ICICI Lombard vs ZUNO Health
  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Select Insurer

ICICI Lombard vs ZUNO Health

ICICI Lombard and ZUNO Health both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of ICICI Lombard are 7500+ Number Of Network Hospitals whereas ZUNO Health has 10000+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit ICICI Lombard

ICICI Lombard

 Edit zuno-health

ZUNO Health
Number of health insurance plans and add-ons
Sum insured Up to 50Lakh Up to 100 Lakh
Network hospitals 7500+ 10000+
Claim ratio 97.07% 97.26%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Not Available Not Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Icici Lombard Health Advantedge, Icici Lombard Golden Shield Zuno Health Top Up

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

ICICI Lombard Health Insurance Plans

ICICI Lombard offers various health plans that provide financial protection to you and your loved ones. These plans aim to fulfill your healthcare requirements at the time of a medical emergency. The company offers plans for individuals, families and even offers coverage against COVID-19.

ICICI Lombard Health Insurance Individual & Family Plans

Family Health Insurance

ICICI Lombard Complete Health Insurance

A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)

Unique Features

  • Available in 4 different variants
  • 100% Automatic Restoration of SI
  • Riders for enhanced coverage

Standard Health Insurance

ICICI Arogya Sanjeevani Policy

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

  • Cumulative Bonus
  • Cataract treatment covered
  • Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

  • Intensive Cardiac Care Charges
  • Ambulance charges up to 2000
  • Cataract treatment
  • In-patient hospitalization
  • Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

  • No Eyesight correction expenses
  • Fertility expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered
  • No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

  • Floater benefit
  • Pre-existing diseases after 4 yrs
  • In-patient AYUSH treatment
  • Daycare procedures
  • Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Maximum Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

ICICI Lombard Health Insurance Specialized Plans

Top-up

Health Booster(Top UP Plan)

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

  • Wellness Programs
  • Critical Illnesses Covered
  • Lifetime Renewability available

Health Booster (Pros)

  • No Check-up up to 10 Lakh
  • Discount of up to 12.5%
  • Cashless treatment Hospitals
  • Reimbursement within 14 days
  • Deductible options (3/4/5 lakhs)

Health Booster (Cons)

  • No international Coverage
  • No Alcohol or drug abuse
  • No Refractive error correction
  • Dental treatment not covered
  • No hearing impairment correction

Health Booster (Other Benefits)

  • Hospital Daily Cash
  • Convalescence Benefit
  • Personal Accident Cover
  • Repatriation of Remains
  • (TTD) Rehabilitation Cover

Health Booster (Eligibility Criteria)

  • Entry Age - 18 Years
  • No Upper Age Limit
  • SI - 5 L to 50 L
  • Waiting Period - 30 Days

Personal Accident

Personal Protect Plan

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

  • Permanent Disability Covered
  • No pre-medical required
  • Worldwide coverage

Personal Protect Plan (Pros)

  • All Disablement Covered
  • Accidental Hospital Allowance
  • Rail accidents covered
  • Natural Peril Injury CFovered
  • No health check-up required

Personal Protect Plan (Cons)

  • Change of Gender Treatments
  • Cosmetic or Plastic Surgery
  • Dental treatment not covered
  • Maternity expenses not covered
  • No Global Coverge

Personal Protect Plan (Other Benefits)

  • No Injuries in terrorism covered
  • Hospital Daily Allowance Benefit
  • Accidental Hospital Allowance
  • Funeral Expenses covered
  • Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

  • Flexible Sum Insured
  • Home-care treatment covered
  • Treatment for comorbid

Corona Kavach Plan (Pros)

  • Covid Hospitalization charges
  • Home Care Treatment Expenses
  • AYUSH Treatment Covered
  • Hospital Daily Cash
  • Flexible Policy Period

Corona Kavach Plan (Cons)

  • Dietary supplements expenses
  • Unproven Treatments expenses
  • Respite care not covered
  • Investigation Expenses
  • Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

  • Inpatient hospitalization
  • Family Floater Benefit
  • In-patient treatment
  • Home care treatment
  • Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

ZUNO General Insurance Plans

Top Up Plan

Zuno Health Top Up

A top-up health plan that offers coverage when your base sum insured is exhausted. The plan comes with a wide coverage of up to Rs. 5 Crores.

Unique Features

  • Riders for additional coverage
  • Discounts available
  • Day care treatment covered

Zuno Health Top Up(Pros)

  • Hospital Cash Covered
  • Reduction of Waiting Period
  • SI for Critical Illness
  • Ayush Treatments Covered
  • Dental OPD Covered

Zuno Health Top Up(Cons)

  • Cataract Treatment Covered
  • No Kidney Stone Treatment Cover
  • Obesity Treatment Unavailable
  • Cosmetic Surgery Unavailable
  • No Hernia Treatment

Zuno Health Top Up(Other Benefits)

  • 30% Family Discount
  • Family Members Covered
  • AYUSH Treatment Covered
  • Newborn Covered
  • Domiciliary Hospitalization Covered

Zuno Health Top Up(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 20 L to 5 Cr
  • Waiting Period - 30 Days

Health Plan

Zuno Health Insurance

The plan offers 3 plan variants which offers an additional Health benefit, and after the first claim-free year, the company will offer cover for free the second year.

Unique Features

  • Newborn Cover
  • 50% No Claim Bonus
  • 5000+ Network Hospitals

Zuno Health Insurance(Pros)

  • Inpatient Treatment Cover
  • Daycare Treatment Cover
  • AYUSH Treatment Expenses
  • Maternity Benefits
  • Ambulance Chares Covered

Zuno Health Insurance(Cons)

  • No Kidney Stone Treatment
  • 20% Copay
  • Joint Replacement not covered
  • Hernia Treatment not covered
  • Cataract Treatment Unavailable

Zuno Health Insurance(Other Benefits)

  • Annual Health Checkup
  • Restore and Recharge
  • Critical Illness Covered
  • Compassionate Visit Covered
  • Second Medical Opinion

Zuno Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Health Plan

Zuno Arogya Sanjeevani Policy

It is a 1-year medical insurance plan that covers hospitalization expenses for illness or accident and offers flexible premium payment options.

Unique Features

  • Robotic surgeries Covered
  • Oral chemotherapy
  • Deep Brain stimulation Covered

Arogya Sanjeevani Policy(Pros)

  • Stem Cell Therapy Covered
  • Pre-Hospitalisation Expenses
  • Post-Hospitalisation Expenses
  • Cataract Treatments
  • Pre-Existing Diseases

Arogya Sanjeevani Policy(Cons)

  • No Kidney Stone Treatment
  • 5 % Co-Pay
  • Obesity Treatment Unavailable
  • Plastic Surgery Unavailable
  • Type2 Diabetes Unavailable

Arogya Sanjeevani Policy(Other Benefits)

  • 5% Family Discount
  • 8 Family Members Added
  • AYUSH Treatment Covered
  • 50% Cumulative Bonus
  • Cataract Treatment Covered

Arogya Sanjeevani Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 1 L to 5L
  • Waiting Period - 30 Days

Health Plan

Zuno Saral Suraksha Bima

The plan provides coverage for any injury that is caused due to an accident. The nominee will get 100% of the SI in case of accidental death.

Unique Features

  • 100% of SI Accidental Death
  • Dependent Child Cover
  • Deep Brain stimulation Covered

Saral Suraksha Bima(Pros)

  • Accidental Death Covered
  • Permanent Partial Disablement
  • Permanent Total Disablement
  • Temporary Total Disability
  • Education Grant Covered

Saral Suraksha Bima(Cons)

  • No online Renewal
  • Can’t Buy Policy Online
  • No Unavailable
  • Plastic Surgery Unavailable
  • Type2 Diabetes Unavailable

Saral Suraksha Bima(Other Benefits)

  • 5% Family Discount
  • 8 Family Members Added
  • AYUSH Treatment Covered
  • 50% Cumulative Bonus
  • Cataract Treatment Covered

Saral Suraksha Bima(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -70 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Covid Plan

Zuno Covid Healthcare Insurance

It is a comprehensive policy that provides coverage for COVID-19 and the plan also offers flexibility in the policy period and also pays for the cost of the PPE Kit.

Unique Features

  • Spouse Covered
  • Dependent Child Covered
  • Hassle- Free Claims Process

Covid Healthcare Insurance(Pros)

  • In-Laws Covered
  • 15% Family Discount
  • AYUSH Treatment Covered
  • Home care Covered
  • Hospital Cash Covered

Covid Healthcare Insurance(Cons)

  • No Online Renewal
  • War Injuries Not Covered
  • Obesity Treatment Unavailable
  • Plastic Surgery Unavailable
  • Diabetes Cover Unavailable

Covid Healthcare Insurance(Other Benefits)

  • 5% Family Discount
  • Pre-hospitalization
  • Post-hospitalization
  • No Pre Medical Checkup
  • 24*7 Assistance

Covid Healthcare Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 50 Thousand to 5L
  • Waiting Period - 15 Days

Health Plan

Zuno Empower Health Insurance

It is an all-inclusive policy that offers coverage for disability such as locomotor disability and many other sexually transmitted diseases.

Unique Features

  • Mental illness Covered
  • HIV/AIDS Covered
  • Acid Attack Covered

Empower Health Insurance(Pros)

  • Cataract Treatment Covered
  • Pre-Hospitalisation Expenses
  • Post-Hospitalisation Expenses
  • Cataract Treatments
  • Pre-Existing Diseases

Empower Health Insurance(Cons)

  • No Gender Change Treatment
  • Hardarzous Sports Not Covered
  • Obesity Treatment Unavailable
  • Cosmetic Surgery Unavailable
  • Respite Care Unavailable

Empower Health Insurance(Other Benefits)

  • Blindness Cover
  • Hospitalization Cover
  • AYUSH Treatment Covered
  • Modern Treatment Cover
  • Cataract Treatment Covered

Empower Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 4 L to 5L
  • Waiting Period - 30 Days

Quick and Free Quick Comparison with Other Insurers

ICICI Lombard vs Star Health
ICICI Lombard vs Care Health
ICICI Lombard vs Aditya Birla
ICICI Lombard vs HDFC ERGO
ICICI Lombard vs Niva Bupa
ICICI Lombard vs Tata AIG
ICICI Lombard vs Bajaj Allianz
ICICI Lombard vs SBI General
ICICI Lombard vs Royal Sundaram
ICICI Lombard vs Reliance Health
ICICI Lombard vs IFFCO Tokio
ICICI Lombard vs Future General
ICICI Lombard vs National Health
ICICI Lombard vs New India
ICICI Lombard vs ACKO Health
ICICI Lombard vs Digit Health
ICICI Lombard vs ZUNO Health
ICICI Lombard vs Universal Sompo
ICICI Lombard vs Liberty Health
ICICI Lombard vs Kotak Mahindra
ICICI Lombard vs Magma Health
ICICI Lombard vs Cholamandalam MS
ICICI Lombard vs Oriental Health
ICICI Lombard vs Raheja QBE
ICICI Lombard vs United India
ICICI Lombard vs ManipalCigna Health
ZUNO Health vs Star Health
ZUNO Health vs Care Health
ZUNO Health vs Aditya Birla
ZUNO Health vs HDFC ERGO
ZUNO Health vs Niva Bupa
ZUNO Health vs ICICI Lombard
ZUNO Health vs Tata AIG
ZUNO Health vs Bajaj Allianz
ZUNO Health vs SBI General
ZUNO Health vs Royal Sundaram
ZUNO Health vs Reliance Health
ZUNO Health vs IFFCO Tokio
ZUNO Health vs Future General
ZUNO Health vs National Health
ZUNO Health vs New India
ZUNO Health vs ACKO Health
ZUNO Health vs Digit Health
ZUNO Health vs Universal Sompo
ZUNO Health vs Liberty Health
ZUNO Health vs Kotak Mahindra
ZUNO Health vs Magma Health
ZUNO Health vs Cholamandalam MS
ZUNO Health vs Oriental Health
ZUNO Health vs Raheja QBE
ZUNO Health vs United India
ZUNO Health vs ManipalCigna Health
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

You May Also Know About

Health Insurance India Best Health Insurance Companies Best Health Insurance Plans Best Family Health Plans Critical Illness Insurance