Odisha's BSKY: A Lifeline for Healthcare
Odisha, a coastal state of India, has a significant portion of its population engaged in catastrophic healthcare expenses. According to the National Sample Survey Office, the state ranks second-highest in the country in terms of healthcare costs exceeding 40% of a person’s income. To alleviate this burden, the state government launched the Biju Swasthya Kalyan Yojana (BSKY). This article will cover the definition, objectives, specifications, and other important aspects of the Biju Swasthya Kalyan Yojana.
Key Takeaways
- Biju Swasthya Kalyan Yojana is the flagship health insurance program run by the Odisha government.
- It was launched on 15th August 2018 by then CM Naveen Patnaik.
- Eligible individuals receive a BSKY card to avail claims up to Rs. 5 Lakhs for healthcare treatments.
What is Biju Swasthya Kalyan Yojana?
This comprehensive health insurance scheme offers a crucial lifeline to the people of Odisha. By providing financial assistance for medical treatments and procedures, BSKY aims to ensure quality healthcare is accessible to all, regardless of socio-economic status. It is a flagship healthcare program launched by the State Government of Odisha.
Biju Swasthya Kalyan Yojana: An Overview
| Launch Date | 15th August 2018 |
|---|---|
| Launched By | CM Naveen Patnaik, Government of Odisha |
| Supervised by | Government of Odisha |
| Contact Details | http://www.bsky.odisha.gov.in/contact-us/ |
Did You Know?
Biju Swasthya Kalyan Yojana was named after the former Chief Minister of the State of Odisha, Biju Patnaik, who served from 1961 to 1963 and from 1990 to 1995.
What are the Objectives of the Biju Swasthya Kalyan Yojana?
The primary objectives of the Biju Swasthya Kalyan Yojana are as follows:
- Universal Health Coverage: The scheme seeks to ensure that every citizen of Odisha has access to essential healthcare services without facing financial hardships.
- Financial Protection: BSKY aims to provide financial protection to families during times of medical emergencies by covering the expenses incurred on hospitalization and treatment.
- Improved Quality of Healthcare: By providing health insurance coverage, the scheme aims to improve the quality of healthcare services and infrastructure in both government and empanelled private hospitals.
- Inclusive Development: The scheme focuses on ensuring that the benefits reach the economically weaker sections and marginalized communities, thus promoting inclusive development.
- Reducing Out-of-Pocket Expenditure: BSKY aims to reduce the burden of out-of-pocket healthcare expenses, which often push families into poverty.
Universal Health Coverage
The scheme aims to ensure that every citizen of Odisha has access to essential healthcare services in government healthcare facilities, preventing financial hardship during or after treatment.
Financial Protection
BSKY aims to provide financial protection to families during medical emergencies by covering hospitalization and treatment expenses.
Improved Quality of Healthcare
By providing health insurance coverage, the scheme aims to improve the quality of healthcare services and infrastructure in both government and empanelled private hospitals.
Inclusive Development
The scheme focuses on ensuring benefits reach economically weaker sections and marginalized communities, promoting inclusive development.
Reducing Out-of-Pocket Expenditure
BSKY aims to reduce the burden of out-of-pocket healthcare expenses, which often push families in Odisha into poverty.
Biju Swasthya Kalyan Yojana: The Statistics
| Total Expenses at Empanelled Hospitals | Rs 7273.08 Cr. |
|---|---|
| Total Admissions at Empanelled Hospitals | 34,25,198 |
| Cataract Surgeries | 5,66,988 |
| Dialysis Treatments | 3,76,191 |
| Organ/Tissue Transplants | 301 |
| Cardiothoracic Vascular Surgeries | 10,766 |
| Oncology Treatments | 2,04,908 |
| Obstetrics & Gynaecology Treatments | 3,07,754 |
Note: Data collected between 15th August 2018 and 2nd September 2024, as presented on the website.
Biju Swasthya Kalyan Yojana Benefits
The Biju Swasthya Kalyan Yojana offers significant benefits to Indian citizens residing in Odisha:
- As a state-initiated and implemented scheme, it ensures improved healthcare services when required.
- This scheme extends support for treatments at public healthcare centers across all districts of Odisha.
- Each enrolled family can avail health cover of up to Rs. 5 Lakhs, with women receiving enhanced coverage of up to Rs. 10 Lakhs.
- BSKY offers financial support for approximately 4,036 medical treatments, including critical conditions like kidney ailments, cancer, heart diseases, and many others.
- The scheme also covers around 255 surgical procedures, ensuring comprehensive coverage for a wide range of health issues.
- The Drop Back Assistance feature offers Rs. 500 to pregnant women and sick infants requiring special health support.
- To ensure efficient and timely treatment, the Odisha Government collaborates with both government and private medical institutes.
- Under BSKY, all medical services are provided free of cost at government health centers.
What are the Treatments Covered under BSKY?
- Inpatient treatment
- Outpatient treatment
- Maternity expenses
- Ayurvedic treatment
- Homoeopathic treatment
- Organ transplant
- Surgery
- Critical Illness
Biju Swasthya Kalyan Yojana Eligibility Criteria
To ensure Biju health card benefits reach those who need them most, specific Biju Swasthya Kalyan Yojana eligibility criteria are in place. To be eligible for BSKY, you must be:
- A legal resident of Odisha.
- Annual income should not exceed Rs 5 Lakh in rural areas and Rs 6 Lakhs in urban areas.
- A Below Poverty Line (BPL) cardholder.
- Already enrolled in schemes such as Biju Krushak Kalyan Yojana (BKKY), Rashtriya Swasthya Bima Yojana (RSBY), or Antyodaya Anna Yojana (AAY).
How to Enroll for Biju Swasthya Kalyan Yojana?
Enrolling in the Biju Swasthya Kalyan Yojana is a straightforward process:
- Visit the Official Website: Go to nhmodisha.gov.in for up-to-date information.
- Click on 'Apply Now': On the homepage, locate the 'Apply Now' button to access the application form.
- Fill in the Application Form: Provide necessary details such as name, address, and family members' information.
- Attach Required Documents: Include proofs of income, domicile, and date of birth.
- Submit the Form: Double-check your details and click 'Submit' to finalize your application.
- Document Verification: Authorities will verify your documents.
- Receive BSKY Health Card: Upon successful verification, you will receive the health card to avail healthcare benefits.
Documents Required for BSKY Registration*
You need to submit the following documents when enrolling for BSKY:
- Aadhaar Card
- Voter ID
- PAN Card
- Electricity Bill
- Income Certificate
- Passport-size Photograph
*The list of documents given above is indicative and may vary from the actual documents required.
Contact Details
Contact Details for the Office of SHAS HQ
| NAME | DESIGNATION | CONTACT NUMBER |
|---|---|---|
| SHALINI PANDIT, IAS | COMMISSIONER-CUM-SECRETARY-CUM-CHAIRPERSON | 0674-2620500 |
| DR BRUNDHA D, IAS | CHIEF EXECUTIVE OFFICER | 0674-2620500 |
| SRI SUBHANANDA MOHAPATRA, OAS | JOINT CEO (ADMIN.) | 0674-2620500 |
| SRI ARABINDA ROUTRAY, OFS | JOINT CEO (FINANCE) | 0674-2620500 |
| SRI ARABINDA ROUTRAY, OFS | JOINT CEO (FINANCE) | 0674-2620500 |
| DR BISHNU PRASAD MOHAPATRA | ADDITIONAL DIRECTOR | 0674-2620500 |
| DR BASANT KUMAR MISHRA | JOINT CEO (TECH.) | 9439999133 |
| DR MD SIRAJUM MUNIR | ADDITIONAL DIRECTOR | 9437069751 |
| DR RAJENDRA KUMAR MALLICK | ADDITIONAL DIRECTOR | 9437156450 |
| DR BASANT KUMAR BARIK | ADDITIONAL DIRECTOR | 9937177838 |
| DR ASHOK KUMAR SITHA | ADDITIONAL DIRECTOR | 9437142249 |
| DR SAMBIT KUMAR BEHERA | DY. CEO | 7008433205 |
| DR RAM KRUSHNA SATPATHY | JOINT DIRECTOR | 7978927158 |
| DR MANORANJAN HATI | JOINT DIRECTOR | 8658003183 |
| DR ARUN KUMAR MOHAPATRA | JOINT DIRECTOR | 9437407998 |
| DR SUBHRAJYOTI RAO | JOINT DIRECTOR | 9937441651 |
| DR BIJAY KUMAR DHALLA | MEDICAL OFFICER | 8249805172 |
| DR PRAMOD KUMAR GIRI | MEDICAL OFFICER | 8658864889 |
| DR SATYANARAYAN SAMAL | MEDICAL OFFICER | 9437651003 |
| SARAT CHANDRA MISHRA | EXECUTIVE OFFICER GRIEVANCE | 9437083882 |
| SASWAT DASH | DEO (NON-TECH) | 9439999922 |
| SIBA PRASAD SAHOO | PRE AUTH & CLAIMS EXECUTIVE | 7789023916 |
| AJIT KUMAR SAHOO | EXECUTIVE (EMPANELMENT) | 9040209734 |
| PRASANTA KUMAR PRADHAN | FINANCE OFFICER | 9853315365 |
| ASIT KUMAR SAHOO | FINANCE OFFICER | 8895516229 |
| SMRUTI SRADHANJALI SAHOO | FINANCE OFFICER | 7008940017 |
| SUBAS CHANDRA MOHANTY | FINANCE OFFICER | 8895175876 |
| RAJESH KUMAR JENA | FINANCE OFFICER | 9776443364 |
| AJIT KUMAR SAMANTRAY | FINANCE OFFICER | 9438360466 |
| MOHAMMAD IMRAN KHAN | FINANCE OFFICER | 9438850786 |
| SAMBIT KUMAR LENKA | ACCOUNTS EXECUTIVE | 8093444274 |
| RANJAN KUMAR DASH | IT MANAGER | 9439445027 |
| CHINMAYA KUMAR BEHERA | DEO (M&E) | 9439999924 |
| PADMANAV PADHY | M&E (EXECUTIVE) | 9861847973 |
| DEBASIS MOHANTY | HR MANAGER | 7978215118 |
| SATYASIKHA DAS | HR EXECUTIVE | 7008058902 |
| JYOTIRAM DASH | DEO (GRIEVANCE) | 9776351311 |
| SUNIL KUMAR PRADHAN | EXECUTIVE (FOSS) | 9937345652 |
| SHWETALEENA DAS | IEC & TRAINING CONSULTANT | 8895351952 |
| HRUSIKESH JENA | IEC (EXECUTIVE) | 8908308234 |
| SONALI SAHU | QUALITY COORDINATOR | 7008324935 |
| SUBHASHREE MOHANTY | DEO (FO) | 9437276635 |
| SUSMITA NAIK | MIS OFFICER | 7752051677 |
Contact Details for the Office of SHAS District
| Name | District | Contact No |
|---|---|---|
| BHARAT CHANDRA MALLIK | ANGUL / KORAPUT | 9090022829 / 7504169960 |
| SUBRAT KUMAR SAHU | BALANGIR | 8249246772 |
| AJAY KUMAR PRADHAN | BALASORE | 9776730920 |
| SANJIB KUMAR PATEL | BARGARH | 9861354077 / 7008309506 |
| PUTUN HANSDA | BHADRAK | 9439999961 |
| SUSMITA NAIK | CUTTACK (I/C) | 7752051677 |
| SAGARIKA SETHY | DHENKANAL | 9124209334 |
| ANIRUDHA PATRO | GAJAPATI / GANJAM | 9861187261 / 8249131910 |
| BHABANATH SAHU | BOUDH | 9776228349 / 9439999962 |
| BIBHU CHARAN NAIK | KALAHANDI / RAYAGADA | 7978013300 |
| PRASANT KUMAR SAHOO | JAGATSINGHPUR | 7008993148 |
| LINGARAJ PATTANAIK | JAJPUR | 9861945304 |
| ANNAPURNA NAYAK | KENDRAPARA | 9437603072 |
| DAYANIDHI MALLICK | NAYAGARH | 9337810061 |
| PRATIVA PRIYADARSHINI BARA | KEONJHAR | 8917486912 |
| BIBHUNANDAN SAHOO | KHORDHA (URBAN) | 9437444979 |
| BIDYUT RANJAN CHOW PATTNAIK | KHORDHA (RURAL) | 9348206373 |
| SUSANTA KUMAR DALAI | MAYURBHANJ | 7978631151 |
| ABHIMANYU JAGAT | NAWARANGPUR / MALKANGIRI (I/C) | 9439999957 |
| BIBHU PRASAD BISWAL | PURI | 7008096141 |
| PRAGNYA PARIMITA DASH | SAMBALPUR / DEOGARH (I/C) | 9937513361 |
| NARENDRA KUMAR TARAI | SONEPUR | 9035821413 |
| ALOK RANJAN KUMBHAR | SUNDERGARH / JHARSUGUDA | 7008800734 |
Bottom Line
The Biju Swasthya Kalyan Yojana has been a significant step towards achieving universal healthcare in the state of Odisha. By providing financial protection to vulnerable families and ensuring access to quality healthcare services, the scheme has positively impacted the lives of many. The comprehensive coverage, cashless treatment, and emphasis on inclusive development make BSKY a commendable initiative that addresses the healthcare needs of the population effectively. However, continuous efforts should be made to improve the scheme's implementation and reach to ensure that every citizen in Odisha can avail its benefits and lead a healthy life without financial worries.
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