Navi Health vs Universal Sompo Health Insurance 2026 | PolicyX

Overview

Navi General Insurance offers health plans with coverage up to ₹1 crore through a fully paperless, digital process. It provides access to 10,000+ cashless hospitals and a quick, hassle-free claims experience, with settlements in as little as 20.
COMPANY DETAILS ✎ Edit

Navi Health

✎ Edit

Universal Sompo

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Cr

Sum Insured

Up to ₹ 25 Cr
Claim ratio

Claim Ratio

95.13%

Claim Ratio

91.58%
Network hospitals

Network Hospital

10000+

Network Hospital

4000+
Solvency Ratio

Solvency Ratio

4.56

Solvency Ratio

1.97
Pan India Presence

Pan India Presence

400

Pan India Presence

96
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

90.99 Crore

Annual premium (company level)

5,078.45 Crore
Years in operation

Years in operation

2017

Years in operation

2007
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

99.97%

Claims settled within 3 months

61.18%
Recommended Videos
Navi Health Insurance

▶ Navi Health Insurance

Universal Sompo Health Insurance

▶ Universal Sompo Health Insurance

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
We are happy to help.

Universal Sompo Health Insurance

Individual and Family Health Insurance

Complete Healthcare Insurance

The Universal Sompo Complete Healthcare Policy offers comprehensive health insurance for individuals and families, covering hospit...

  • Restoration Benefit
  • Second Medical Opinion
  • 3 Variants
  • E-consultations
  • Second medical opinions
  • Vaccination
  • Daily hospital cash
  • Compassionate travel
  • Maternity benefit
  • Newborn baby cover
  • IVF not covered
  • Global coverage
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures
  • Domiciliary care
  • Minimum: 18 years
  • Maximum: 75 years
  • Sum Insured: ₹1 L - ₹10 L
  • Initial Waiting Period: 30 Days
View plan

Compare with Other Insurers

RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

📞 Call Free