Digit Health vs Raheja QBE
  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Digit Health vs Raheja QBE

Digit Health and Raheja QBE both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Digit Health are 16400+ Number Of Network Hospitals whereas Raheja QBE has 5000+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit Digit Health

Digit Health

Edit raheja-qbe

Raheja QBE

Number of health insurance plans and add-ons
Sum insured Up to 100Lakh Up to 100 Lakh
Network hospitals 16400+ 5000+
Claim ratio 96.09% 93.3%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Available Not Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Digit Health Plus Policy Raheja QBE Health QuBE plan

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Digit Health Insurance Plans

Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.

Digit Health Insurance Individual & Family Plans

Comprehensive Plan

Digit Health Insurance

A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.

Unique Benefits

  • No age-based copayment
  • Maternity expenses covered
  • Automatic restoration of SI

Digit Health Insurance (Pros)

  • Cancer Cover
  • First Heart Attack Cover
  • Open Heart Surgery
  • Open Chest CABG
  • Pulmonary hypertension

Digit Health Insurance (Cons)

  • No Unproven Treatments
  • No Suicide Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Health Insurance (Other Benefits)

  • End Stage Lung Failure
  • Kidney Failure
  • Bone Marrow Transplant
  • Brain Tumor Cover
  • Coma Cover

Digit Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard

Digit Arogya Sanjeevani Policy

It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.

Unique Benefits

  • Lifelong Renewability
  • 5% of copayment applicable
  • Plastic Surgery & Dental Treatments

Arogya Sanjeevani Policy (Pros)

  • Cataract Treatment
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • Easy Online Processes
  • Congenital Anomaly Cover

Arogya Sanjeevani Policy (Cons)

  • No Unproven Treatments
  • No Maternity Expenses Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Arogya Sanjeevani Policy (Other Benefits)

  • Deep Brain stimulation
  • Daycare Procedure Cover
  • Death Cover
  • 5% No Claim Bonus
  • Family Floater Policy

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L to 2 Cr
  • Waiting Period - 30 Days

Health Plan

Digit Health Plus Policy

A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.

Unique Benefits

  • Free Health Check-ups
  • 2nd Medical Opinion
  • Psychiatric illness Cover

Health Plus Policy (Pros)

  • Theater Fees Covered
  • Professional Fees Cover
  • Day Care Procedures
  • SI Refill Benefit
  • Newborn Baby Benefit

Health Plus Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Plus Policy (Other Benefits)

  • Accidental Hospitalization
  • Daily Hospital Cash Cover
  • Dental Treatment
  • ICU Room Rent
  • Bariatric Surgery Cover

Health Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Infinity Wallet Plan

A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Infinity Wallet Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Emergency Air Ambulance
  • Pre-Existing Disease

Infinity Wallet Plan (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Infinity Wallet Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Infinity Wallet Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Double Wallet

A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Digit Double Wallet (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Digit Double Wallet (Cons)

  • No Air Ambulance Cover
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Double Wallet (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Digit Double Wallet (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Worldwide Treatment Plan

A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Worldwide Treatment Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Worldwide Treatment Plan (Cons)

  • NocSuicde Cover
  • No Alcohol Ailment Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Worldwide Treatment Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Worldwide Treatment Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Disability And HIV/AIDS Insurance Policy

A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.

Unique Benefits

  • Room Rent Expenses
  • Nursing Home Expenses
  • Plastic surgery

Disability And HIV/AIDS Policy (Pros)

  • Inpatient Care
  • Dental Treatment
  • Day Care Procedures
  • AYUSH Cover
  • Medical Practitioner Expenses

Disability And HIV/AIDS Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Disability And HIV/AIDS Policy (Other Benefits)

  • Emergency Ground Ambulance
  • Cataract Treatment
  • Deep Brain stimulation
  • Oral chemotherapy
  • Robotic surgeries

Disability And HIV/AIDS Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Digit Health Insurance Specialized Plans

Super top-up

Digit Super Top-up Health Insurance

This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.

Unique Benefits

  • No capping on room rent
  • Complimentary health check-ups
  • Bariatric surgery covered

Super Top-up Health Insurance (Pros)

  • Annual Checkup Covered
  • COVID-19 Cover
  • Cover for Senior Citizens
  • Easy Online Processes
  • High Sum Insured

Super Top-up Health Insurance (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Super Top-up Health Insurance (Other Benefits)

  • Wellness Benefit
  • Daycare Procedure Cover
  • No Room Rent Restriction
  • ICU Room Rent
  • Family Floater Policy

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 10 L to 20 L
  • Waiting Period - 30 Days

Personal Accident

Digit Personal Accident Insurance Policy

A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.

Unique Benefits

  • Loss of income covered
  • Total or partial disabilities covered
  • Benefits for children

Personal Accident Policy (Pros)

  • Domiciliary Hospitalization
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • OPD Benefit
  • Burn Cover

Personal Accident Policy (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Personal Accident Policy (Other Benefits)

  • Dental Cover
  • Daycare Procedure Cover
  • Death Cover
  • Second Medical Opinion
  • Funeral Expenses Cover

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L- 2 Cr
  • Waiting Period - 30 Days

Family Plan

Digit Family Health Insurance

A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.

Unique Features

  • Additional Sum Insured
  • No Room Rent Restriction
  • 2X Sum Insured

Family Health Insurance (Pros)

  • Cumulative Bonus
  • Easy Online Processes
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Accidental Hospitalization

Family Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Family Health Insurance (Other Benefits)

  • Maternity Hospitalization
  • New Born Baby Cover
  • Psychiatric Benefit
  • Daily Cash Benefit
  • Organ Donor Benefit

Family Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Individual Plan

Digit Individual Health Insurance

An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.

Unique Features

  • Psychiatric Illness
  • Wellness Benefits
  • SI Wallet Benefit

Individual Health Insurance (Pros)

  • Simple online processes
  • Tax Benefit
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Air Ambulance Cover

Individual Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Individual Health Insurance (Benefits)

  • No Room Rent Capping
  • Health Checkup
  • 50% Cumulative Bonus
  • Daily Cash Benefit
  • Organ Donor Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Senior Citizens

Digit Health Insurance For Senior Citizens

A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.

Unique Features

  • Psychiatric Illness Cover
  • Daycare procedures
  • Organ Donor expenses

Health Insurance For Senior Citizens (Pros)

  • Spouse Cover
  • Grandchildren Cover
  • Wellness Benefit
  • Second Medical Opinion
  • SI Wallet Benefit

Health Insurance For Senior Citizens (Cons)

  • Doctor recommendation needed
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Insurance For Senior Citizens (Other Benefits)

  • Cumulative Bonus
  • Good health discounts
  • City-based discount
  • Emergency Air Ambulance
  • Consumables cover

(Eligibility Criteria)

  • Entry Age - 65 Years
  • Max Entry Age - N/A
  • SI - NA
  • Waiting Period - 30 Days

Mediclaim Policy

Digit Health Group Medical Insurance

A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.

Unique Features

  • COVID 19 Cover
  • No Pre Medical Checkup
  • Mental Wellbeing

Health Group Medical Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Boost Employee Retention
  • Easy Online Processes
  • One Point of Contact

Health Group Medical Insurance (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Group Medical Insurance (Other Benefits)

  • Any Size Group Cover
  • Daily Hospital Cash Benefit
  • Newborn Baby Cover
  • Maternity Cover
  • Easy Claim Process

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Health Plan

Digit Maternity Health Insurance

A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.

Unique Features

  • C-section deliveries Cover
  • Vaccination Cover
  • Hospitalization Cover

Maternity Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Maternity Health Insurance (Cons)

  • No Artificial Life Maintenance
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Maternity Health Insurance (Other Benefits)

  • Cashless Settlement
  • Additional Benefit
  • Newborn Baby Cover
  • Medical Terminations Cover
  • Long Term Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 45K To 1 L
  • Waiting Period - 30 Days

Covid Plan

Digit Corona Rakshak Health Insurance

A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.

Unique Features

  • One-Time Premium Payment
  • Vaccination Cover
  • Home Treatment Cover

Corona Rakshak Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Rakshak Health Insurance (Cons)

  • No Additional Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Rakshak Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • PPE Kit Cover
  • OPD Cover
  • Flexible Payment Options

Corona Rakshak Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 2.5 L
  • Waiting Period - 15 Days

Covid Plan

Digit Corona Kavach Health Insurance

An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.

Unique Features

  • One-Time Premium Payment
  • AYUSH Benefit
  • Flexible Policy Period

Corona Kavach Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • ICU Cover
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Kavach Health Insurance (Cons)

  • No Tax Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Kavach Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • Large Sum Insured
  • Homecare Expenses
  • Daily Hospital Cash Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 5 L
  • Waiting Period - 15 Days

Raheja QBE Health Insurance Plans

To cater to the dynamic healthcare needs of an individual and their family, Raheja QBE comes with several plans.

Raheja QBE Health Insurance Individual & Family Plans

Comprehensive Plan

Raheja QBE Health QuBE plan

A health plan suitable for individuals and families. The given plan offers a sum insured for up to 50L.

Unique Features

  • Avail organ donor benefit
  • 4 variants available
  • Medical checkup covered

Raheja QBE Health QuBE plan (Pros)

  • In-Patient Hospitalization
  • Room Rent Cover
  • ICU Cover
  • Doctor Fee Cover
  • Daily Allowance Benefit

Raheja QBE Health QuBE plan (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Health QuBE plan (Other Benefits)

  • Avail Cashless Treatment
  • Regular Medical Check-Up
  • Organ Donor Benefit
  • Recharge Benefit
  • Domiciliary Hospitalization

Raheja QBE Health QuBE plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age -65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 30 Days

Standard Plan

Raheja QBE Arogya Sanjeevani Policy

The Policy offers hospitalization coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on an individual and on a family floater sum insured basis.

Unique Features

  • Day Care Treatment available
  • AYUSH treatment covered
  • Cumulative bonus up to 50%

Arogya Sanjeevani Policy (Pros)

  • In-Patient Hospitalization
  • Room Rent Cover
  • ICU Cover
  • Doctor Fee Cover
  • Daily Allowance Benefit

Arogya Sanjeevani Policy (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Arogya Sanjeevani Policy (Other Benefits)

  • Avail Cashless Treatment
  • Regular Medical Check-Up
  • Organ Donor Benefit
  • Recharge Benefit
  • Domiciliary Hospitalization

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age -65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 30 Days

Accident Plan

Raheja QBE Individual Personal Accident

Raheja QBE’s Individual Personal Accident Insurance provides you with mitigation against the financial consequences of unforeseeable accidents and mishaps.

Unique Features

  • Ambulance charges covered
  • Covers accidental death
  • Permanent Total disability covered

Individual Personal Accident (Pros)

  • Accidental Death Cover
  • High SI
  • Affordable Premiums
  • Tax Benefits
  • Permanent Partial Disability Cover

Individual Personal Accident (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Individual Personal Accident (Other Benefits)

  • Loss of Sight in Both Eyes
  • Temporary Total Disability
  • Transportation of Mortal Remains
  • Ambulance Cover
  • Loss of Employment Cover

Individual Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age -65 Years
  • SI - 10 L to 17 L
  • Waiting Period - 30 Days

Accident Plan

Raheja QBE Group Personal Accident

Group Personal Accident Insurance policy offers financial compensation to the insured and his family for an injury or death arising out of an accident.

Unique Features

  • Avail compensation benefit
  • Ambulance expense covered
  • 4 cover variants available

Group Personal Accident (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Temporary Disability Cover
  • Tax Benefits
  • Affordable Premiums

Group Personal Accident (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Personal Accident (Other Benefits)

  • Loss of Sight in Both Eyes
  • Temporary Total Disability
  • Transportation of Mortal Remains
  • Ambulance Cover
  • Loss of Employment Cover

Group Personal Accident (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Accident Plan

Raheja QBE Saral Suraksha Bima

Insure yourself and your family against losses incurred due to an accidental injury. It provides cover against the financial losses incurred due to accidental injury.

Unique Features

  • Education Grant available
  • Temporary Disability
  • Death cover available

Saral Suraksha Bima (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Permanent Partial Disability Cover
  • Tax Benefits
  • Affordable Premiums

Saral Suraksha Bima (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Saral Suraksha Bima (Other Benefits)

  • Hospitalization Cover
  • Education Grant
  • High SI
  • 5000+ Hospitals
  • Temporary Total Disablement

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - 5 to 10 L
  • Waiting Period - 30 Days

Raheja QBE Health Insurance Specialized Plans

Top-up Plan

Raheja QBE Super Top Up Plan

A insurance plan for employees and their family members of companies, organizations, customers/members of banks, or housing societies.

Unique Features

  • Organ Donor Cover
  • Maternity Cover
  • Pre and Post Natal Expenses

Raheja QBE Super Top Up Plan (Pros)

  • High SI
  • Affordable Premiums
  • Tax Benefits
  • No Pre-Policy Check-Up
  • Select Deductibles

Raheja QBE Super Top Up Plan (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Super Top Up Plan (Other Benefits)

  • Cover Entire Family
  • Life-Long Renewability
  • AYUSH Treatmentt
  • Day Care Treatments
  • Domiciliary Hospitalization

Raheja QBE Super Top Up Plan (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age -65 Years
  • SI - 2 L - 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Raheja QBE Cancer Insurance

A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.

Unique Features

  • SI available up to 10L
  • Diagnostic investigation covered
  • No exit age feature

Raheja QBE Cancer Insurance (Pros)

  • 1 to 70 years entry age
  • High SI
  • All stages of cancer covered
  • No-claim Bonus
  • 30 Days Grace Period

Raheja QBE Cancer Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Cancer Insurance (Other Benefits)

  • Policy Portability Available
  • Affordable Premiums
  • Migration Facility Available
  • Medical Expenses Cover
  • Lump Sum Amount Paid

Raheja QBE Cancer Insurance (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age -70 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Hospital Cash Plan

Raheja QBE Hospital Daily Cash

The Hospital Daily Cash plan covers many miscellaneous expenses that are not covered under a health plan.

Unique Features

  • Day Care Procedure cash benefit
  • Accidental Hospital Cash
  • International Emergency Benefit

Raheja QBE Hospital Daily Cash (Pros)

  • Accidental Death
  • Spouse Cover
  • Sickness Hospitalisation Cash
  • Convalescence Benefit
  • Dependent Child Cover

Raheja QBE Hospital Daily Cash (Cons)

  • No Pre Existing Disease Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Raheja QBE Hospital Daily Cash (Other Benefits)

  • Parents-in-law Cover
  • ICU Expenses Cover
  • Available For Group
  • 10% Direct Business Discounts
  • Loss OF income Cover

Raheja QBE Hospital Daily Cash (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -75 Years
  • SI -Rs 500 To Rs 5000
  • Waiting Period - 30 Days

Global Plan

Raheja QBE Pravasi Bhartiya Bima Yojana

An insurance policy for individuals who emigrate to foreign countries providing cover against personal accidents, medical emergencies, and more.

Unique Features

  • Death Cover
  • Hospitalization expense covered
  • Medical emergency cover available

Pravasi Bhartiya Bima Yojana (Pros)

  • Cover Across 7 Continents
  • Litigation Expense Covered
  • Spouse Cover
  • Maternity Expense Covered
  • Dependent Child Cover

Pravasi Bhartiya Bima Yojana (Cons)

  • No Pre-Existing Disease Cover
  • Cost Of Spectacles Unavailable
  • Hearing Aid Not Covered
  • War Injuries Not Covered
  • Cosmetic Surgery unavailable

Pravasi Bhartiya Bima Yojana (Other Benefits)

  • Chemotherapy Cover
  • Dialysis Cover
  • Available For Group
  • Cost Of Artificial Limbs
  • Room Rent Cover

Pravasi Bhartiya Bima Yojana (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - NA
  • Waiting Period - 30 Days

COVID-19 Plan

Raheja QBE Corona Kavach Policy

The policy offers hospitalization coverage against COVID-19 from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on an individual and on a family floater sum insured basis.

Unique Features

  • AYUSH treatment available
  • Avail Home Care
  • Hospital daily cash

Corona Kavach Policy (Pros)

  • Emergency Cover
  • Spouse Cover
  • COVID Hospitalisation Cover
  • ICU Cover
  • Dependent Child Cover

Corona Kavach Policy (Cons)

  • No Breach Of Law Cover
  • Daycare Treatment Unavailable
  • No Unproven Treatments Cover
  • OPD not covered
  • No Global Coverage

Corona Kavach Policy (Other Benefits)

  • Parents-in-law Cover
  • Pre Hospitalization
  • Post Hospitalization
  • Inpatient Hospitalization Cover
  • Flexible Policy Duration

Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand To Rs 5 L
  • Waiting Period - 15 Days

Corporate Plan

Group Corona Kavach Policy

The policy covers inpatient hospitalization due to Coronavirus disease and offers coverage from ₹ 50,000 to ₹ 5 Lakhs.

Unique Features

  • AYUSH treatment covered
  • Home care available
  • Flexible Policy Period

Group Corona Kavach Policy (Pros)

  • Hospital Daily Cash Cover
  • Spouse Cover
  • COVID Hospitalisation Cover
  • ICU Cover
  • Dependent Child Cover

Group Corona Kavach Policy (Cons)

  • No Alcoholism Cover
  • Dietary Supplements Unavailable
  • No Unproven Treatments Cover
  • No War Injuries Cover
  • No Global Coverage

Group Corona Kavach Policy (Other Benefits)

  • Parents-in-law Cover
  • Room Rent Cover
  • Surgical Procedure Cover
  • Inpatient Hospitalization Cover
  • Medical Advice Covere

Group Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand To Rs 5 L
  • Waiting Period - 15 Days

Corporate Plan

Raheja QBE Group Health Insurance

Raheja QBE Group Health Insurance Policy offers coverage from ₹ 25,000 to ₹ 1 Crore. Self, spouse, children, and parents can be covered under this policy.

Unique Features

  • Day care treatment
  • Domiciliary treatment
  • Maternity Cover available

Group Health Insurance (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Temporary Disability Cover
  • Tax Benefits
  • Affordable Premiums

Group Health Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Health Insurance (Other Benefits)

  • Loss of Sight in Both Eyes
  • Temporary Total Disability
  • Transportation of Mortal Remains
  • Ambulance Cover
  • Loss of Employment Cover

Group Health Insurance (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Corporate Plan

Raheja QBE Group Premier Personal Accident Policy

Insure your employees, students, teachers, or members and their families under one policy against losses incurred due to an accidental injury.

Unique Features

  • Dependent child education benefit
  • Burn injuries covered
  • Accidental death covered

Group Premier Personal Accident Policy (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Temporary Disability Cover
  • Tax Benefits
  • Affordable Premiums

Group Premier Personal Accident Policy (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Premier Personal Accident Policy (Other Benefits)

  • In-Patient Expenses
  • Burns Cover
  • Broken Bones Cover
  • Mortal Remains Cover
  • Ambulance Cover

Group Premier Personal Accident Policy (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Loan Plan

Raheja QBE Group Loan Insurance

The plan offers cover against loans like Personal Loan, Housing Loan, Auto Loan, Gold Loan, Business Loan, Merchandise Loan, and Consumer Durable Loans.

Unique Features

  • Critical Illness covered
  • Child education benefit available
  • Hospital cash benefit

Raheja QBE Group Loan Insurance (Pros)

  • Accidental Death Cover
  • Permanent Total Disability Cover
  • Permanent Partial Disability Cover
  • Tax Benefits
  • Affordable Premiums

Raheja QBE Group Loan Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Group Loan Insurance (Other Benefits)

  • Utility Bill Cover
  • Hospital Daily Cash
  • Involuntary Loss of Job
  • 5000+ Hospitals
  • Efficient Claim Settlement

Raheja QBE Group Loan Insurance (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Super Topup

Raheja Group Health Super Top-Up

The plan covers the hospital bills up to the limit specified in your super top-up plan over and above the selected deductible amount.

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Financial Security

Group Health Super Top-Up (Pros)

  • Hospitalization Expenses Covered
  • Day Care Treatment
  • Domiciliary Treatment
  • 5000+ Network Hospitals
  • Advance Treatment

Group Health Super Top-Up (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Group Health Super Top-Up (Other Benefits)

  • AYUSH Benefit
  • Organ Donor Cover
  • Maternity Cover
  • New Born Baby Cover
  • Pre and Post Natal Cover

Group Health Super Top-Up (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - N/A
  • Waiting Period - 30 Days

Health Plan

Raheja Health Bharosa

The plan is specifically designed for individuals with Physical & Mental Disability challenges and HIV/ AIDS infection and reduces financial burden for the insured individual.

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Efficient Claim Settlement

Raheja Health Bharosa (Pros)

  • Hospitalization Expenses Covered
  • AYUSH Cover
  • Cataract Cover
  • Modern Treatment Cover
  • Road Ambulance Cover

Raheja Health Bharosa (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja Health Bharosa (Other Benefits)

  • Low vision
  • Hearing Impairment
  • Speech Disability
  • Mental Illness
  • Sickle Cell Disease

Raheja Health Bharosa (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 & 5 L
  • Waiting Period - 30 Days

Health Plan

Raheja Wage Compensation Policy

The plan is specifically designed to provide individuals with the ease of daily cash benefits to the insured and to their aid.

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Optional Cover Benefit

Wage Compensation Policy(Pros)

  • Accidental Death Benefit
  • Day Care Procedure Cash
  • Double Benefit
  • Sickness Hospital Cash
  • 8 Plan Variants

Wage Compensation Policy(Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Wage Compensation Policy(Other Benefits)

  • Loss Of Income
  • International Emergency Benefit
  • Time Deductible
  • Waiting Period Waiver
  • Maternity Hospitalization Cash

Wage Compensation Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 200 to 2,500 INR
  • Waiting Period - 30 Days

Quick and Free Quick Comparison with Other Insurers

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.