ICICI Lombard Health Insurance Plans
ICICI Lombard offers various health plans that provide financial protection to you and your loved ones. These plans aim to fulfill your healthcare requirements at the time of a medical emergency. The company offers plans for individuals,
families and even offers coverage against COVID-19.
ICICI Lombard Health Insurance Individual & Family Plans
Family Health Insurance
A comprehensive health insurance plan that covers you & your family's healthcare needs with a wide range of SI (2 Lakhs to 50 Lakhs)
Unique Features
- Available in 4 different variants
- 100% Automatic Restoration of SI
- Riders for enhanced coverage
Standard Health Insurance
A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.
Unique Features
- Cumulative Bonus
- Cataract treatment covered
- Modern Procedures covered
Arogya Sanjeevani Policy (Pros)
- Intensive Cardiac Care Charges
- Ambulance charges up to 2000
- Cataract treatment
- In-patient hospitalization
- Uterine Artery Embolization
Arogya Sanjeevani Policy (Cons)
- No Eyesight correction expenses
- Fertility expenses not covered
- Nursing at home not covered
- OPD expenses not covered
- No Non-allopathic Treatment
Arogya Sanjeevani Policy (Other Benefits)
- Floater benefit
- Pre-existing diseases after 4 yrs
- In-patient AYUSH treatment
- Daycare procedures
- Pre and post-hospitalisation
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Maximum Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
ICICI Lombard Health Insurance Specialized Plans
Top-up
A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.
Unique Features
- Wellness Programs
- Critical Illnesses Covered
- Lifetime Renewability available
- No Check-up up to 10 Lakh
- Discount of up to 12.5%
- Cashless treatment Hospitals
- Reimbursement within 14 days
- Deductible options (3/4/5 lakhs)
- No international Coverage
- No Alcohol or drug abuse
- No Refractive error correction
- Dental treatment not covered
- No hearing impairment correction
Health Booster (Other Benefits)
- Hospital Daily Cash
- Convalescence Benefit
- Personal Accident Cover
- Repatriation of Remains
- (TTD) Rehabilitation Cover
Health Booster (Eligibility Criteria)
- Entry Age - 18 Years
- No Upper Age Limit
- SI - 5 L to 50 L
- Waiting Period - 30 Days
Personal Accident
The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.
Unique Features
- Permanent Disability Covered
- No pre-medical required
- Worldwide coverage
Personal Protect Plan (Pros)
- All Disablement Covered
- Accidental Hospital Allowance
- Rail accidents covered
- Natural Peril Injury CFovered
- No health check-up required
Personal Protect Plan (Cons)
- Change of Gender Treatments
- Cosmetic or Plastic Surgery
- Dental treatment not covered
- Maternity expenses not covered
- No Global Coverge
Personal Protect Plan (Other Benefits)
- No Injuries in terrorism covered
- Hospital Daily Allowance Benefit
- Accidental Hospital Allowance
- Funeral Expenses covered
- Children's Education Grant Benefit
Personal Protect Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 25 L
- Waiting Period - 30 Days
Covid specific Plan
A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.
Unique Features
- Flexible Sum Insured
- Home-care treatment covered
- Treatment for comorbid
Corona Kavach Plan (Pros)
- Covid Hospitalization charges
- Home Care Treatment Expenses
- AYUSH Treatment Covered
- Hospital Daily Cash
- Flexible Policy Period
Corona Kavach Plan (Cons)
- Dietary supplements expenses
- Unproven Treatments expenses
- Respite care not covered
- Investigation Expenses
- Rehabilitation not covered
Corona Kavach Plan (Other Benefits)
- Inpatient hospitalization
- Family Floater Benefit
- In-patient treatment
- Home care treatment
- Post-hospitalisation
Corona Kavach Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 50 Thousand to 5 L
- Waiting Period - 15 Days
Oriental Health Insurance Plans
To cater to the different needs of the customers, the company has come out with a wide range of health insurance plans. Take a look below.
