Reliance Health vs Manipal Cigna Health Insurance 2026 | PolicyX

Overview

Reliance General Insurance (part of Reliance Capital) offers a wide range of health plans covering in-patient and out-patient treatment, day care procedures, modern treatments and maternity.
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Reliance Health

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Manipal Cigna

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 5 Cr

Sum Insured

Up to ₹ 3 Cr
Claim ratio

Claim Ratio

87.50%

Claim Ratio

93.70%
Network hospitals

Network Hospital

9100+

Network Hospital

-+
Solvency Ratio

Solvency Ratio

2.35

Solvency Ratio

1.76
Pan India Presence

Pan India Presence

127

Pan India Presence

77
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

₹4,821.70 Crore

Annual premium (company level)

1,797.56 Crore
Years in operation

Years in operation

2000

Years in operation

2012
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

95.3

Claims settled within 3 months

88.59
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Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Reliance Health Insurance

Individual and Family Health Insurance

Reliance HealthWise Policy

Reliance HealthWise Policy is a comprehensive health insurance plan from Reliance, available in Gold, Silver, and Standard variant...

  • Customize Your Plan
  • Critical Illness Cover
  • Recovery Benefit
  • Daily Hospitalization Allowance
  • Domiciliary Hospitalization
  • Critical Illness Cover
  • Global coverage
  • OPD not available
  • AYUSH treatment not covered
  • In-patient hospitalization
  • Daycare procedures
  • Modern treatment cover
  • Ambulance charges
  • Entry age: 18 - 65 Years
  • SI: 1 L - 5 L
  • Initial waiting period: 30 Days
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Reliance Super Top-Up Health Insurance acts as an essential addition to existing health plans, providing enhanced financial securi...

  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover
  • Waiver of premium
  • Waiver of deductible
  • Worldwide emergency cover
  • Tax benefits
  • Investigation & evaluation
  • Rest cure/rehabilitation and respite care
  • Obesity/weight control unless life-threatening
  • Change-of-gender treatments
  • 5% Online discount
  • ICU charges
  • AYUSH treatment
  • Maternity cover
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.3 Cr
View plan

ManipalCigna Health Insurance

The ManipalCigna Super Top-Up Plus Plan offers crucial additional health coverage, extending protection beyond a base policy's sum...

  • Choose any hospital room
  • Affordable premiums
  • Healthcare inflation protection
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • AYUSH hospitalization
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity not covered
  • Newborn baby cover NA
  • Organ donor cover
  • Discounts on premium
  • 30 days grace period
  • Deductible options
  • Entry Age - 91 days
  • Max Entry Age - No Limit
  • SI - 1 - 30 Lakhs
  • Waiting Period - 30 Days
View plan
Senior Citizen Health Insurance

ManipalCigna ProHealth Cash Plan

ManipalCigna's ProHealth Cash Plan provides a daily cash benefit for hospitalization expenses, available in Basic and Enhanced var...

  • Daily hospital cash benefit
  • Worldwide cover option
  • Multiple discounts available
  • Available in 2 variants
  • Sickness Hospital Cash Benefit
  • ICU Cash Benefit
  • Worldwide Cover
  • Breach of law
  • Suicide or an attempt to commit suicide
  • Alcoholism or drug abuse
  • Contamination from Nuclear fuel or radiation
  • Option to choose coverage period
  • Family discount
  • Online renewal discount
  • Long-term discount
  • Entry age- 91 days to 65 years
  • Coverage period- 60/90/180 days
  • Sum Insured- INR 500-5000
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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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