Acko Health vs Bajaj General Health Insurance 2026 | PolicyX

Overview

ACKO General Insurance (established 2016) is a leading online-first insurer in India serving 50M+ customers. It offers health, car and bike insurance and, via partnerships with Ola and Amazon, trip, electronics and hotel-stay products.
COMPANY DETAILS ✎ Edit

Acko Health

✎ Edit

Bajaj General

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Crore

Sum Insured

Up to ₹ 25 Cr
Claim ratio

Claim Ratio

96.31%

Claim Ratio

99.23%
Network hospitals

Network Hospital

14300+

Network Hospital

18400+
Solvency Ratio

Solvency Ratio

2.30

Solvency Ratio

3.25
Pan India Presence

Pan India Presence

17

Pan India Presence

1100
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

2,064.67 Crore

Annual premium (company level)

21,416.80 Crore
Years in operation

Years in operation

9 years

Years in operation

2001
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

99.1

Claims settled within 3 months

95.99
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Acko Health Insurance

▶ Acko Health Insurance

Bajaj Health Insurance

▶ Bajaj Health Insurance

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Acko Health Insurance

Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage from ₹50...

  • COVID-19 treatment coverage
  • No pre-policy health check-ups till 45
  • Lifelong renewability
  • No Pre-Policy Check-up
  • COVID-19 cover
  • AYUSH coverage
  • Ambulance services
  • OPD cover unavailable
  • Maternity unavailable
  • Newborn baby cover
  • Health check-ups unavailable
  • Family floater cover
  • Indemnity benefits
  • Pre & post-hospitalization
  • Room rent & ICU cover
  • Min Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Sum Insured: ₹1 Lakh to ₹25 Lakh
  • Waiting Period: 30 Days
View plan
Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Zero waiting period
  • Accidental death cover
  • No health check-up required
  • Pre and post-hospitalisation not covered
  • ICU cover not available
  • OPD not covered
  • Accidental death and disability
  • Permanent and total disability
  • Aid to uncertain injuries
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 70 Years
  • SI - NA
  • Initial Waiting Period - Day 1 Coverage For Accidental Death
View plan

Bajaj General Health Insurance

Individual and Family Health Insurance

Bajaj General My Health Care Plan

The Bajaj General My Health Care Plan is a highly flexible and customizable health insurance option for individuals and families, ...

  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • High SI options
  • OPD cover
  • Cataract cover
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available
  • Avail Optional Cover
  • Maternity Cover
  • High SI
  • 18 to 65 Years
View plan
Individual and Family Health Insurance

Bajaj General Star Package

The Bajaj Allianz Star Package is a comprehensive family floater plan, extending beyond typical health insurance to offer a unique...

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI
  • 18 to 65 Years
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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