Established in 2016, Digit Insurance focuses on making health insurance simple, transparent, and easy to manage, especially for first-time buyers. Its plans are designed with minimal complexity and quick digital access. With 16,400+ network hospitals, Digit offers wide cashless coverage and flexible plan options. It is best suited for users looking for a digital-first experience with straightforward claims and easy policy management, and was recognised as Asia’s General Insurance Company of the Year in 2019.
Niva Bupa Health Insurance is a standalone health insurance company in India that offers plans for individuals, families, and senior citizens. It was founded in 2008 and was earlier known as Max Bupa. The company is backed by Bupa, a global healthcare group, which adds to its credibility and experience in the health insurance space. Niva Bupa focuses only on health insurance, which helps it design plans that are simple and practical to use. It offers a range of products along with access to a wide hospital network for cashless treatment. The company is known for its straightforward plans and a claim process that is handled in-house.