Navi General Insurance Limited offers health insurance plans with coverage of up to ₹1 crore through a fully paperless and digital process. The insurer provides access to a wide network of 10,000+ cashless hospitals, ensuring quality medical care across India. It also emphasizes a quick and hassle-free claims experience, with settlements processed in as little as 20 minutes, making the overall insurance journey smooth and convenient for customers.
Galaxy Health Insurance Company Limited is a new standalone health insurer, licensed by IRDAI in March 2024. It is backed by the TVS Group and V. Jagannathan, the founder of Star Health, providing experienced leadership despite being a new company. Focusing solely on health insurance, Galaxy designs plans around medical coverage needs rather than offering multiple insurance types. It may suit buyers open to a new insurer, but it’s important to check its hospital network, claim support, and overall track record before making a decision.