Universal Sompo General Insurance, a public-private partnership, is a joint venture of Allahabad Bank, Karnataka Bank, Indian Overseas Bank, Dabur Investment Corporation, and Sompo Japan. They offer comprehensive health insurance, including individual, family, critical illness, and COVID-19 plans, providing crucial financial aid during medical emergencies. With 86 branches and 4,000+ network hospitals, plans are easily purchasable online.
Niva Bupa Health Insurance is a standalone health insurance company in India that offers plans for individuals, families, and senior citizens. It was founded in 2008 and was earlier known as Max Bupa. The company is backed by Bupa, a global healthcare group, which adds to its credibility and experience in the health insurance space. Niva Bupa focuses only on health insurance, which helps it design plans that are simple and practical to use. It offers a range of products along with access to a wide hospital network for cashless treatment. The company is known for its straightforward plans and a claim process that is handled in-house.