern treatment
- Organ donor treatment
Corona Kavach Plan (Other Benefits)
- Home care treatment
- In-patient hospitalization
- Pre and post-hospitalization
Corona Kavach Plan (Eligibility Criteria)
- Entry Age: Child Age: 1 day to 25 years
- Adult Age: 18 to 65 years. Sum Insured (SI): 50 Thousand to 5 Lakh. Waiting period: 15 days.
Critical Illness Health Insurance
Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical...
Unique Features
- 10 Major Illnesses Covered
- Choose Your SI
- Avail Tax Benefits
Reliance Critical Illness Insurance (Pros)
- COVID-19 cover
- No-claim bonus
- Cover for 10 critical illnesses
Reliance Critical Illness Insurance (Cons)
- Hospitalization out of war
- Congenital disease
- Intentional self-injury
- IVF treatment
- Air ambulance
Reliance Critical Illness Insurance (Other Benefits)
- Cancer of specified severity
- Major organ/Bone marrow transplant
- Multiple Sclerosis with persisting symptoms
- Third degree burns
- Aorta graft surgery
Reliance Critical Illness Insurance (Eligibility Criteria)
- Minimum entry age: 18 years
- Maximum entry age: 65 years
- Sum Insured (SI): 5 - 10 Lakhs
- Waiting period:
Group Health Insurance
Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax bene...
Unique Features
- Coverage for employees
- 3 variants available
- Avail tax benefits
Reliance Group Mediclaim Policy (Pros)
- Day care procedures
- Regular health check-ups
- Tax benefits
Reliance Group Mediclaim Policy (Cons)
- Cosmetic treatment
- Treatment of PEDs
- HIV/AIDS treatment
Reliance Group Mediclaim Policy (Other Benefits)
- Family floater clause
- Extra insurance cover
- Cover for all employees and their families
Reliance Group Mediclaim Policy (Eligibility Criteria)
- Entry age: 18 to 65 years
- Policy type: Group medical policy
- Initial waiting period: 30 days
Individual
It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical e...
Unique Features
- 150+ surgeries cover
- 140+ daycare cover
- Lumpsum cash benefits
Reliance Hospi-Care Policy (Pros)
- 150+ listed surgeries
- 140+ daycare procedures
- Daily hospital cash
Reliance Hospi-Care Policy (Cons)
- Treatment outside of India
- Self-inflicted injury
- Breach of law
Reliance Hospi-Care Policy (Other Benefits)
- Hospitalisation due to Dengue/Malaria
- Surgical payout
- Affordable premiums
Reliance Hospi-Care Policy (Eligibility Criteria)
- Entry age: 18 to 65 years
- SI: 1 to 10 Lakhs
- Initial waiting period: 90 days
ManipalCigna Health Insurance
Senior Citizen Health Insurance
Senior citizens are often susceptible to various health conditions that require comprehensive medical care. Providing them with health insurance that ...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)
- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)
- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)
- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)
- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
Buying health insurance that provides 360-degree coverage against medical emergencies for you and your family is essential today. ManipalCigna ProHeal...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ManipalCigna ProHealth Prime Advantage (Pros)
- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ManipalCigna ProHealth Prime Advantage (Cons)
- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ManipalCigna ProHealth Prime Advantage (Other Benefits)
- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)
- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life!The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of you...
Unique Features
- Modern treatment cover
- Flexible health check-ups
- Air ambulance cover
ManipalCigna Prime Senior Elite Plan (Pros)
- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
ManipalCigna Prime Senior Elite Plan (Cons)
- Cataract not covered
- Sports injury cover
- Cosmetic treatment unavailable
- Baldness not covered
- Higher co-pays applicable
ManipalCigna Prime Senior Elite Plan (Other Benefits)
- AYUSH treatment cover
- Second e-opinion covered
- Multiple discounts available
- OPD add-on cover available
- COVID-19 treatment cover
ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)
- Entry Age: 56 - 75 years
- Sum Insured: INR 5 - 50 Lakhs
- Waiting Period: 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides all-around healthcare facilitation. ManipalCigna Prime Protect plan is...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)
- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)
- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)
- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)
- Child Entry Age: 91 days - 25 Years; Adult Entry Age: 18 Years - No Limit; Sum Insured (SI): INR 3 Lakhs - 1 Crore; Waiting Period: 30 days
Top Up and Super Top Up
"It's Super Easy, Super Affordable." ManipalCigna Super Top-up Plus Plan is an additional protection that you can buy to expand your base health plan�...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)
- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)
- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)
- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)
- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Senior Citizen Health Insurance
ManipalCigna ProHealth Cash Policy: Your financial safety net, anytime, anywhere. The ManipalCigna ProHealth Cash plan offers financial support during...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)
- Available in 2 variants
- Sickness Hospital Cash Benefit
- ICU Cash Benefit
- Worldwide Cover
ManipalCigna ProHealth Cash Plan (Cons)
- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)
- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)
- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani Policy! The ManipalCigna Arogya Sanjeevani Policy is a standard health insurance plan that...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)
- <ul> <li>Room rent covered</li> <li>ICU charges covered</li> <li>Pre-hospitalisation expenses covered</li> <li>Daycare treatment covered</li> </ul>
ManipalCigna Arogya Sanjeevani Plan (Cons)
- <ul> <li>Breach of law</li> <li>Hazardous or adventure sports</li> <li>Contamination from nuclear fuel/radiation</li> <li>Unproven treatments</li> </ul>
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)
- <ul> <li>AYUSH treatment</li> <li>Modern treatments</li> <li>Cataract treatment</li> </ul>
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)
- <ul> <li>Minimum Entry Age: 18 Years</li> <li>Maximum Entry Age: 65 Years</li> <li>Initial Waiting Period: 30 Days</li> <li>Sum Insured: Up to INR 10 Lakh</li> </ul>
Accident Health Insurance
The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the spec...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)
- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)
- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)
- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)
- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Individual and Family Health Insurance
ManipalCigna Health Insurance offers additional coverage with its Super Top-up plan, complementing your existing health insurance policy. This plan pr...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)
- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)
- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)
- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)
- Entry age: 18 years to no upper age limit
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- Sum Insured: 3 to 30 Lakhs
Individual and Family Health Insurance
ManipalCigna Lifetime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs. It offers a multitude of comprehens...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)
- Covers treatment costs for HIV/AIDS and STDs
- Covers mental illness
- Offers global coverage
ManipalCigna Lifetime Health Plan (Cons)
- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)
- Option for deductibles
- Domestic and international coverage options
ManipalCigna Lifetime Health Plan (Eligibility Criteria)
- Min entry age: 18 Years Max entry age: 65 Years Initial Waiting Period: 30 Days Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy, which is a global plan that assures financial support during critical times ...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)
- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)
- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)
- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)
- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new Sarvah plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)
- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)
- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)
- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)
- Entry Age: 91 days
- Maximum Entry Age: No Limit
- Sum Insured: Up to 3 Crore
- Waiting Period: 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
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