Niva Bupa Health Insurance Plans
Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater
to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.
Niva Bupa Health Insurance Individual and Family Health Plan
Niva Bupa Health Insurance Specialized Plans
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
- No room rent capping
- Unlimited E-consultation available
- Pharmacy and diagnostic services
NivaBupa Health Recharge (Pros)
- Loyalty Additions up to 50%
- Pharmacy and Diagnostic Services
- Personal Accident Cover
- Easy Plan Convertibility
- Day Care Treatments Coverage
NivaBupa Health Recharge (Cons)
- Maternity Treatment not covered
- Pre-existing Diseases not covered
- Alcoholism not covered
- Dietary Supplements not covered
- No COVID-19 cover
NivaBupa Health Recharge (Other Benefits)
- Intensive Care Unit charges
- Domiciliary treatment
- HIV / AIDS Treatment Covered
- Artificial Life Maintenance Benefit
- Room Rent (per day) Up to 1%
NivaBupa Health Recharge (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2 Lakh - 95 Lakh
- Waiting Period - 30 Days
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
- Daily hospital cash
- Accident care available
- Lifelong renewability
NivaBupa CritiCare (Pros)
- 20 critical illnesses Covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- Direct claim settlement
NivaBupa CritiCare (Cons)
- Accident Death
- No Total Disability Cover
- AIDS Not Covered
- Child Education Benefit
- Funeral Expenses
NivaBupa CritiCare (Other Benefits)
- Flexibility Plan Options
- Surgeon's Fee Covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic Implants Covered
NivaBupa CritiCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 3 Cr
- Waiting Period - 30 Days
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
- Global coverage available
- Child education benefit
- Permanent Disability Cover
- Funeral Expenses
- Accidental OPD
- Adventure Sports Cover
- Elderly Care Cover
- Burns Cover
- No Alcohol Ailment Cover
- No Cosmetic Surgery
- No Obesity Surgery
- No Suicide Cover
- No War Injury Cover
AccidentCare (Other Benefits)
- Air Ambulance
- Broken Bone/Fracture
- Head & Spinal Injury
- Marriage Expenses for Children
- Comatose Cover
AccidentCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 5l
- Waiting Period - 30 Days
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
- 100% SI restoration
- Unlimited e-consultation
- No room rent capping
NivaBupa Money Saver (Pros)
- All Day Care Procedures covered
- Accumulated Bonus
- 100% Refill Benefit
- 20% cumulative bonus
- Organ Transplantation Covered
NivaBupa Money Saver (Cons)
- No Maternity Benefit
- Adventure Sports not covered
- STDs not covered
- Cosmetic Surgery Not Covered
- Self Inflicted Injuriesnot covered
NivaBupa Money Saver (Other Benefits)
- Road Ambulance Cover
- Alternate Treatment
- Pharmacy and Diagnostic Services
- Hassle-Free Claims
- Pre & Post Hospitalisation
NivaBupa Money Saver (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 10.5 L to 1 Cr
- Waiting Period - 30 Days
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
- Coverage for modern treatments
- Multiple co-payment options
- Unlimited SI restoration
NivaBupa Senior First (Pros)
- 3 Variant Available
- No pre-issuance medical tests
- Day 1 Health Check-up
- Safeguard (Add-on)
- Day Care Treatment
NivaBupa Senior First (Cons)
- No Critical Illness Cover
- 50% Co-payment
- No Specific Diseases Covered
- No Pre-existing Disease Cover
- Self Inflicted Injuriesnot covered
NivaBupa Senior First (Other Benefits)
- ReAssure Benefit
- Domiciliary Hospitalization
- Organ Donor Benefit
- Ayush Benefit
- Annual Aggregate Deductible
NivaBupa Senior First (Eligibility Criteria)
- Entry Age - 61 Years
- Max Entry Age - 75 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
Plans offered by TATA AIG Health Insurance
Below is a list of plans offered by Tata AIG that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.
Individual & Family Health Insurance
Comprehensive Plan
A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.
Unique Features
- Global Coverage
- 540+ Day care treatments
- Compassionate Travel up to 20K
Medicare Health Insurance (Pros)
- Qualified Nurse
- Restore Benefit
- Room Rent
- Organ Donor
- Domiciliary Treatment
Medicare Health Insurance (Cons)
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Medicare Health Insurance (Other Benefits)
- AYUSH Benefit
- Health Checkup
- Bariatric Surgery Cover
- Vaccination cover
- 50%Cumulative Bonus
Medicare Health Insurance (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L - 20 L
- Waiting Period - 30 Days
Standard plan
TATA AIG Arogya Sanjeevani Policy
A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.
Unique Features
- Cataract Treatment covered
- AYUSH Coverage
- Flexible Premium Payment
Arogya Sanjeevani Policy (Pros)
- Robotic Surgeries
- Oral chemotherapy
- BronchialThermoplasty
- Day Care Procedures Covered
- Bronchial Thermoplasty
Arogya Sanjeevani Policy (Cons)
- No Suicide Cover
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Arogya Sanjeevani Policy (Other Benefits)
- Intra Vitreal Injections
- Road Ambulance Cover
- Plastic Surgery
- AYUSH treatment Cover
- Cumulative Bonus
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
Specialized Health Plans
Critical Illness Plan
A unique policy that goes beyond health insurance by providing wellness programs. Provides services like consultation, discounts and newsletters on wellness.
Unique Benefits
- Convalescence benefit
- Critical illness benefit
- Value added benefits
Top-up Policy
An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.
Unique Features
- Global Coverage
- Cumulative Bonus
- Tax Benefit
Tata AIG Medicare Plus (Pros)
- In-patient Treatment
- Long Term Discount
- Family Discount
- Day Care Procedures
- Lifelong Renewal
Tata AIG Medicare Plus (Cons)
- No Gender Change
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Tata AIG Medicare Plus (Other Benefits)
- Consumables Benefit
- In-patient Dental Treatment
- Ambulance Cover
- AYUSH Benefit
- Domiciliary Treatment
Tata AIG Medicare Plus (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L - 1 Cr
- Waiting Period - 30 Days
Critical Illness Policy
TATA AIG Critical Illness Policy is designed to offer coverage against a wide gamut of illnesses and medical emergencies.
Unique Benefits
- Second opinion Benefit
- Tax benefits
- Option to add beneficiaries
Group Health Policy
Tata AIG Corporate Health Insurance
Tata AIG Corporate Health Insurance offers coverage to employees and offers coverage for hospitalization, disability, and deaths resulting from accidents.
Unique Benefits
- 24*7 worldwide coverage
- Daily Cash Benefits
- SI based on Salary or Category
