Acko Health vs Edelweiss Health Insurance Health Insurance 2026

Overview

ACKO General Insurance (established 2016) is a leading online-first insurer in India serving 50M+ customers. It offers health, car and bike insurance and, via partnerships with Ola and Amazon, trip, electronics and hotel-stay products.

COMPANY DETAILS

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Acko Health

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Edelweiss Health Insurance

Number of health insurance plans	No. of Plans 3 ❯	No. of Plans 6 ❯
Sum insured	Sum Insured Up to ₹ 1 Crore	Sum Insured Up to ₹ 1Cr.
Claim ratio	Claim Ratio 96.31%	Claim Ratio 98.54%
Network hospitals	Network Hospital 14300+	Network Hospital 10000+
Solvency Ratio	Solvency Ratio 2.30	Solvency Ratio 1.97
Pan India Presence	Pan India Presence 17	Pan India Presence 9
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 2,064.67 Crore	Annual premium (company level) 375.88 Crore
Years in operation	Years in operation 9 years	Years in operation 8 years
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 99.1	Claims settled within 3 months 92.27
Recommended Videos	▶ Acko Health Insurance ▶ Edelweiss Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Know More About Health Insurance Companies

Acko Health Insurance

Acko Platinum Health Insurance

Acko Platinum Health Insurance offers comprehensive coverage for individuals and families, with a sum insured up to INR 10 lakhs. ...

Personal Accident Cover
Critical Illness Cover
SI up to 10 Lakhs

Personal accident cover
Critical illness cover
SI up to 10 Lakhs

OPD not covered
ICU coverage not available
Cosmetic surgeries not covered

Personal accident cover
Critical illness treatment cover
Doctor on call and second medical opinion available

Minimum Entry Age - 18 Years
Maximum Entry Age - N/A
SI - Upto 10 Lakhs
Initial Waiting Period - 30 Days

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Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage from ₹50...

COVID-19 treatment coverage
No pre-policy health check-ups till 45
Lifelong renewability

No Pre-Policy Check-up
COVID-19 cover
AYUSH coverage
Ambulance services

OPD cover unavailable
Maternity unavailable
Newborn baby cover
Health check-ups unavailable

Family floater cover
Indemnity benefits
Pre & post-hospitalization
Room rent & ICU cover

Min Entry Age: 18 Years
Max Entry Age: 65 Years
Sum Insured: ₹1 Lakh to ₹25 Lakh
Waiting Period: 30 Days

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Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

Zero waiting period
Accidental death cover
No health check-up required

Zero waiting period
Accidental death cover
No health check-up required

Pre and post-hospitalisation not covered
ICU cover not available
OPD not covered

Accidental death and disability
Permanent and total disability
Aid to uncertain injuries

Min. Entry Age - 18 Years
Max. Entry Age - 70 Years
SI - NA
Initial Waiting Period - Day 1 Coverage For Accidental Death

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ZUNO Health Insurance

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani is a standard, affordable health insurance plan, proposed by IRDAI, offering basic medical coverage from IN...

Explore Arogya Sanjeevani
Benefits and Features
Eligibility Criteria

Affordable
No-claim bonus
Flexible policy
Modern procedures
Cataract cover

5% Co-payment
Obesity treatment unavailable
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Lifelong renewal
Road ambulance cover
Room rent cover
AYUSH treatment cover
Family discount

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

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Accident Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima is a personal accident insurance policy for individuals aged 18-70, providing financial protection agains...

Accident health insurance plan
Benefits of the plan
Inclusions and exclusions

Accidental death covered
Cumulative bonus
Education grant

Not a comprehensive plan
Adventure sports accidents
War injuries not covered

Dental treatment
Plastic surgery
All the day care treatments

Entry age: 18 years Maximum entry age: 80 years Sum Insured: INR 2.5 Lakh to 1 Crore No waiting period

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Individual and Family Health Insurance

Zuno Covid Healthcare Insurance

Zuno's COVID Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, helps manage the financial strain of the ...

Explore Zuno Covid Plans
Benefits Of Zuno Covid Care
Inclusions and Exclusions

Lump sum benefit
Domiciliary benefit
Family cover
Ambulance cover

Illegal activities
Nuclear attack or war
Intoxication injuries

High Sum Insured
Tax benefits
Add-ons available

Min entry age: 18 years
Max entry age: 65 years
Sum insured: 1 to 5 Lakhs
Waiting Period: 15 days

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Individual

ZUNO Empower Health Insurance

Zuno Empower Health Insurance is a specialized plan designed for individuals with over 40% disability, mental illness, or HIV/AIDS...

Comprehensive health plans
Indemnity plans
AYUSH treatment covered

Inpatient hospitalisation
AYUSH coverage
Cataract treatment

Rehabilitation not included
Cosmetic or plastic surgery not included
Gender change treatment not included

Specialized plan
Created for people with disability
People with HIV are eligible

Entry age - 18 years
Max entry age - No age limit
SI - INR 5 L
Waiting Period - 30 days

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Individual and Family Health Insurance

Zuno Corona Kavach

The Zuno Corona Kavach policy is a floater health insurance plan specifically for COVID-19 hospitalization expenses, available for...

Explore COVID-19 Care
Hospitalisation Expenses
Add-ons Available

AYUSH Cover
Pre-Hospitalization Cover
Ambulance Cover
COVID-19 Cover

Obesity treatments
HIV/AIDS
Adventure sports
Illegal activities

Hospital Daily Cash
Discounts
Family Cover
Tax Benefits

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: 50k to 1 L</li> <li>Waiting Period: 30 Days</li> </ul>

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Individual

Zuno Corona Rakshak

Zuno Corona Rakshak is a health plan specifically designed to cover medical expenses related to COVID-19, offering a 100% lump sum...

COVID-19 Cover
Minimal Waiting Period
Consumables Cover

COVID-19 cover
Tax benefits
Ambulance cover
Hospitalisation cover

Illegal activities
Adventure sports
Obesity treatments
HIV/AIDS

Consumables cover
High sum insured
Affordable
Diagnostics covered

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: ₹50
000 to ₹2.5 lakhs</li> <li>Waiting Period: 15 days</li> </ul>

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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