Established in 2016, Digit Insurance focuses on making health insurance simple, transparent, and easy to manage, especially for first-time buyers. Its plans are designed with minimal complexity and quick digital access. With 16,400+ network hospitals, Digit offers wide cashless coverage and flexible plan options. It is best suited for users looking for a digital-first experience with straightforward claims and easy policy management, and was recognised as Asia’s General Insurance Company of the Year in 2019.
Galaxy Health Insurance Company Limited is a new standalone health insurer, licensed by IRDAI in March 2024. It is backed by the TVS Group and V. Jagannathan, the founder of Star Health, providing experienced leadership despite being a new company. Focusing solely on health insurance, Galaxy designs plans around medical coverage needs rather than offering multiple insurance types. It may suit buyers open to a new insurer, but it’s important to check its hospital network, claim support, and overall track record before making a decision.