Oriental Health vs Acko Health Health Insurance 2026 | PolicyX
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Overview

Oriental Health Insurance, a trusted public-sector insurer since 1947, offers a wide range of health plans for financial security during medical emergencies.
COMPANY DETAILS ✎ Edit

Oriental Health

 ✎ Edit

Acko Health
Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crores

Sum Insured

Up to ₹ 1 Crore
Claim ratio

Claim Ratio

91.62%

Claim Ratio

96.31%
Network hospitals

Network Hospital

4000+

Network Hospital

14300+
Solvency Ratio

Solvency Ratio

-1.03

Solvency Ratio

2.30
Pan India Presence

Pan India Presence

1,000

Pan India Presence

17
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

9,994.44 Crore

Annual premium (company level)

2,064.67 Crore
Years in operation

Years in operation

1947

Years in operation

9 years
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

90.18

Claims settled within 3 months

99.1
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Oriental Health Insurance

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▶ Acko Health Insurance
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Know More About Health Insurance Companies

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Oriental Health Insurance

Most popular
Group Health Insurance

Oriental Bank Saathi Policy

The Oriental Insurance Bank Saathi Policy is a group health insurance plan providing indemnity for medical expenses to individuals...

  • 2 Plan Variants
  • Newborn Baby Cover
  • Modern Treatment
  • Maternity & newborn cover
  • Medical second opinion
  • Mental illness cover
  • Illegal activities
  • Alcoholism
  • Adventure sports
  • Tax benefits
  • AYUSH treatment
  • Modern treatments
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L
View plan
Accident Health Insurance

Oriental Personal Accident Policy

Oriental Insurance's personal accident policy provides crucial financial support for individuals and families facing unforeseen ac...

  • Covers you globally
  • Optional medical cover
  • Accidental loss compensation
  • Accidental death
  • Injury
  • Permanent total disability
  • Obesity
  • Illegal activities
  • Cosmetic Procedures
  • Permanent partial disability
  • Temporary total disability
  • Worldwide accidental cover
  • N/A
View plan
Individual and Family Health Insurance

Oriental Happy Family Floater Policy

Oriental Happy Family Floater Policy offers comprehensive health coverage for Indian families, with four plan options (Silver, Gol...

  • International Cover
  • Multiple Discount Benefits
  • E-Consultation Available
  • Domiciliary hospitalization
  • Pre and post-hospitalization
  • Newborn baby expenses
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity
  • Tele consultation
  • Telemedicine
  • Accidental death benefit
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial waiting period: 30 days
  • Sum Insured: Up to 50 Lakhs
View plan

Acko Health Insurance

Most popular
Individual and Family Health Insurance

Acko Platinum Health Insurance

Acko Platinum Health Insurance offers comprehensive coverage for individuals and families, with a sum insured up to INR 10 lakhs. ...

  • Personal Accident Cover
  • Critical Illness Cover
  • SI up to 10 Lakhs
  • Personal accident cover
  • Critical illness cover
  • SI up to 10 Lakhs
  • OPD not covered
  • ICU coverage not available
  • Cosmetic surgeries not covered
  • Personal accident cover
  • Critical illness treatment cover
  • Doctor on call and second medical opinion available
  • Minimum Entry Age - 18 Years
  • Maximum Entry Age - N/A
  • SI - Upto 10 Lakhs
  • Initial Waiting Period - 30 Days
View plan
Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage from ₹50...

  • COVID-19 treatment coverage
  • No pre-policy health check-ups till 45
  • Lifelong renewability
  • No Pre-Policy Check-up
  • COVID-19 cover
  • AYUSH coverage
  • Ambulance services
  • OPD cover unavailable
  • Maternity unavailable
  • Newborn baby cover
  • Health check-ups unavailable
  • Family floater cover
  • Indemnity benefits
  • Pre & post-hospitalization
  • Room rent & ICU cover
  • Min Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹1 Lakh to ₹25 Lakh
  • Waiting Period: 30 Days
View plan
Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Pre and post-hospitalisation not covered
  • ICU cover not available
  • OPD not covered
  • Accidental death and disability
  • Permanent and total disability
  • Aid to uncertain injuries
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 70 Years
  • SI - NA
  • Initial Waiting Period - Day 1 Coverage For Accidental Death
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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