Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
Bajaj Allianz Health Insurance Plans
Bajaj Allianz has over 10 crore customers across the country and to cater to such a wide consumer base Bajaj Allianz Health Insurance has an array of insurance plans.
Bajaj Allianz Health Insurance Individual & Family Plans
A plan with 3 variants offering up to 1 Cr SI. It covers expenses incurred during hospitalization resulting from serious illness or accident.
Unique Features
- Avail Discounts
- Maternity cover available
- Organ Donor expenses covered
Bajaj Allianz Health Guard (Pros)
- Convalescence benefit
- Super Cumulative bonus
- Daily cash benefit
- New Born Baby Cover
- Pre & post hospitalization
Bajaj Allianz Health Guard (Cons)
- No Global Coverage
- No Dental Treatment
- No Parkinson's Cover
- HIV/AIDS not covered
- No Obesity/Weight Cover
Bajaj Allianz Health Guard (Other Benefits)
- Health prime rider
- Non-medical expense rider
- Wellness benefits
- Bariatric surgery cover
- SI reinstatement benefit
Bajaj Allianz Health Guard (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1.5 L to 1 Cr
- Waiting Period - 30 Days
A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.
Unique Features
- Avail daycare procedures
- Road ambulance coverage
- Prosthetic cost covered
Bajaj Allianz Health Infinity (Pros)
- In-patient hospitalization cover
- Pre & post hospitalization
- Spouse Cover
- Global Coverage
- Preventive health check-up
Bajaj Allianz Health Infinity (Cons)
- No Sleep Apnea Coverage
- No Dental Treatment
- No Alcoholism Cover
- Type2 Diabetes not covered
- No Obesity/Weight Cover
Bajaj Allianz Health Infinity (Other Benefits)
- Per Day Room Rent Benefit
- Co-Pay Benefit
- Tax Benefits
- Cataract Cover
- Alzheimer Cover
Bajaj Allianz Health Infinity (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - No Limit
- Waiting Period - 30 Days
A robust policy that takes care of 360-degree health needs for you and your family with a maximum sum assured up to INR 25 lakh.
Unique Features
- Modern Treatment covered
- Avail AYUSH treatment
- Avail cumulative bonus
Arogya Sanjeevani Plan (Pros)
- Cataract Treatment
- Modern Treatment
- Pre-hospitalization
- Post-hospitalization
- Hospitalization Cover
Arogya Sanjeevani Plan (Cons)
- No Global Coverage
- No Weight Control Cover
- No Sleep Apnea Cover
- HIV/AIDS not covered
- No War Injury Cover
Arogya Sanjeevani Plan (Other Benefits)
- Plastic Surgery Cover
- Spouse Cover
- Child Cover
- Dental Treatment Cover
- Diabetes Cover
Arogya Sanjeevani Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 25 L
- Waiting Period - 30 Days
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
- Avail cumulative bonus
- Cover dependent children
- Cover death and disability
Bajaj Allianz Accident Protection Plans
Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability
Unique Features
- Covers children’s education
- Avail cumulative bonus
- Avail additional covers with plan
Bajaj Allianz Sankat Mochan
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
Unique Features
- Offers 16 variants
- Lifetime renewal available
- Avail Hospitalization expenses
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
- Avail cumulative bonus
- Cover dependent children
- Cover death and disability
Bajaj Allianz Critical Illness Plans
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
- Avail lifetime renewal
- Avail coverage against cancer
- Avail wellness discount
Bajaj Allianz Criti-Care (Pros)
- Dialysis Care Cover
- Cancer reconstructive surgery
- Cardiac Nursing Cover
- Physiotherapy care
- Dialysis Care
Bajaj Allianz Criti-Care (Cons)
- No Intoxication Coverage
- No Cosmetic Surgery
- No Postpartum Cover
- STD not covered
- No Natural Calamity Cover
Bajaj Allianz Criti-Care (Other Benefits)
- Cancer Care
- Cardiovascular Care
- Kidney Care
- Neuro Care
- Transplants care
Bajaj Allianz Criti-Care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 2 Cr
- Waiting Period - 30 Days
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
Unique Features
- Avail discounts on policy terms
- 50 Lakh SI
- Flexible premium payment
Bajaj Allianz Critical Illness (Pros)
- Joint Replacement
- Major Organ Transplantation
- Surgery of Aorta
- Limbs Permanent Paralysis
- Dialysis Care
Bajaj Allianz Critical Illness (Cons)
- No C- Section Coverage
- No Weight Surgery Cover
- No War Injury Cover
- HIV/AIDS not covered
- No Natural Peril Cover
Bajaj Allianz Critical Illness (Other Benefits)
- First Heart Attack
- Open Chest CABG
- Regular Dialysis
- Neuro Care
- Multiple Sclerosis
Bajaj Allianz Critical Illness (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 50 L
- Waiting Period - 90 Days
Bajaj Allianz Women Specific Critical Illness
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
- Congenital Disability Benefit
- Children Education Bonus
- Avail various discounts
Bajaj Allianz Health Insurance Specialized Plans
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
Unique Features
- Avail discounts on policy terms
- 50 Lakh SI
- Flexible premium payment
Bajaj Allianz Critical Illness (Pros)
- Joint Replacement
- Major Organ Transplantation
- Surgery of Aorta
- Limbs Permanent Paralysis
- Dialysis Care
Bajaj Allianz Critical Illness (Cons)
- No C- Section Coverage
- No Weight Surgery Cover
- No War Injury Cover
- HIV/AIDS not covered
- No Natural Peril Cover
Bajaj Allianz Critical Illness (Other Benefits)
- First Heart Attack
- Open Chest CABG
- Regular Dialysis
- Neuro Care
- Multiple Sclerosis
Bajaj Allianz Critical Illness (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 50 L
- Waiting Period - 90 Days
Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.
Unique Features
- Avail Modern Treatments
- Avail Ambulance coverage
- Avail discounts on policy terms
A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.
Unique Benefits
- Air Ambulance cover
- Avail maternity expense
- Organ donor expenses covered
Bajaj Allianz Extra Care Plus (Pros)
- Modern treatment Covered
- Air Ambulance Cover
- Maternity Benefit
- Organ Donor Expenses
- Free Medical Check-Up
Bajaj Allianz Extra Care Plus (Cons)
- No New Born Baby Cover
- No Dental Treatment
- No Obesity Cover
- STD not covered
- No BMI Cover
Bajaj Allianz Extra Care Plus (Other Benefits)
- Day Care Treatment Covered
- ICU Covered
- Specialist Doctor Cover
- Post-hospitalisation expenses
- Spouse and Child Cover
Bajaj Allianz Extra Care Plus (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 80 Years
- SI - 3 L to 50 L
- Waiting Period - 30 Days
The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.
Unique Features
- Avail Lifetime Renewal
- Coverage against Dengue
- Avail family coverage
Bajaj Allianz M care (Pros)
- Chikungunya Cover
- Malaria Cover
- Filariasis Cover
- Kala Azar Cover
- Pre & post hospitalisation
Bajaj Allianz M care (Cons)
- No Global Coverage
- No Dental Treatment
- No Parkinson's Cover
- HIV/AIDS not covered
- No Obesity/Weight Cover
Bajaj Allianz M care (Other Benefits)
- Zika Virus Cover
- Japanese Encephalitis Cover
- Dengue Fever Cover
- Bariatric surgery cover
- SI reinstatement benefit
Bajaj Allianz M care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 25 Thousand to 75 Thousand
- Waiting Period - 30 Days
Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability
Unique Features
- Covers children’s education
- Avail cumulative bonus
- Avail additional covers with plan
Bajaj Allianz Sankat Mochan
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
Unique Features
- Offers 16 variants
- Lifetime renewal available
- Avail Hospitalization expenses
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
- Avail cumulative bonus
- Cover dependent children
- Cover death and disability
A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.
Unique Features
- Personal Accident Covered
- EMI Payment Cover
- Child education benefit available
Bajaj Allianz Saral Suraksha Bima
Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.
Unique Features
- Lifetime renewal available
- Child education benefit available
- Cumulative Bonus
Bajaj Allianz Saral Suraksha Bima (Pros)
- Total Temporary Disablement
- Installment Premium Payment
- Cumulative Bonus
- Hospitalization Expenses
- 10% Education Grant
Bajaj Allianz Saral Suraksha Bima (Cons)
- No Alcoholism Cover
- No War Injury Cover
- No Cataract Cover
- No Suicide Cover
- No STD Cover
Bajaj Allianz Saral Suraksha Bima (Other Benefits)
- Partial Disablement Cover
- Total Disablement Cover
- Nursing Expenses Cover
- Prosthetic Cover
- ICU Cover
Bajaj Allianz Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2.5 L to 1 cr
- Waiting Period - 30 Days
Bajaj Allianz Star Package
An all-in-one family floater policy that covers health, household contents, travel baggage and much more.
Unique Features
- Covers Household content
- Avail education grant
- Avail critical illness cover
Bajaj Allianz Global Health Care
This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.
Unique Features
- USD 1,000,000 cover
- Mental Illnesses covered
- Air Ambulance covered
A Comprehensive Plan with a wide range of benefits, ensuring a cover for maximum expenses related to Illness and Accidents offering optional add-on benefits.
Unique Features
- Avail Maternity Cover
- Avail Newborn baby cover
- Physiotherapy expenses covered
A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.
Unique Features
- Avail Hospitalization expenses
- Pre-existing illnesses Cover
- 130 day care procedures
Bajaj Allianz Tax Gain Policy
A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.
Unique Features
- OPD covereage available
- 130 Day care procedures
- Avail free health check up
A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.
Unique Features
- Upto 10lakh sum assured
- Avail cumulative bonus
- Day care procedures covered
Bajaj Allianz Corona-Kavach Policy
An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.
Unique Features
- Avail homecare treatment
- AYUSH treatment available
- Avail hospital daily cash
Bajaj Allianz Corona-Kavach Policy (Pros)
- Covid Hospitalization Cover
- AYUSH Treatment
- Pre Hospitalization
- Post Hospitalization
- Home Care Treatment Expenses
Bajaj Allianz Corona-Kavach Policy (Cons)
- No Global Coverage
- No Dental Treatment
- No Alcoholism Cover
- No Unproven Treatments
- No Suicide Cover
Bajaj Allianz Corona-Kavach Policy (Other Benefits)
- Hospital Daily Cash
- Oxygen cylinder Cover
- Diagnostic tests Cover
- Consultation charge cover
- Road Ambulance Cover
Bajaj Allianz Corona-Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 50 Thousand to 5 L
- Waiting Period - 15 Days
Bajaj Allianz Hospital Cash Daily Allowance
Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.
Unique Features
- Avail discounts
- Flexible premium payment term
- Avail family cover
Bajaj Allianz Women Specific Critical Illness
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
- Congenital Disability Benefit
- Children Education Bonus
- Avail various discounts
Bajaj Allianz Family Health Care Policy
A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.
Unique Features
- Avail Daycare procedures
- Hospital cash benefits
- Modern treatment covered
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
- Avail lifetime renewal
- Avail coverage against cancer
- Avail wellness discount
Bajaj Allianz Criti-Care (Pros)
- Dialysis Care Cover
- Cancer reconstructive surgery
- Cardiac Nursing Cover
- Physiotherapy care
- Dialysis Care
Bajaj Allianz Criti-Care (Cons)
- No Intoxication Coverage
- No Cosmetic Surgery
- No Postpartum Cover
- STD not covered
- No Natural Calamity Cover
Bajaj Allianz Criti-Care (Other Benefits)
- Cancer Care
- Cardiovascular Care
- Kidney Care
- Neuro Care
- Transplants care
Bajaj Allianz Criti-Care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 2 Cr
- Waiting Period - 30 Days
