Bajaj General vs Royal Sundaram

Global Personal Guard Policy by Bajaj General is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Intentional self-injury
•  AIDS
•  Miscarriage
• and abortion

• Accidental Hospitalization
• Expenses Air Ambulance Cover
• Loss of Income due to Disability from Accident

• 18 to 70 Years

Bajaj General My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

• Avail Optional Cover
• Maternity Cover
• High SI

• High SI options
• OPD cover
• Cataract cover

• No cover for gender change treatments
• No cover for obesity treatments
• Infertility cover not available

• Avail Optional Cover
• Maternity Cover
• High SI

• 18 to 65 Years

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

• Super Cumulative Bonus
• Co-Pay Available
• 8 Benefit Options

• Super cumulative bonus
• Co-pay available
• 8 benefit options

• Domiciliary hospitalisation not covered
• OPD coverage not available
• Weight management treatments not covered

• Select from 8 plan options
• Hospital Cash Daily Allowance
• Up to INR 1 Crore SI 

• 18 to 65 Years

Bajaj General Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

• OPD Cover
• Senior Citizen Cover
• 4 Plan Variants

• Multiple plan options available
• OPD cover
• Coverage for senior citizens

• ICU charges not covered
• Pre-hospitalisation not covered
• No coverage for post-hospitalisation

• Choose from Plan A/B/C/D
• OPD and hospitalization coverage available
• Multiple discounts are available depending on policy term

• 18 to 75 Years

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

• Comprehensive Coverage
• Cumulative Bonus
• Life Long Renewal

• Comprehensive coverage
• Cumulative bonus
• Lifelong renewal

• Domiciliary not covered
• No coverage for infertility
• Sub-limits applicable

• Individual and family plan
• Flexible premium payment term
• AYUSH cover

• 18 Years to no upper age limit

Bajaj General critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

• Covers 10 critical illnesses
• In-house claim settlement
• Lifelong renewability

• Cover for 10 critical illnesses
• Lifelong renewability
• Affordable premium options

• No cover for childhood defects
• No cover for HIV/AIDS
• Survival period of 30 days

• Long Term Policy Discount
• Major Organ Transplantation
• Hassle free In House claim process

• 18 to 65 Years

Bajaj General Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

• International medical cover
• Daily cash benefit
• Mental health treatment

• Preventive health check-up
• Pre and post-hospitalization cover
• Compassionate visit
• Mental health cover

• Obesity/ weight control
• Change of gender treatments
• COVID-19 not covered
• Hazardous or adventure sports
• Maternity not covered

• Lifelong renewability
• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 3 months
• Max Entry Age - 65 Years
• SI - 37.5 L - 3.75 Cr
• Waiting Period - 30 Days

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

• Vector-borne diseases cover
• Lifetime renewable options
• Affordable premiums

• Dengue Fever
• Malaria
• Filariasis

• Only covers vector-borne diseases
• Hospital admission for less than 24 hours
• Diagnosis and treatment outside India

• Covers the proposer/spouse/dependent children
• Affordable premiums
• Only 15 days waiting period

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 15 Days
• Sum Insured: Up to 75 K

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

• Pre & post-hospitalization cover
• In-house claim settlement
• Ambulance cover

• In-house claim settlement
• Global expertise
• Quick disbursement of claims

• War
• Cost of spectacles
• Rest and rehabliation

• Uterine Artery Embolization and HIFU
• Balloon Sinuplasty
• Deep Brain stimulation
• Oral chemotherapy

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Protection from critical illnesses when you need it the most! Bajaj General women specific critical illness plan protects women against the serious th...

Unique Features

• Critical illness coverage for women
• Loss of job cover
• Children education benefits

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj General Criti Care ...

Unique Features

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• Sexually transmitted diseases
• War injuries
• Self-Inflicted injuries

• Cardiovascular care
• Kidney care
• Cancer care
• Sensory organ care

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Health Care Supreme is a comprehensive health care plan offered by Bajaj General Health Insurance that provides lifetime coverage against the medical ...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long-term policy

• Global coverage not available
• Domiciliary hospitalisation not covered
• No compassionate travel benefits

• 100% of the sum insured will be restored
• Maternity cover
• Lifelong renewability 

• Entry Age: 18 Years to Lifetime
• SI: Up to 50 L

Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

• About Health Guard Variants
• Buying Process ’On a Go’
• Quick Claim Settlement

• Lifelong entry age
• SI upto 1 Crore
• Variants available

• Domiciliary not covered
• E-consultation not available
• No second medical opinion

• 3 variants available
• Comprehensive coverage
• Different family sizes covered

• 18 Years to Lifelong

Bajaj General Health Infinity Plan is a unique health insurance plan. Bajaj General Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

• Comprehensive Health Plan
• Lifetime Renewability
• Quick Claim Process

• Comprehensive coverage
• Lifelong renewal
• Easy and quick claim process

• OPD not covered
• Infertility treatments not covered
• Organ donor coverage not available

• Pre- Hospitalization
• 60 days Coverage for Day Care Procedures
• Pre-existing disease covered after 36 months

• 18 to 65 Years

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

• In-house claim settlement team
• Multiple Sum Insured Options
• Lifelong Renewability

• In-house claim settlement team
• Multiple sum insured options
• Lifelong renewability

• Does not cover self-inflicted injury
• No AIDS cover
• Organ donation not covered

• High sum insured up to INR 25 Lakhs
• Lifetime renewal
•   Annual policy

• 18 to 65 Years

A versatile policy covering every family member. Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

• Life-long Renewability
• Hassle-free Claim Settlement
• Flexible Payment Modes

• Lifelong renewability
• Affordable premiums
• Cover for pre-policy health checkups

• Low SI options
• No cover for dental treatments
• No cover for mental illness

• Pre-policy health check-up coverage
• Daycare procedures covered
• Ambulance cover available

• 18-65 Years

Bajaj General Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj General's P...

Unique Features

• High sum insured
• Death cover
• Disability cover

• High sum insured
• Death cover
• Disability cover

• Hospitalization out of war/riot/strike NA
•  Intentional self-injury

• Affordable premiums
• Complete security

• 18 to 65 Years

Bajaj General Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long term policy

• Organ donor expenses not covered
• Vaccination charges not covered
• Self-inflicted injury not covered

• 2 Plan variants
• Preventive Health Checkups
• Modern Treatments Covered 

• Entry Age: 46 to 80 Years
• SI: Up to 10 L
• Initial Waiting Period: 30 Days

Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. Bajaj General Extra Care Plus is...

Unique Features

• Bajaj General Super Top-Up
• Avail High Sum Insured
• Entry Age Up To 80 Years

• High sum insured
• Entry age up to 80 years
• Cover for family members available

• AIDS not covered
• Self-inflicted injury not covered
• Global coverage not available

• Comprehensive features
• Affordable premiums
• Family cover

• Entry Age: 18 Years
• SI: Up to 50 L
• Initial Waiting Period: 30 Days

Bajaj General Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

• 43 CI cover
• All-stage cancer cover
• Physiotherapy care

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• ICU cover not available
• No pre and post-hospitalisation cover
• No room rent cover

• Early Stage Cancers
• Carotid Artery Surgery
• Removal of one Kidney

• 18 to 65 Years

This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

• Exclusive plan for women
• Covers prophylactic surgeries
• Vita Shield and Cradle Care

• Surrogacy support
• Oocyte donor cover
• Nurture nest

• Waiting period
• Diagnostic tests not included
• Non-medical items

• Prophylactic Surgeries
• Legal Expense Support
• Fetal Flourish

• Entry age - 90 days
• Max entry age - 80 years
• SI - INR 3 L to 2 Cr
• Waiting Period - 30 days

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

• Up to 1 Crore SI
• 4X Mobility Devices Cover
• Health and Wellness Cover

• Re-load of sum insured
• Health check-up
• App-based cabs

• Illegal activities
• Alcoholism
• Self-inflicted harm

• Annual Health Check-up
• Emergency Evacuation
• Second Opinion

• Min Entry Age:18 Years
• Max Entry Age: No limit
• Intiial Waiting Period: 30 Days
• Sum Insured: 1 Crore

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

• Global Coverage Available
• 5 Crore SI
• Education Grant

• Higher sum insured available
• Accidental death cover
• Disability cover

• Illegal activities
• Alcoholism
• Adventure sports

• Worldwide coverage
• Education grant
• Cumulative bonus

• Min entry age: 18 Years
• Max entry age: 70 Years
• Sum Insured: Up to 1.5 Crores

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

• 11X Multiplier Benefit
• 4X Multiplier Benefit
• Emergency Domestic Evacuation

• No claim bonus
• Modern Treatments
• AYUSH Treatment

• Illegal activities
• alcoholism
• obesity and weight management

• Flexi Reload Benefit
• Health and Wellness Benefit
• Ambulance Cover

• Min Entry Age: 18 Years
• Max Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

• Cover for Surrogacy
• Oocyte Donor Cover
• Daycare Procedures

• Covers surrogate mothers
• Covers oocyte donors
• Ambulance cover

• Illegal activites
• adventure sports
• self-harm

• Inpatient hospitalization
• Room rent cover
• Daycare Procedures

• Min entry age: 18 Years; Max entry age: 35 Years
• Sum Insured: Up to 5 L

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

• Emergency domestic evacuation
• Maternity cover benefits
• Health & wellness benefits

• Ambulance Cover
• Re-load of Sum Insured
• Second Opinion for 11 specied Critical iIIness

• Investigation & Evaluation
• Obesity/ Weight Control
• Alcoholism

• Maternity cover
• Health and wellness
• Nutritional allowance

• Min entry age: 18 Years
• Max entry age: No upper limit
• Sum Insured: Up to 50 L
• Initial waiting period: 30 Days

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

• Home care treatment
• Life protect benefits
• 2nd opinion for 22 critical illnesses

• Life protect benefit
• PEDs waiting period reduction
• Modern treatment
• No cost SI restore
• Home care treatment

• Obesity control
• No change-of-gender
• Cosmetic/plastic surgery
• Hazardous/adventure sports
• Breach of law

• AYUSH cover
• Critical illness 2nd opinion
• Daycare treatment
• Organ donor expenses
• In-patient hospitalization

• Child Entry Age - 91 days - 25 years
• Adult Entry Age- 18 - 65 years
• SI - INR 10 - 95 Lakhs
• Waiting Period - 30 days

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

• 11 specified critical illnesses cover
• Worldwide emergency hospitalization
• Maternity & newborn covers

• Cancer of specified severity
• Heart attack
• Kidney failure

• Illegal activites
• Alcoholism
• Obesity

• Emergency domestic evacuation
• Worldwide cover
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 Cr

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

• Plan benefits
• Types of plans offered
• Plan features & buying process

• Domiciliary Hospitalization
• Worldwide Emergency Hospitalization
• International Treatment Abroad

• Illegal Activities
• Adventure Sports
• Alcoholism

• Preventive health care and wellness
• Reload of Sum Insured
• OPD Cover

• Min Entry Age 18 Years
• Max Entry Age No limit
• Initial Waiting Period 30 Days
• Sum Insured Up to 1.5 Cr