Universal Sompo vs Bajaj General Health Insurance 2026 | PolicyX

Overview

Universal Sompo General Insurance, a JV of Allahabad Bank, Karnataka Bank, Indian Overseas Bank, Dabur and Sompo Japan, offers comprehensive health cover—individual, family, critical illness and COVID-19 plans.
COMPANY DETAILS ✎ Edit

Universal Sompo

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Bajaj General

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 25 Cr

Sum Insured

Up to ₹ 25 Cr
Claim ratio

Claim Ratio

91.58%

Claim Ratio

99.23%
Network hospitals

Network Hospital

4000+

Network Hospital

18400+
Solvency Ratio

Solvency Ratio

1.97

Solvency Ratio

3.25
Pan India Presence

Pan India Presence

96

Pan India Presence

1100
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

5,078.45 Crore

Annual premium (company level)

21,416.80 Crore
Years in operation

Years in operation

2007

Years in operation

2001
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

61.18%

Claims settled within 3 months

95.99
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Universal Sompo Health Insurance

▶ Universal Sompo Health Insurance

Bajaj Health Insurance

▶ Bajaj Health Insurance

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Universal Sompo Health Insurance

Individual and Family Health Insurance

Complete Healthcare Insurance

The Universal Sompo Complete Healthcare Policy offers comprehensive health insurance for individuals and families, covering hospit...

  • Restoration Benefit
  • Second Medical Opinion
  • 3 Variants
  • E-consultations
  • Second medical opinions
  • Vaccination
  • Daily hospital cash
  • Compassionate travel
  • Maternity benefit
  • Newborn baby cover
  • IVF not covered
  • Global coverage
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures
  • Domiciliary care
  • Minimum: 18 years
  • Maximum: 75 years
  • Sum Insured: ₹1 L - ₹10 L
  • Initial Waiting Period: 30 Days
View plan

Bajaj General Health Insurance

Individual and Family Health Insurance

Bajaj General My Health Care Plan

The Bajaj General My Health Care Plan is a highly flexible and customizable health insurance option for individuals and families, ...

  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • High SI options
  • OPD cover
  • Cataract cover
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available
  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • 18 to 65 Years
View plan
Individual and Family Health Insurance

Bajaj General Star Package

The Bajaj Allianz Star Package is a comprehensive family floater plan, extending beyond typical health insurance to offer a unique...

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI
  • 18 to 65 Years
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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