Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
Types Of IFFCO TOKIO Health Insurance Plans
With changing and evolving healthcare needs of an individual, IFFCO TOKIO Health Insurance Plans ensures to look after each & every healthcare need of your and your family. The plans offered cater to the different needs of the customers. Continue reading to explore more about the plans.
Individual & Family Health Insurance Plans
Iffco Tokio Individual Health Protector Policy
The policy covers healthcare expenses like hospitalization, treatment, medicines, etc. on an individual as well as a family floater basis. SI goes up to 20 Lakhs.
Unique Features
- No medical check-ups up to 60 years
- Coverage against critical illness
- Vaccination and check-ups covered
The plan provides coverage to the entire family including spouse, dependent parent and children, or any other dependent or relatives living together.
Unique Features
- Daily Allowance up to Rs. 1K per day
- Emergency Assistance Services
- 160+ Day Care Surgeries covered
Iffco Tokio Swasthya Kavach Policy
A complete family floater health policy that looks after the health needs of you and your family including the proposer, spouse and 3 dependents.
Unique Features
- Coverage for Organ transplantation
- Daily Allowance Cover up to Rs. 250
- Reinstatement Benefit available
Iffco Tokio Individual Medishield Policy
Offers medical coverage to the policyholders and their families for the expenses of hospitalization, surgeries, organ transportation etc with coverage of up to 5 Lakhs.
Unique Features
- Lifelong renewal
- Nursing Expenses covered
- Ambulance charges up to Rs 1,500
Iffco Tokio Arogya Sanjeevani Policy
A standard health policy that offers coverage to individuals and their families against medical expenses. The policy offers coverage of up to INR 5 Lakhs.
Unique Features
- Cumulative bonus for claim free year
- 5% co-payment on all claims
- Cataract treatment up to INR 40K
IFFCO TOKIO Health Specialized Plans
Iffco Tokio Individual Personal Accident Policy
The plan offers cover in case of the death due to an accident and covers permanent total/partial disability, and temporary total disability.
Unique Features
- Children’s education costs covered
- Increased SI at every renewal
- Coverage for ambulance cost
Iffco Tokio Health Protector Plus Policy
IFFCO TOKIO Health Protector Plus Policy offers financial aid to the individual and his/her family to cope with high medical expenses against serious illnesses
Unique Features
- Top-up or Super Top-up options
- Waiver of deductible cover
- Emergency assistance services
Iffco Tokio Swasthya Raksha Bima
IFFCO TOKIO Swasthya Raksha Bima policy is an affordable family floater plan especially designed for people dwelling in small towns and cities.
Unique Features
- Vitamins and tonics covered
- Additional Daily Allowance
- Coverage against cataract
Iffco Tokio Critical Illness Insurance Policy
Critical Illness Policy assists the policyholder by offering financial support to cope with the expenses that occurred during the treatment of the 25 listed critical illnesses.
Unique Features
- No medical tests required
- Lifelong renewal available
- Wide coverage of up to INR 1 Crore
Designed to provide comprehensive protection against listed seven vector-borne diseases including Malaria, Dengue, Kala-azar, and many more.
Unique Features
- Lumpsum payout available
- SI of upto 1 lakh
- Cover entire family
IFFCO TOKIO Hospital Daily Cash Policy
The plan offers a fixed amount to the beneficiary for each continuous and completed period of 24 hours of hospitalization.
Unique Features
- Modern Treatment Methods
- Day care surgeries
- Daily cash for up to INR 5,000
IFFCO TOKIO Health Corona Specific Plan
IFFCO TOKIO Corona Kavach Policy
Corona Kavach Policy shields against the expenses incurred due to COVID-19-related hospitalization/home care treatment.
Unique Features
- Cover entire family
- Telemedicine charges
- High SI of upto 5 lacs
IFFCO TOKIO Corona Rakshak Policy
Corona Rakshak Policy provides a lump-sum benefit (equal to 100% of the SI) to the insured on the positive diagnosis of COVID-19.
Unique Features
- Lumpsum payout to beneficiary
- Coverage up to 2.5 Lacs
- Avail Tax Benefits