Zurich Kotak General Insurance offers health insurance plans for individuals and families, covering hospitalization, daycare treatments, and medical expenses. The company focuses on simple plans, flexible add-ons, and digital services, making it easier to buy policies and manage claims. Its health products are designed to give both basic and comprehensive coverage based on customer needs.
Niva Bupa Health Insurance is a standalone health insurance company in India that offers plans for individuals, families, and senior citizens. It was founded in 2008 and was earlier known as Max Bupa. The company is backed by Bupa, a global healthcare group, which adds to its credibility and experience in the health insurance space. Niva Bupa focuses only on health insurance, which helps it design plans that are simple and practical to use. It offers a range of products along with access to a wide hospital network for cashless treatment. The company is known for its straightforward plans and a claim process that is handled in-house.