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The ManipalCigna Prime Senior Policy provides comprehensive health insurance specifically designed for senior citizens, available ...
Features Pros Cons Other Benefits Eligibility
Modern treatment cover Low waiting periods Room category flexibility
Daily cash for shared accommodation Air ambulance Domestic second opinion Unlimited 100% SI restoration
OPD cover Maternity and newborn cover Compassionate travel
Any room upgradation Unlimited SI restoration PEDs waiting period reduction Domestic second opinion (Elite)
Entry age: 56 to 75 years SI: 3 to 50 Lakhs Policy term: 1/2/3 years Initial waiting period: 30 days
ManipalCigna ProHealth Prime Advantage is a comprehensive health insurance plan offering 360-degree family coverage, including OPD...
Features Pros Cons Other Benefits Eligibility
360 Degree Family Coverage Additional Wellness Programs OPD Charges Covered
Bariatric surgery Maternity coverage Newborn baby cover Daily cash benefits
Compassionate travel Copayment unavailable Sub-limits not applicable
Air ambulance cover OPD available Domiciliary hospitalization
Entry age: 18 years to no max limit SI: 5 L to 1 Cr Policy term: 1/2/3 years Initial waiting period: 30 days
The ManipalCigna Prime Senior Elite plan offers comprehensive health insurance tailored for senior citizens, covering modern treat...
Features Pros Cons Other Benefits Eligibility
Modern treatment cover Flexible health check-ups Air ambulance cover
In-patient hospitalisation Daycare treatment Domiciliary hospitalisation Sum insured restoration Organ donor expense coverage
Cataract not covered Sports injury cover Cosmetic treatment unavailable Baldness not covered Higher co-pays applicable
AYUSH treatment cover Second e-opinion covered Multiple discounts available OPD add-on cover available COVID-19 treatment cover
Entry Age: 56 - 75 years Sum Insured: INR 5 - 50 Lakhs Waiting Period: 30 days
ManipalCigna's ProHealth Prime Protect Plan offers customizable health insurance for individuals and families, providing comprehen...
Features Pros Cons Other Benefits Eligibility
Customizable health benefits High-value covers Health reward discounts
In-patient hospitalisation Daycare treatment Domiciliary hospitalisation Sum insured restoration Organ donor cover
Adventure sport injuries Cosmetic treatment Alcoholism/drug abuse Self-inflicted injury
Optional covers Add-ons available Unlimited benefits up to SI Bariatric surgery cover AYUSH treatment cover
Child Entry Age: 91 days - 25 Years; Adult Entry Age: 18 Years - No Limit; Sum Insured (SI): INR 3 Lakhs - 1 Crore; Waiting Period: 30 days
The ManipalCigna Super Top-Up Plus Plan offers crucial additional health coverage, extending protection beyond a base policy's sum...
Features Pros Cons Other Benefits Eligibility
Choose any hospital room Affordable premiums Healthcare inflation protection
Pre-hospitalization cover Post-hospitalization cover Modern treatment cover AYUSH hospitalization
Obesity/ weight control Change of gender treatments Hazardous or adventure sports Maternity not covered Newborn baby cover NA
Organ donor cover Discounts on premium 30 days grace period Deductible options
Entry Age - 91 days Max Entry Age - No Limit SI - 1 - 30 Lakhs Waiting Period - 30 Days
ManipalCigna's ProHealth Cash Plan provides a daily cash benefit for hospitalization expenses, available in Basic and Enhanced var...
Features Pros Cons Other Benefits Eligibility
Daily hospital cash benefit Worldwide cover option Multiple discounts available
Available in 2 variants Sickness Hospital Cash Benefit ICU Cash Benefit Worldwide Cover
Breach of law Suicide or an attempt to commit suicide Alcoholism or drug abuse Contamination from Nuclear fuel or radiation
Option to choose coverage period Family discount Online renewal discount Long-term discount
Entry age- 91 days to 65 years Coverage period- 60/90/180 days Sum Insured- INR 500-5000
ManipalCigna Arogya Sanjeevani is a standard, affordable health insurance policy available for individuals or families, covering u...
Features Pros Cons Other Benefits Eligibility
AYUSH treatment cover Covers modern treatments Affordable & available for all
<ul>
<li>Room rent covered</li>
<li>ICU charges covered</li>
<li>Pre-hospitalisation expenses covered</li>
<li>Daycare treatment covered</li>
</ul>
<ul>
<li>Breach of law</li>
<li>Hazardous or adventure sports</li>
<li>Contamination from nuclear fuel/radiation</li>
<li>Unproven treatments</li>
</ul>
<ul>
<li>AYUSH treatment</li>
<li>Modern treatments</li>
<li>Cataract treatment</li>
</ul>
<ul>
<li>Minimum Entry Age: 18 Years</li>
<li>Maximum Entry Age: 65 Years</li>
<li>Initial Waiting Period: 30 Days</li>
<li>Sum Insured: Up to INR 10 Lakh</li>
</ul>
ManipalCigna Lifestyle Protection Accident Care offers financial protection against accidents, providing a lump sum payout for acc...
Features Pros Cons Other Benefits Eligibility
Lump sum payout Dependent children cover Loss of income benefit
Accidental death covered Permanent total disability Education fund Emergency ambulance cover
Any PEDs Suicide or an attempt at suicide Intentional self-injury Breach of law
Burns cover Broken bones benefit Temporary total disability
Entry age- Child: 5 - 25 years; Adult: 18 - 80 years Sum Insured: INR 50 000 - 10 Crores Accidental injury/death: Day 1
ManipalCigna's Super Top-Up Plan offers additional health coverage, activating once an existing base policy's sum insured is deple...
Features Pros Cons Other Benefits Eligibility
Boost Your Health Coverage Eligibility Criteria and Features Inclusions & Exclusions
AYUSH treatment Modern treatment cover Organ donor expenses
Maternity cover Global cover No OPD cover Domiciliary care unavailable
In-patient hospitalization Pre & post-hospitalization Daycare procedures cover
Entry age: 18 years to no upper age limit Policy term: 1/2/3 years Initial waiting period: 30 days Sum Insured: 3 to 30 Lakhs
The ManipalCigna Lifetime Health Plan is a comprehensive health insurance offering high sum insured options (Rs. 50 Lakh to Rs. 3 ...
Features Pros Cons Other Benefits Eligibility
Know About the Plan & its Variants Explore the Features & Eligibility Inclusions and Exclusions
Covers treatment costs for HIV/AIDS and STDs Covers mental illness Offers global coverage
Vaccination not covered IVF treatment not covered Air ambulance not covered
Option for deductibles Domestic and international coverage options
Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 3 Crore
ManipalCigna's Critical Care Plan offers financial support and a lump sum payment upon diagnosis of 15 or 30 major critical illnes...
Features Pros Cons Other Benefits Eligibility
CI Cover Eligibility & Features 30 CI Cover
15 or 30 major illnesses Medical second opinion Online wellness program
No daily cash benefit In-patient hospitalization OPD unavailable Daycare procedures
Basic & advanced add-on cover benefits Organ donor expenses
Entry age: 18 to 65 years SI: 1 L to 25 Cr Policy term: 1/2/3 years Waiting period: 90 days
ManipalCigna Sarvah is a health plan targeting India's "missing middle" population with affordable, inclusive coverage against ris...
Features Pros Cons Other Benefits Eligibility
Comprehensive coverage High sum insured Customized benefits
Coverage for major illness Reduced waiting period for pre-existing diseases Unlimited restoration Surplus benefits
Maternity benefit not covered No global coverage Daily hospital cash not covered
Tatkal benefit Comprehensive personal accident cover Gullak and Sarathi benefits
Entry Age: 91 days Maximum Entry Age: No Limit Sum Insured: Up to 3 Crore Waiting Period: 30 days
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