Aditya Birla Health Insurance Plans
To cater to the dynamic healthcare needs of an individual and their family, Aditya Birla Mediclaim policy comes with several plans.
Aditya Birla Health Insurance Individual & Family Plans
Comprehensive
A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.
Unique Benefits
- Chronic illness cover
- Modern treatments covered
- Double coverage
Affordable
Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.
Unique Benefits
- 150% sum insured reload
- No Room rent capping
- Mental illness covered
Activ Assure Diamond (Pros)
- 100% Ambulance Cover
- Organ Donor Expenses Covered
- AYUSH Treatment Cover
- Hospital Allowance
- Day Care Treatment Covered
Activ Assure Diamond (Cons)
- 10% Co-Payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Activ Assure Diamond (Other Benefits)
- Up to 10% Long Term Discount
- Health Return Points
- Room Upgrade Available
- Super No Claim Bonus
- Unlimited Reload of SI
Activ Assure Diamond (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age - Age No Limit
- SI - 2 L to 2 Cr
- Waiting Period - 30 Days
Standard
A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.
Unique Benefits
- Avail 5% cumulative bonus
- Cataract treatment covered
- All daycare treatments covered
Arogya Sanjeevani Policy (Pros)
- AYUSH Treatment
- Pre & Post Hospitalization Cover
- Cashless Treatment
- Day Care Treatments
- 5% No Claim Bonus
Arogya Sanjeevani Policy (Cons)
- 5% Co-Payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Arogya Sanjeevani Policy (Other Benefits)
- High SI
- Room Rent Cover
- Cataract Treatment
- 5% ICU Cover
- Individual & Family Floater
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
Aditya Birla Health Insurance Specialized Plans
Senior Citizen
A senior citizen plan that offers complete protection such as nursing at home, AYUSH cover, personal health coach, etc.
Unique Benefits
- Avail up to 21% health returns
- Second E-opinion
- Worldwide Emergency Assistance
Super top-up
Activ Assure Diamond + Super Health Topup
A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.
Unique Benefits
- 586-day care procedures covered
- No restriction on room rent
- Road Ambulance coverage up to 5K
Activ Assure Diamond + Super Health Topup (Pros)
- COVID-19 Cover
- Home Treatment Cover
- DayCare Treatment Covered
- Affordable Premiums
- OPD Consultations
Activ Assure Diamond + Super Health Topup (Cons)
- Illness due to intoxicants
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Activ Assure Diamond + Super Health Topup (Other Benefits)
- Air Ambulance
- Wellness Benefits
- Long Term Discounts
- Domiciliary Hospitalization
- Organ Donor Expenses
Activ Assure Diamond + Super Health Topup (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Cancer Plan
Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.
Unique Benefits
- Short survival period of 7 days
- Early stages of cancer covered
- Avail no claim bonus
Activ Secure- Cancer Secure (Pros)
- Covers 3 Stages
- 150% of SI
- 10% of No Claim Bonus
- High SI
- Lump Sum Payout
Activ Secure- Cancer Secure (Cons)
- Illness due to intoxicants
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Activ Secure- Cancer Secure (Other Benefits)
- Wellness Coach
- Second e-Opinion
- Short Survival Period
- Upto 1 Cr SI
- Hospitalization Expense
Activ Secure- Cancer Secure (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Accident Plan
The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.
Unique Benefits
- Education benefits provided
- Funeral expenses covered
- Protection against income loss
Activ Secure Personal Accident (Pros)
- Total & Partial Disability Cover
- Accidental Death Cover
- No Claim Bonus
- Ambulance Cover
- Education Benefit
Activ Secure Personal Accident (Cons)
- Illness due to intoxicants
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Activ Secure Personal Accident (Other Benefits)
- Income Cover
- Loan Protect Cover
- Orphan Benefit
- Compassionate Visit
- Coma Benefit
Activ Secure Personal Accident (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age - 65 Years
- SI - 30 L
- Waiting Period - 30 Days
Critical Plan
The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.
Unique Benefits
- Lump Sum payout on detection
- 150% sum assured
- Short survival period
Activ Secure Critical Illness Plan (Pros)
- Cover up to 64 CI
- 3 Plan Variants
- High SI
- Short Survival Period
- Active Health App
Activ Secure Critical Illness Plan (Cons)
- Illness due to intoxicants
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Activ Secure Critical Illness Plan (Other Benefits)
- Wellness Coach
- Second Medical Opinion
- Cancer Cover
- Kidney Failure Cover
- Brain Tumor Cover
Activ Secure Critical Illness Plan (Eligibility Criteria)
- Entry Age - 5 Years
- Max Entry Age - 65 Years
- SI - 1 L to 1 Cr
- Waiting Period - 30 Days
Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
