Digit Health vs ZUNO Health
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Digit Health vs ZUNO Health

Digit Health and ZUNO Health both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Digit Health are 16400+ Number Of Network Hospitals whereas ZUNO Health has 10000+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit Digit Health

Digit Health

Edit zuno-health

ZUNO Health

Number of health insurance plans and add-ons
Sum insured Up to 100Lakh Up to 100 Lakh
Network hospitals 16400+ 10000+
Claim ratio 96.09% 97.26%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Available Not Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Digit Health Plus Policy Zuno Health Top Up

Health Insurance Companies

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Digit Health Insurance Plans

Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.

Digit Health Insurance Individual & Family Plans

Comprehensive Plan

Digit Health Insurance

A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.

Unique Benefits

  • No age-based copayment
  • Maternity expenses covered
  • Automatic restoration of SI

Digit Health Insurance (Pros)

  • Cancer Cover
  • First Heart Attack Cover
  • Open Heart Surgery
  • Open Chest CABG
  • Pulmonary hypertension

Digit Health Insurance (Cons)

  • No Unproven Treatments
  • No Suicide Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Health Insurance (Other Benefits)

  • End Stage Lung Failure
  • Kidney Failure
  • Bone Marrow Transplant
  • Brain Tumor Cover
  • Coma Cover

Digit Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard

Digit Arogya Sanjeevani Policy

It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.

Unique Benefits

  • Lifelong Renewability
  • 5% of copayment applicable
  • Plastic Surgery & Dental Treatments

Arogya Sanjeevani Policy (Pros)

  • Cataract Treatment
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • Easy Online Processes
  • Congenital Anomaly Cover

Arogya Sanjeevani Policy (Cons)

  • No Unproven Treatments
  • No Maternity Expenses Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Arogya Sanjeevani Policy (Other Benefits)

  • Deep Brain stimulation
  • Daycare Procedure Cover
  • Death Cover
  • 5% No Claim Bonus
  • Family Floater Policy

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L to 2 Cr
  • Waiting Period - 30 Days

Health Plan

Digit Health Plus Policy

A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.

Unique Benefits

  • Free Health Check-ups
  • 2nd Medical Opinion
  • Psychiatric illness Cover

Health Plus Policy (Pros)

  • Theater Fees Covered
  • Professional Fees Cover
  • Day Care Procedures
  • SI Refill Benefit
  • Newborn Baby Benefit

Health Plus Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Plus Policy (Other Benefits)

  • Accidental Hospitalization
  • Daily Hospital Cash Cover
  • Dental Treatment
  • ICU Room Rent
  • Bariatric Surgery Cover

Health Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Infinity Wallet Plan

A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Infinity Wallet Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Emergency Air Ambulance
  • Pre-Existing Disease

Infinity Wallet Plan (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Infinity Wallet Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Infinity Wallet Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Double Wallet

A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Digit Double Wallet (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Digit Double Wallet (Cons)

  • No Air Ambulance Cover
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Double Wallet (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Digit Double Wallet (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Worldwide Treatment Plan

A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Worldwide Treatment Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Worldwide Treatment Plan (Cons)

  • NocSuicde Cover
  • No Alcohol Ailment Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Worldwide Treatment Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Worldwide Treatment Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Disability And HIV/AIDS Insurance Policy

A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.

Unique Benefits

  • Room Rent Expenses
  • Nursing Home Expenses
  • Plastic surgery

Disability And HIV/AIDS Policy (Pros)

  • Inpatient Care
  • Dental Treatment
  • Day Care Procedures
  • AYUSH Cover
  • Medical Practitioner Expenses

Disability And HIV/AIDS Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Disability And HIV/AIDS Policy (Other Benefits)

  • Emergency Ground Ambulance
  • Cataract Treatment
  • Deep Brain stimulation
  • Oral chemotherapy
  • Robotic surgeries

Disability And HIV/AIDS Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Digit Health Insurance Specialized Plans

Super top-up

Digit Super Top-up Health Insurance

This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.

Unique Benefits

  • No capping on room rent
  • Complimentary health check-ups
  • Bariatric surgery covered

Super Top-up Health Insurance (Pros)

  • Annual Checkup Covered
  • COVID-19 Cover
  • Cover for Senior Citizens
  • Easy Online Processes
  • High Sum Insured

Super Top-up Health Insurance (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Super Top-up Health Insurance (Other Benefits)

  • Wellness Benefit
  • Daycare Procedure Cover
  • No Room Rent Restriction
  • ICU Room Rent
  • Family Floater Policy

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 10 L to 20 L
  • Waiting Period - 30 Days

Personal Accident

Digit Personal Accident Insurance Policy

A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.

Unique Benefits

  • Loss of income covered
  • Total or partial disabilities covered
  • Benefits for children

Personal Accident Policy (Pros)

  • Domiciliary Hospitalization
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • OPD Benefit
  • Burn Cover

Personal Accident Policy (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Personal Accident Policy (Other Benefits)

  • Dental Cover
  • Daycare Procedure Cover
  • Death Cover
  • Second Medical Opinion
  • Funeral Expenses Cover

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L- 2 Cr
  • Waiting Period - 30 Days

Family Plan

Digit Family Health Insurance

A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.

Unique Features

  • Additional Sum Insured
  • No Room Rent Restriction
  • 2X Sum Insured

Family Health Insurance (Pros)

  • Cumulative Bonus
  • Easy Online Processes
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Accidental Hospitalization

Family Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Family Health Insurance (Other Benefits)

  • Maternity Hospitalization
  • New Born Baby Cover
  • Psychiatric Benefit
  • Daily Cash Benefit
  • Organ Donor Benefit

Family Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Individual Plan

Digit Individual Health Insurance

An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.

Unique Features

  • Psychiatric Illness
  • Wellness Benefits
  • SI Wallet Benefit

Individual Health Insurance (Pros)

  • Simple online processes
  • Tax Benefit
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Air Ambulance Cover

Individual Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Individual Health Insurance (Benefits)

  • No Room Rent Capping
  • Health Checkup
  • 50% Cumulative Bonus
  • Daily Cash Benefit
  • Organ Donor Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Senior Citizens

Digit Health Insurance For Senior Citizens

A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.

Unique Features

  • Psychiatric Illness Cover
  • Daycare procedures
  • Organ Donor expenses

Health Insurance For Senior Citizens (Pros)

  • Spouse Cover
  • Grandchildren Cover
  • Wellness Benefit
  • Second Medical Opinion
  • SI Wallet Benefit

Health Insurance For Senior Citizens (Cons)

  • Doctor recommendation needed
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Insurance For Senior Citizens (Other Benefits)

  • Cumulative Bonus
  • Good health discounts
  • City-based discount
  • Emergency Air Ambulance
  • Consumables cover

(Eligibility Criteria)

  • Entry Age - 65 Years
  • Max Entry Age - N/A
  • SI - NA
  • Waiting Period - 30 Days

Mediclaim Policy

Digit Health Group Medical Insurance

A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.

Unique Features

  • COVID 19 Cover
  • No Pre Medical Checkup
  • Mental Wellbeing

Health Group Medical Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Boost Employee Retention
  • Easy Online Processes
  • One Point of Contact

Health Group Medical Insurance (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Group Medical Insurance (Other Benefits)

  • Any Size Group Cover
  • Daily Hospital Cash Benefit
  • Newborn Baby Cover
  • Maternity Cover
  • Easy Claim Process

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Health Plan

Digit Maternity Health Insurance

A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.

Unique Features

  • C-section deliveries Cover
  • Vaccination Cover
  • Hospitalization Cover

Maternity Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Maternity Health Insurance (Cons)

  • No Artificial Life Maintenance
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Maternity Health Insurance (Other Benefits)

  • Cashless Settlement
  • Additional Benefit
  • Newborn Baby Cover
  • Medical Terminations Cover
  • Long Term Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 45K To 1 L
  • Waiting Period - 30 Days

Covid Plan

Digit Corona Rakshak Health Insurance

A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.

Unique Features

  • One-Time Premium Payment
  • Vaccination Cover
  • Home Treatment Cover

Corona Rakshak Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Rakshak Health Insurance (Cons)

  • No Additional Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Rakshak Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • PPE Kit Cover
  • OPD Cover
  • Flexible Payment Options

Corona Rakshak Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 2.5 L
  • Waiting Period - 15 Days

Covid Plan

Digit Corona Kavach Health Insurance

An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.

Unique Features

  • One-Time Premium Payment
  • AYUSH Benefit
  • Flexible Policy Period

Corona Kavach Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • ICU Cover
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Kavach Health Insurance (Cons)

  • No Tax Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Kavach Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • Large Sum Insured
  • Homecare Expenses
  • Daily Hospital Cash Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 5 L
  • Waiting Period - 15 Days

ZUNO General Insurance Plans

Top Up Plan

Zuno Health Top Up

A top-up health plan that offers coverage when your base sum insured is exhausted. The plan comes with a wide coverage of up to Rs. 5 Crores.

Unique Features

  • Riders for additional coverage
  • Discounts available
  • Day care treatment covered

Zuno Health Top Up(Pros)

  • Hospital Cash Covered
  • Reduction of Waiting Period
  • SI for Critical Illness
  • Ayush Treatments Covered
  • Dental OPD Covered

Zuno Health Top Up(Cons)

  • Cataract Treatment Covered
  • No Kidney Stone Treatment Cover
  • Obesity Treatment Unavailable
  • Cosmetic Surgery Unavailable
  • No Hernia Treatment

Zuno Health Top Up(Other Benefits)

  • 30% Family Discount
  • Family Members Covered
  • AYUSH Treatment Covered
  • Newborn Covered
  • Domiciliary Hospitalization Covered

Zuno Health Top Up(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 20 L to 5 Cr
  • Waiting Period - 30 Days

Health Plan

Zuno Health Insurance

The plan offers 3 plan variants which offers an additional Health benefit, and after the first claim-free year, the company will offer cover for free the second year.

Unique Features

  • Newborn Cover
  • 50% No Claim Bonus
  • 5000+ Network Hospitals

Zuno Health Insurance(Pros)

  • Inpatient Treatment Cover
  • Daycare Treatment Cover
  • AYUSH Treatment Expenses
  • Maternity Benefits
  • Ambulance Chares Covered

Zuno Health Insurance(Cons)

  • No Kidney Stone Treatment
  • 20% Copay
  • Joint Replacement not covered
  • Hernia Treatment not covered
  • Cataract Treatment Unavailable

Zuno Health Insurance(Other Benefits)

  • Annual Health Checkup
  • Restore and Recharge
  • Critical Illness Covered
  • Compassionate Visit Covered
  • Second Medical Opinion

Zuno Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Health Plan

Zuno Arogya Sanjeevani Policy

It is a 1-year medical insurance plan that covers hospitalization expenses for illness or accident and offers flexible premium payment options.

Unique Features

  • Robotic surgeries Covered
  • Oral chemotherapy
  • Deep Brain stimulation Covered

Arogya Sanjeevani Policy(Pros)

  • Stem Cell Therapy Covered
  • Pre-Hospitalisation Expenses
  • Post-Hospitalisation Expenses
  • Cataract Treatments
  • Pre-Existing Diseases

Arogya Sanjeevani Policy(Cons)

  • No Kidney Stone Treatment
  • 5 % Co-Pay
  • Obesity Treatment Unavailable
  • Plastic Surgery Unavailable
  • Type2 Diabetes Unavailable

Arogya Sanjeevani Policy(Other Benefits)

  • 5% Family Discount
  • 8 Family Members Added
  • AYUSH Treatment Covered
  • 50% Cumulative Bonus
  • Cataract Treatment Covered

Arogya Sanjeevani Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 1 L to 5L
  • Waiting Period - 30 Days

Health Plan

Zuno Saral Suraksha Bima

The plan provides coverage for any injury that is caused due to an accident. The nominee will get 100% of the SI in case of accidental death.

Unique Features

  • 100% of SI Accidental Death
  • Dependent Child Cover
  • Deep Brain stimulation Covered

Saral Suraksha Bima(Pros)

  • Accidental Death Covered
  • Permanent Partial Disablement
  • Permanent Total Disablement
  • Temporary Total Disability
  • Education Grant Covered

Saral Suraksha Bima(Cons)

  • No online Renewal
  • Can’t Buy Policy Online
  • No Unavailable
  • Plastic Surgery Unavailable
  • Type2 Diabetes Unavailable

Saral Suraksha Bima(Other Benefits)

  • 5% Family Discount
  • 8 Family Members Added
  • AYUSH Treatment Covered
  • 50% Cumulative Bonus
  • Cataract Treatment Covered

Saral Suraksha Bima(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -70 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Covid Plan

Zuno Covid Healthcare Insurance

It is a comprehensive policy that provides coverage for COVID-19 and the plan also offers flexibility in the policy period and also pays for the cost of the PPE Kit.

Unique Features

  • Spouse Covered
  • Dependent Child Covered
  • Hassle- Free Claims Process

Covid Healthcare Insurance(Pros)

  • In-Laws Covered
  • 15% Family Discount
  • AYUSH Treatment Covered
  • Home care Covered
  • Hospital Cash Covered

Covid Healthcare Insurance(Cons)

  • No Online Renewal
  • War Injuries Not Covered
  • Obesity Treatment Unavailable
  • Plastic Surgery Unavailable
  • Diabetes Cover Unavailable

Covid Healthcare Insurance(Other Benefits)

  • 5% Family Discount
  • Pre-hospitalization
  • Post-hospitalization
  • No Pre Medical Checkup
  • 24*7 Assistance

Covid Healthcare Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 50 Thousand to 5L
  • Waiting Period - 15 Days

Health Plan

Zuno Empower Health Insurance

It is an all-inclusive policy that offers coverage for disability such as locomotor disability and many other sexually transmitted diseases.

Unique Features

  • Mental illness Covered
  • HIV/AIDS Covered
  • Acid Attack Covered

Empower Health Insurance(Pros)

  • Cataract Treatment Covered
  • Pre-Hospitalisation Expenses
  • Post-Hospitalisation Expenses
  • Cataract Treatments
  • Pre-Existing Diseases

Empower Health Insurance(Cons)

  • No Gender Change Treatment
  • Hardarzous Sports Not Covered
  • Obesity Treatment Unavailable
  • Cosmetic Surgery Unavailable
  • Respite Care Unavailable

Empower Health Insurance(Other Benefits)

  • Blindness Cover
  • Hospitalization Cover
  • AYUSH Treatment Covered
  • Modern Treatment Cover
  • Cataract Treatment Covered

Empower Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 4 L to 5L
  • Waiting Period - 30 Days

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.