Established in 2016, Digit Insurance focuses on making health insurance simple, transparent, and easy to manage, especially for first-time buyers. Its plans are designed with minimal complexity and quick digital access. With 16,400+ network hospitals, Digit offers wide cashless coverage and flexible plan options. It is best suited for users looking for a digital-first experience with straightforward claims and easy policy management, and was recognised as Asia’s General Insurance Company of the Year in 2019.
Galaxy Health Insurance Company Limited is a new standalone health insurer, licensed by IRDAI in March 2024. It is backed by the TVS Group and V. Jagannathan, the founder of Star Health, which gives it experienced leadership despite being a new company. Since it focuses only on health insurance, Galaxy is building plans around medical coverage needs rather than offering multiple insurance types. It may suit buyers open to a new insurer, but it’s important to check its hospital network, claim support, and overall track record before making a decision.