National Health vs Niva Bupa Health

  • 100+ top health insurance plans
  • Premium starting @Rs. 19/day*
  • No medical check-ups required
Happy Customers

Buy Policy in 2 mins

With expert guidance

Buy Policy in just 2 mins

2 lakh + Customers

Real-time Reviews

Easy and Efficient

Free Comparison

Easy Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select members you want to insure

Overview

National Insurance Company Limited is the oldest government-owned general insurance company in India. It was started on December 5, 1906, in Kolkata under the Indian Companies Act, 1882. The company is fully owned by the Government of India and has a long history of serving customers. It offers different types of insurance, including health, motor, and property. With over a century of experience, it is known for its trust, stability, and wide presence across the country.
COMPANY DETAILS Edit

National Health

Edit

Niva Bupa Health

Number of health insurance plans
Sum insured

Sum Insured

Up to 2 Crores

Sum Insured

Up to 1 Cr
Claim ratio

Claim Ratio

91.31%

Claim Ratio

94.4%
Network hospitals

Network Hospital

3200+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

-0.67

Solvency Ratio

3.03
Pan India Presence

Pan India Presence

850

Pan India Presence

320
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

8,589.90 Crore

Annual premium (company level)

6,762.23 Crore
Years in operation

Years in operation

1906

Years in operation

2008
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

58

IRDAI registration number

145
Claims settled within 3 months

Claims settled within 3 months

91.18

Claims settled within 3 months

92.4
Recommended Videos
National Health Insurance

National Health Insurance

Niva Bupa Health Insurance Review | Max Bupa Health Insurance | Niva Bupa Health Insurance Plan 2025

Niva Bupa Health Insurance Review | Max Bupa Health Insurance | Niva Bupa Health Insurance Plan 2025

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

National Health Insurance

Family Floater Health Insurance

National Parivar Mediclaim Plus is a versatile family floater health insurance policy that comes in three different plan options: A, B, and C. The pla...

Unique Features

  • Multiple Plan Options
  • Up to 50 L SI
  • Avail Maternity Cover

National Parivar Mediclaim Plus Policy (Pros)

National Parivar Mediclaim Plus Policy
  • Multiple Discount Options
  • Tax Benefits
  • Road Accident Cover

National Parivar Mediclaim Plus Policy (Cons)

National Parivar Mediclaim Plus Policy
  • Hazardous or Adventure Sports
  • Treatment for Alcoholism
  • Drug or Substance Abuse

National Parivar Mediclaim Plus Policy (Other Benefits)

National Parivar Mediclaim Plus Policy
  • Maternity Cover
  • Infertility Treatment
  • Vaccination for Children

National Parivar Mediclaim Plus Policy (Eligibility Criteria)

National Parivar Mediclaim Plus Policy
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 50 Lakhs

Individual and Family Health Insurance

National Young India Mediclaim Policy is an indemnity-based insurance policy available as an individual and family floater health plan. This standard ...

Unique Features

  • Maternity Cover
  • Cataract Cover
  • High SI Cover

National Young India Mediclaim Policy (Pros)

National Young India Mediclaim Policy
  • Room Rent Cover
  • Day Care Procedure
  • AYUSH Treatment

National Young India Mediclaim Policy (Cons)

National Young India Mediclaim Policy
  • Morbid Obesity Treatment
  • Illegal Activities
  • Adventure Sports

National Young India Mediclaim Policy (Other Benefits)

National Young India Mediclaim Policy
  • Cumulative Bonus
  • Wellness Discount
  • Long Term Discount

National Young India Mediclaim Policy (Eligibility Criteria)

National Young India Mediclaim Policy
  • Min entry age: 18 years
  • Max entry age: 43 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs

Group Health Insurance

Buying individual health insurance can be challenging due to high monthly premiums. A group mediclaim policy offers comprehensive health support benef...

Unique Features

  • Coverage for modern treatment
  • Covers HIV/AIDS treatment
  • Covers 140+ daycare procedures

National Insurance Group Mediclaim Policy (Pros)

National Insurance Group Mediclaim Policy
  • 140+ daycare procedures
  • HIV cover
  • Affordable premiums
  • AYUSH cover

National Insurance Group Mediclaim Policy (Cons)

National Insurance Group Mediclaim Policy
  • Treatment outside India
  • OPD diagnostics
  • Adventure sport injuries
  • Injuries due to illegal activity

National Insurance Group Mediclaim Policy (Other Benefits)

National Insurance Group Mediclaim Policy
  • Co-payment discounts available
  • PED cover
  • 30-day pre-hospitalisation
  • Modern treatment

National Insurance Group Mediclaim Policy (Eligibility Criteria)

National Insurance Group Mediclaim Policy
  • Entry Age: 3 Months
  • Maximum Entry Age: N/A
  • Sum Insured: INR 50
  • 000 to INR 10 Lakhs
  • Waiting Period: 30 days

Accident Health Insurance

You can buy the National Insurance personal accident plan on an individual or family floater basis; it acts as a standalone policy. This policy is des...

Unique Features

  • PPD/ PTD & TTD cover
  • Accidental death coverage
  • Assured death payout

National Personal Accident Policy (Pros)

National Personal Accident Policy
  • 100% accidental death payout
  • PTD benefit
  • PPD benefit
  • TTD benefit

National Personal Accident Policy (Cons)

National Personal Accident Policy
  • PEDs not cover
  • Adventure sports not covered
  • Vaccination not covered

National Personal Accident Policy (Other Benefits)

National Personal Accident Policy
  • Mortal remains portability
  • Death coverage benefits
  • Loss of organ cover
  • Educational fund

National Personal Accident Policy (Eligibility Criteria)

National Personal Accident Policy
  • Entry age: 5-70 years
  • SI: Upto INR 10 lakh
  • Policy tenure: 1 year
  • Waiting period: None

Individual and Family Health Insurance

National Mediclaim Plus Policy is a high sum insured policy that indemnifies for in-patient treatment expenses, 140+ day care procedures/surgeries, Ay...

Unique Features

  • National Mediclaim Plus features
  • Learn about the eligibility criteria
  • Exclusions & claim process

National Mediclaim Plus Policy (Pros)

National Mediclaim Plus Policy
  • 12 modern treatment covered
  • Maternity covered
  • Lifelong renewability

National Mediclaim Plus Policy (Cons)

National Mediclaim Plus Policy
  • Pre-existing diseases
  • Treatment outside India
  • Adventure sports injury

National Mediclaim Plus Policy (Other Benefits)

National Mediclaim Plus Policy
  • COVID vaccination
  • Air ambulance
  • Hospital cash benefit

National Mediclaim Plus Policy (Eligibility Criteria)

National Mediclaim Plus Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

National Insurance Mediclaim Policy is a traditional health insurance plan that provides comprehensive coverage to policyholders. This plan was launch...

Unique Features

  • National Mediclaim plan features and benefits
  • Eligibility criteria
  • Easy claim process

National Mediclaim Policy (Pros)

National Mediclaim Policy
  • All-Inclusive Coverage
  • No Claim Bonus
  • Lifelong Renewability
  • Wide Network of Hospitals

National Mediclaim Policy (Cons)

National Mediclaim Policy
  • Cosmetic Surgery
  • IVF
  • Dental Treatment
  • Maternity Coverage

National Mediclaim Policy (Other Benefits)

National Mediclaim Policy
  • Tax Benefits
  • Avail 10% Discount
  • Health Incentives

National Mediclaim Policy (Eligibility Criteria)

National Mediclaim Policy
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to ₹10 Lakhs

Individual and Family Health Insurance

National Parivar Mediclaim Policy aims to encourage the protection of the whole family on a single sum insured. This is a family floater plan that pro...

Unique Features

  • Explore the plan’s key features
  • Find out the eligibility criteria
  • Learn its benefits & exclusions

National Parivar Mediclaim Policy (Pros)

National Parivar Mediclaim Policy
  • Infertility treatment cover
  • Vaccination covered
  • Ambulance covered
  • Cataract covered

National Parivar Mediclaim Policy (Cons)

National Parivar Mediclaim Policy
  • Treatment outside India
  • OPD diagnosis
  • Adventure sports

National Parivar Mediclaim Policy (Other Benefits)

National Parivar Mediclaim Policy
  • AYUSH cover
  • No co-pay
  • Vaccination

National Parivar Mediclaim Policy (Eligibility Criteria)

National Parivar Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Individual and Family Health Insurance

National Arogya Sanjeevani Policy is a standard indemnity health insurance product from National Health Insurance Company, with a Sum Insured up to 10...

Unique Features

  • Understand the plan features
  • Learn about its eligibility criteria
  • Know more about its exclusions

National Arogya Sanjeevani Policy (Pros)

National Arogya Sanjeevani Policy
  • Online purchase discount
  • EMI facility available
  • High Sum Insured
  • Affordable premium.

National Arogya Sanjeevani Policy (Cons)

National Arogya Sanjeevani Policy
  • Treatment outside India
  • OPD diagnostics
  • Adventure sport injuries
  • Injuries due to illegal activities.

National Arogya Sanjeevani Policy (Other Benefits)

National Arogya Sanjeevani Policy
  • Enhanced limits for room rent
  • Online discounts available
  • Option to change sum insured
  • Lifelong renewal.

National Arogya Sanjeevani Policy (Eligibility Criteria)

National Arogya Sanjeevani Policy
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • Initial waiting period: 30 days
  • Sum Insured: Up to ₹10 Lakhs.

COVID-19 Specific Health Insurance

National Health Insurance Company has recently launched an insurance plan called 'Corona Kavach Policy' that provides coverage for expenses incurred d...

Unique Features

  • Corona Kavach features and benefits
  • Eligibility requirements
  • Buying process of the plan

National Corona Kavach Policy (Pros)

National Corona Kavach Policy
  • Covers spouse and children
  • Home care treatment
  • No sub-limit

National Corona Kavach Policy (Cons)

National Corona Kavach Policy
  • Treatment outside India
  • OPD diagnosis
  • Injury due to illegal activity

National Corona Kavach Policy (Other Benefits)

National Corona Kavach Policy
  • 15-day pre-hospitalization
  • Discounts available
  • Tax benefits

National Corona Kavach Policy (Eligibility Criteria)

National Corona Kavach Policy
  • Min entry age: 18 years
  • Max entry age: 64 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 5 Lakhs

Top Up and Super Top Up

National Super Top-up Mediclaim Policy is a high-threshold health insurance product, covering family members under a single sum insured on a floater b...

Unique Features

  • Super Top-up Mediclaim features and benefits
  • Eligibility criteria
  • Modern treatment cover

Super Top-up Mediclaim Policy (Pros)

Super Top-up Mediclaim Policy
  • Organ donation covered
  • Morbid obesity treatment covered
  • Portability allowed
  • High SI

Super Top-up Mediclaim Policy (Cons)

Super Top-up Mediclaim Policy
  • Treatment outside India
  • OPD diagnosis
  • Adventure sport injuries

Super Top-up Mediclaim Policy (Other Benefits)

Super Top-up Mediclaim Policy
  • Affordable premiums
  • Tax benefits
  • HIV/AIDS cover

Super Top-up Mediclaim Policy (Eligibility Criteria)

Super Top-up Mediclaim Policy
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 20 L

Senior Citizen Health Insurance

National Senior Citizen Mediclaim Policy is a plan designed for senior citizens, allowing them to live a relaxed life post-retirement. It covers expe...

Unique Features

  • Plan options available
  • Domiciliary hospitalization
  • Modern treatments

National Senior Citizen Policy (Pros)

National Senior Citizen Policy
  • Reinstatement of Sum Insured
  • Cataract
  • Ambulance Cover

National Senior Citizen Policy (Cons)

National Senior Citizen Policy
  • Obesity
  • Adventure Sports
  • Illegal Activities

National Senior Citizen Policy (Other Benefits)

National Senior Citizen Policy
  • Hospital Cash
  • Doctor's Home Visit
  • Funeral Expenses

National Senior Citizen Policy (Eligibility Criteria)

National Senior Citizen Policy
  • Min entry age: 60 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Niva Bupa Health Insurance

Critical Illness Health Insurance

In today's fast-paced world, health dangers are rapidly increasing, including chronic life-threatening diseases. Anyone, regardless of age, can face a...

Unique Features

  • Features and Benefits
  • Eligibility and Coverage
  • Need For Critical Illness Plans?

Niva Bupa Critical Illness (Pros)

Niva Bupa Critical Illness
  • Covers 20 critical illness
  • Accident care benefits
  • Direct claim settlement

Niva Bupa Critical Illness (Cons)

Niva Bupa Critical Illness
  • Cosmetic procedures not covered
  • Self-harm not covered
  • Obesity-related treatments not covered

Niva Bupa Critical Illness (Other Benefits)

Niva Bupa Critical Illness
  • Cataract treatments
  • Domestic emergency evacuation
  • Compassionate travel

Niva Bupa Critical Illness (Eligibility Criteria)

Niva Bupa Critical Illness
  • Entry Age: 18 - 65 Years
  • Sum Insured: ₹5 L - ₹5 Cr
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 90 Days

Individual and Family Health Insurance

Introducing a health insurance plan that rewards you for starting young. A plan that allows for overseas treatment. Several health insurance plans ar...

Unique Features

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Niva Bupa Aspire Plan
  • Entry age - 18 years. Maximum entry age - No age limit. Sum Insured (SI) - INR 3 Lakh to 1 Crore. Waiting Period - 30 days.

Individual and Family Health Insurance

The Niva Bupa Arogya Sanjeevani health policy is an indemnity plan designed to provide comprehensive coverage at an affordable premium. Available as a...

Unique Features

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims

Niva Bupa Arogya Sanjeevani Policy (Pros)

Niva Bupa Arogya Sanjeevani Policy
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups

Niva Bupa Arogya Sanjeevani Policy (Cons)

Niva Bupa Arogya Sanjeevani Policy
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available

Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

Niva Bupa Arogya Sanjeevani Policy
  • Individual & family floater plan
  • Cashless claim settlement
  • Premiums are affordable

Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

Niva Bupa Arogya Sanjeevani Policy
  • Minimum Entry Age: 3 Months - 25 Years (for children in family plan)
  • Adult Entry Age: 18 - 65 Years
  • Sum Insured: INR 50
  • 000 - INR 10 Lakh
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

Go an extra mile for the health of your family with Niva Bupa Health RechargeNiva Bupa Health Recharge (formerly Max Bupa Health Recharge) is a pocket...

Unique Features

  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services

Niva Bupa Health Recharge (Pros)

Niva Bupa Health Recharge
  • Loyalty addictions up to 50%
  • Pharmacy and diagnostic services
  • Personal accident cover
  • Easy plan convertibility
  • Easy plan convertibility
  • Day care treatment coverage

Niva Bupa Health Recharge (Cons)

Niva Bupa Health Recharge
  • Maternity treatment not covered
  • Pre-exisiting diseases not covered
  • Alcoholism not covered
  • Dietary supplements not covered
  • No COVID-19 cover

Niva Bupa Health Recharge (Other Benefits)

Niva Bupa Health Recharge
  • Intensive care unit charge
  • Domiciliary treatment
  • HIV/AIDS treatment covered
  • Artificial life maintenance benefits
  • Room rent per day up to 1%

Niva Bupa Health Recharge (Eligibility Criteria)

Niva Bupa Health Recharge
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs. Hospitalizations can occur unexpectedly, and owning hea...

Unique Features

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit

Niva Bupa GoActive (Pros)

Niva Bupa GoActive
  • Pharmacy and diagnostic services
  • Domiciliary hospitalisation
  • Personal accident benefits
  • Refill benefits
  • Daily health coaching

Niva Bupa GoActive (Cons)

Niva Bupa GoActive
  • Maternity benefit not available
  • Adventure sports not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered
  • War injuries not covered

Niva Bupa GoActive (Other Benefits)

Niva Bupa GoActive
  • Behavioural Assistance Program
  • Alternative treatment
  • I-Protect options to increase SI
  • 2% ICU cover per day. No room rent capping

Niva Bupa GoActive (Eligibility Criteria)

Niva Bupa GoActive
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: INR 4 - 10 Lakhs
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans: Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Pros)

Niva Bupa Super Saver Policy
  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Niva Bupa Super Saver Policy (Cons)

Niva Bupa Super Saver Policy
  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses is excluded

Niva Bupa Super Saver Policy (Other Benefits)

Niva Bupa Super Saver Policy
  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Eligibility Criteria)

Niva Bupa Super Saver Policy
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 10.5 L - 1 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans: Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

  • Unlimited e-consultations
  • No Room Rent Capping
  • Lifelong Renewability

Niva Bupa Money Saver Plan (Pros)

Niva Bupa Money Saver Plan
  • All day care procedures covered
  • Every claim-free year adds up to 20% of the base sum insured as a bonus
  • Accumulated bonus does not reduce even after a claim

Niva Bupa Money Saver Plan (Cons)

Niva Bupa Money Saver Plan
  • Oral or dental treatment not covered
  • Cure and rehabilitation not covered
  • Incidental diagnostic procedures not covered

Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan

Niva Bupa Money Saver Plan (Eligibility Criteria)

Niva Bupa Money Saver Plan
  • Minimum- 3 Months Maximum- 65 Years

Individual and Family Health Insurance

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provi...

Unique Features

  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage

Niva Bupa ReAssure Plan (Pros)

Niva Bupa ReAssure Plan
  • Booster benefit
  • Organ donor transplant
  • ReAssure
  • Live Healthy Benefit
  • Second Medical Opinion

Niva Bupa ReAssure Plan (Cons)

Niva Bupa ReAssure Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • No Suicide Cover
  • No War Injury Cover

Niva Bupa ReAssure Plan (Other Benefits)

Niva Bupa ReAssure Plan
  • Air Ambulance
  • Hospital Cash
  • Personal Accident Cover
  • Domiciliary hospitalization
  • Day care treatment

Niva Bupa ReAssure Plan (Eligibility Criteria)

Niva Bupa ReAssure Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Companion (Variant 2022) is a health insurance plan that covers hospitalisation expenses along with related medical costs like pre an...

Unique Features

  • No-claim Bonus up to 100% of SI
  • No Room Rent Capping
  • Vaccination for Animal Bite

Niva Health Companion (Pros)

Niva Health Companion
  • 5% Doctor Discount
  • 10% Family discount
  • Tenure Discounts of upto 15 %
  • Annual Aggregate Deductible
  • Home Care Treatments

Niva Health Companion (Cons)

Niva Health Companion
  • No OPD Cover
  • No Maternity Cover
  • Cosmetic Surgery Uncovered
  • Specific Diseases after 2 yrs
  • No Alcoholism Cover

Niva Health Companion (Other Benefits)

Niva Health Companion
  • Air Ambulance
  • Modern Treatments
  • Vaccination on Animal Bite
  • Organ Donor Benefit
  • Domiciliary treatments

Niva Health Companion (Eligibility Criteria)

Niva Health Companion
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Reassure 2.0 offers coverage for medical emergencies. Under this plan, you will get a sum insured of up to ₹1 Crore at a very reasonable p...

Unique Features

  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit

Niva Bupa Reassure 2.0 Health Plan (Pros)

Niva Bupa Reassure 2.0 Health Plan
  • Personal accident cover
  • Acute Care benefits
  • Emergency Ambulance
  • Five Plan variants
  • Domiciliary (home care) treatments

Niva Bupa Reassure 2.0 Health Plan (Cons)

Niva Bupa Reassure 2.0 Health Plan
  • No OPD Cover
  • No Maternity Cover
  • Sleep disorders not covered
  • Pre-existing diseases covered after 3 years waiting period
  • Alcoholism not covered

Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

Niva Bupa Reassure 2.0 Health Plan
  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster+ Benefit
  • Shared Accommodation Benefit

Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

Niva Bupa Reassure 2.0 Health Plan
  • Entry Age: 18 years
  • Max Entry Age: No maximum age limit
  • Sum Insured: ₹5 Lakh to ₹1 Crore
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

Health Premia is a health insurance plan that covers hospitalization expenses along with key medical needs like pre and post-treatment costs, daycare ...

Unique Features

  • Global medical coverage
  • Unlimited sum restoration
  • Comprehensive family protection

Niva Bupa Health Premia Plan (Pros)

Niva Bupa Health Premia Plan
  • Refill benefit for any illness
  • 10% Loyalty Additions to Sum Insured
  • Tenure Discounts of up to 15%
  • Worldwide Maternity Benefits
  • Inpatient care

Niva Bupa Health Premia Plan (Cons)

Niva Bupa Health Premia Plan
  • No OPD Coverage
  • No HIV/AIDS Coverage
  • 20% co-payment
  • Pre-existing Diseases covered after 2 years
  • Treatment for Alcoholism (excluded)

Niva Bupa Health Premia Plan (Other Benefits)

Niva Bupa Health Premia Plan
  • Zonal Coverage
  • Pharmacy and Diagnostic Services
  • Optional Add-on Features
  • Living Organ Donor Benefit
  • Premium Waiver and Portability

Niva Bupa Health Premia Plan (Eligibility Criteria)

Niva Bupa Health Premia Plan
  • Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹3 Lakh to ₹1 Crore
  • Waiting Period: 30 Days

Individual and Family Health Insurance

The Niva Bupa Health Pulse Plan is a simple health insurance option for people who want basic medical coverage without paying a high premium. It cover...

Unique Features

  • Know About Niva Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

Niva Bupa Health Pulse (Pros)

Niva Bupa Health Pulse
  • Optional benefits available
  • 150% Refill Benefit
  • Annual Health Checkup
  • Emergency Ambulance
  • Living Organ Donor Benefit

Niva Bupa Health Pulse (Cons)

Niva Bupa Health Pulse
  • Conflict and Disaster cases
  • 20% co-payment
  • No Maternity Benefit
  • Cosmetic surgeries
  • Treatment for Alcoholism

Niva Bupa Health Pulse (Other Benefits)

Niva Bupa Health Pulse
  • Operation Theatre Coverage
  • Modern Treatments
  • Personal Accident Cover
  • e-Consultation
  • Daily Hospital Cash

Niva Bupa Health Pulse (Eligibility Criteria)

Niva Bupa Health Pulse
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • Sum Insured - ₹3 Lakhs to ₹25 Lakhs
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. Wheth...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits applicable for common health conditions
  • Waive co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age: 61 years
  • Max. Entry Age: 75 years
  • Min. SI: ₹5 L
  • Max. SI: ₹25 L
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

The Niva Bupa Personal Accident Plan is designed to provide financial support in case of accidents. It offers a lump sum payout for accidental death o...

Unique Features

  • Child Education
  • Funeral Expenses Cover
  • TTD/PTD Cover

Personal Accident Care Plan (Pros)

Personal Accident Care Plan
  • Child education benefit
  • Funeral expenses covered
  • Total and partial disability covered

Personal Accident Care Plan (Cons)

Personal Accident Care Plan
  • Adventure sports not covered
  • No coverage for cosmetic procedures
  • Self-harm not covered

Personal Accident Care Plan (Other Benefits)

Personal Accident Care Plan
  • Lifetime renewability offered
  • Long-term discounts
  • High sum insured options

Personal Accident Care Plan (Eligibility Criteria)

Personal Accident Care Plan
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Sum Insured: ₹5 Lakhs - ₹5 Crores
  • Initial Waiting Period: 30 Days

Critical Illness Health Insurance

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! Critical illness can be a threat to...

Unique Features

  • Enhanced Coverage
  • Eligibility
  • Sample Premium

Niva Bupa Criti Care Plan (Pros)

Niva Bupa Criti Care Plan
  • Covers 20 critical illnesses
  • Long-term tenure discounts
  • Multiple payout options
  • Tax benefits under Section 80D
  • Direct claim settlement

Niva Bupa Criti Care Plan (Cons)

Niva Bupa Criti Care Plan
  • No accidental death cover
  • No total disability cover
  • AIDS not covered
  • No child education benefit
  • No funeral expenses cover

Niva Bupa Criti Care Plan (Other Benefits)

Niva Bupa Criti Care Plan
  • Flexible plan options
  • Surgeon fees covered (under AccidentCare)
  • Lifelong renewability
  • Diagnostic procedures and therapies covered
  • Prosthetic implants covered

Niva Bupa Criti Care Plan (Eligibility Criteria)

Niva Bupa Criti Care Plan
  • Min- 18 years
  • Max- 65 years

Group Health Insurance

Max Bupa Health Insurance rebranded itself to Niva Bupa Health Insurance on July 5th, 2021. With this change, the insurer introduced multiple new heal...

Unique Features

  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility

Niva Bupa Group Health Insurance (Pros)

Niva Bupa Group Health Insurance
  • 10000+ network hospitals
  • Customizable group plans
  • No pre-policy check-up

Niva Bupa Group Health Insurance (Cons)

Niva Bupa Group Health Insurance
  • Limited infertility cover
  • No war-related claims
  • Abortion not covered

Niva Bupa Group Health Insurance (Other Benefits)

Niva Bupa Group Health Insurance
  • Tax savings (80D)
  • Maternity and newborn cover
  • Annual health check-ups
  • Unlimited doctor consults

Niva Bupa Group Health Insurance (Eligibility Criteria)

Niva Bupa Group Health Insurance
  • Adults: 18 to 99 years
  • Children: from 91 days
  • Up to 6 members covered

Individual and Family Health Insurance

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

  • Affordable premiums
  • Add-on coverage
  • Flexi-pay benefit

Niva Bupa Rise Plan (Pros)

Niva Bupa Rise Plan
  • Modern treatment covered
  • Unlimited digital consultation
  • Smart Cash
  • Loyalty bonus

Niva Bupa Rise Plan (Cons)

Niva Bupa Rise Plan
  • Investigation and Evaluation
  • Rest Cure
  • rehabilitation and respite care
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports

Niva Bupa Rise Plan (Other Benefits)

Niva Bupa Rise Plan
  • No limit on room rent
  • Rise tiered network
  • Digital consultation

Niva Bupa Rise Plan (Eligibility Criteria)

Niva Bupa Rise Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5L to 1 Cr
  • Waiting Period - 30 days

Individual and Family Health Insurance

The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of...

Unique Features

  • Unlimited coverage
  • High flexibility
  • Global healthcare option

Niva Bupa Reassure 3.0 (Pros)

Niva Bupa Reassure 3.0
  • Unlimited Sum Insured
  • Day 1 Pre-Existing Disease Coverage
  • Automatic Sum Insured Restoration
  • No Co-payment Clause
  • Wide Network of Hospitals
  • Flexible Premium Payment Options

Niva Bupa Reassure 3.0 (Cons)

Niva Bupa Reassure 3.0
  • No Monthly Premium Payment Option
  • Higher Premiums for Older Policyholders
  • Customer Service Response Time

Niva Bupa Reassure 3.0 (Other Benefits)

Niva Bupa Reassure 3.0
  • No Claim Bonus / Claim-Free Rewards
  • Daycare & Advanced Procedures
  • AYUSH Treatments

Niva Bupa Reassure 3.0 (Eligibility Criteria)

Niva Bupa Reassure 3.0
  • Minimum entry age: 91 days and 18 years
  • Maximum entry age: 99 years for adults
  • Covers up to 6 members
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.